ICICI SIP Calculator

Systematic Investment Plan or SIP is one of the methods of making investments at regular intervals in various funds, the other being the lump sum method of investment. SIP helps in accumulating wealth and increasing capital over a fixed time period. SIP Calculator is the best tool every investor needs to easily calculate their SIP returns at maturity.

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  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

SIP Benefits

  • Start SIP with as low as ₹1000
  • No hidden charges
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • Disciplined & worry-free investing
Top Performing˜ SIPs with High Returns
Invest ₹10k/month & Get ₹1 Cr# Tax-Free*
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We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold
Disclaimer:# The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds.

ICICI SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹22.4 L
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
High Growth Fund
18.46%
High Growth Fund
Top 200 Fund
19.18%
Top 200 Fund
Accelerator Mid-Cap Fund II
14.59%
Accelerator Mid-Cap Fund II
Opportunities Fund
14.74%
Opportunities Fund
Equity II Fund
10.21%
Equity II Fund
Accelerator Fund
13.35%
Accelerator Fund
Growth Opportunities Plus Fund
14.38%
Growth Opportunities Plus Fund
Multiplier
15.46%
Multiplier
Equity Top 250 Fund
11.39%
Equity Top 250 Fund
Future Apex Fund
13.39%
Future Apex Fund
Opportunities Fund
12.34%
Opportunities Fund
Frontline Equity Fund
14.03%
Frontline Equity Fund
Virtue II
15.07%
Virtue II
Pension Dynamic Equity Fund
10.86%
Pension Dynamic Equity Fund
Equity Optimiser Pension
12.37%
Equity Optimiser Pension
Blue-Chip Equity Fund
10.16%
Blue-Chip Equity Fund

What is the ICICI SIP Calculator?

The ICICI SIP Calculator is an online financial tool that helps you estimate the potential returns from best SIP plans. The SIP return calculator can be extremely useful in planning for long-term financial goals like retirement, education, or a house purchase. It's a convenient way to visualize the power of compounding and understand how consistent investing can help you grow your wealth over time. Due to various factors related to the financial market, actual returns may vary from the calculated amount.

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹9,928

NAV

118.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.23 18.46 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.17 17.53 15.07 %

Instant tax receipt
AUM (Cr)

₹37,289

NAV

79.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.33 15.97 14.74 %

Instant tax receipt
AUM (Cr)

₹5,652

NAV

83.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.56 13.74 14.59 %

Instant tax receipt
AUM (Cr)

₹3,581

NAV

42.41

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.28 14.31 14.22 %

Instant tax receipt
AUM (Cr)

₹4,348

NAV

70.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.31 15.91 14.03 %

Instant tax receipt
AUM (Cr)

₹349

NAV

98.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.11 15.62 13.85 %

Instant tax receipt
AUM (Cr)

₹440

NAV

69.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.07 14.54 13.78 %

Instant tax receipt
AUM (Cr)

₹7,189

NAV

157.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.26 14.49 13.48 %

Instant tax receipt
AUM (Cr)

₹101

NAV

58.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.4 16.15 13.39 %

Instant tax receipt
AUM (Cr)

₹3,248

NAV

71.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 24.17 17.53 15.07 %

AUM (Cr)

₹3,581

NAV

42.41

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.28 14.31 14.22 %

AUM (Cr)

₹4,348

NAV

70.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.31 15.91 14.03 %

AUM (Cr)

₹349

NAV

98.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.11 15.62 13.85 %

AUM (Cr)

₹440

NAV

69.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.07 14.54 13.78 %

AUM (Cr)

₹7,189

NAV

157.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.26 14.49 13.48 %

AUM (Cr)

₹101

NAV

58.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.4 16.15 13.39 %

AUM (Cr)

₹236

NAV

50.33

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.62 15.88 13.35 %

AUM (Cr)

₹2,883

NAV

71.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.22 14.39 13.21 %

AUM (Cr)

₹13,357

NAV

83.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.61 13.92 12.68 %

AUM (Cr)

₹9,928

NAV

118.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.23 18.46 %

AUM (Cr)

₹37,289

NAV

79.47

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 25.33 15.97 14.74 %

AUM (Cr)

₹5,652

NAV

83.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 23.56 13.74 14.59 %

AUM (Cr)

₹2,323

NAV

182.93

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 30.5 22.77 19.18 %

AUM (Cr)

₹986

NAV

75.34

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.58 15.64 14.38 %

AUM (Cr)

₹13,638

NAV

70.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.03 14.38 12.9 %

AUM (Cr)

₹3,368

NAV

60.41

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.33 14.19 12.34 %

AUM (Cr)

₹1,183

NAV

54.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.43 13.9 12.22 %

AUM (Cr)

₹539

NAV

58.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.54 12.9 11.39 %

AUM (Cr)

₹222

NAV

94.67

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.32 8.63 8.54 %

AUM (Cr)

₹866

NAV

40.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.15 8.05 7.92 %

AUM (Cr)

₹501

NAV

38.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.99 8.05 7.72 %

AUM (Cr)

₹136

NAV

34.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.66 7.63 7.53 %

AUM (Cr)

₹210

NAV

47.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.15 7.56 7.41 %

AUM (Cr)

₹75

NAV

40.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.53 7.4 7.37 %

AUM (Cr)

₹96

NAV

38.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.61 7.56 7.29 %

AUM (Cr)

₹8,009

NAV

32.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.28 7.18 7.25 %

AUM (Cr)

₹139

NAV

29.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.05 7.1 7.25 %

AUM (Cr)

₹19,982

NAV

49.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 7.37 7.23 %

AUM (Cr)

₹878

NAV

100.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.46 17.08 15.32 %

AUM (Cr)

₹369

NAV

48.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.68 11.69 10.65 %

AUM (Cr)

₹501

NAV

104.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.24 10.58 9.97 %

AUM (Cr)

₹65

NAV

60.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.66 10.13 9.93 %

AUM (Cr)

₹5,893

NAV

40.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.94 10.65 9.92 %

AUM (Cr)

₹858

NAV

39.76

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.84 10.65 9.8 %

AUM (Cr)

₹295

NAV

31.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.57 10.03 9.7 %

AUM (Cr)

₹2,021

NAV

43.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.97 10.04 9.48 %

AUM (Cr)

₹19

NAV

34.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.17 10.41 9.46 %

AUM (Cr)

₹765

NAV

32.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.45 10.06 9.33 %

AUM (Cr)

₹7,189

NAV

157.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.26 14.49 13.48 %

AUM (Cr)

₹1,296

NAV

79.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.79 13.91 13.37 %

AUM (Cr)

₹2,883

NAV

71.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.22 14.39 13.21 %

View More

How Does the ICICI SIP Return Calculator Work?

ICICI SIP return calculator is easy to use and hassle-free, with minimal complications involved. The following information needs to be entered into the ICICI SIP calculator to compute the maturity amount:

  • The monthly amount that the investor wishes to invest

  • Current Rate of return offered on the particular mutual fund or market-linked fund

  • Total tenure the investor wishes to invest for

  • The maturity value will be computed in seconds

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
High Growth Fund Max Life
Rating
30.5% 22.23%
18.46%
View Plan
Top 200 Fund Tata AIA
Rating
30.5% 22.77%
19.18%
View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz
Rating
23.56% 13.74%
14.59%
View Plan
Opportunities Fund HDFC Standard
Rating
25.33% 15.97%
14.74%
View Plan
Equity II Fund Canara HSBC Oriental Bank
Rating
18.81% 11.01%
10.21%
View Plan
Growth Opportunities Plus Fund Bharti AXA
Rating
22.58% 15.64%
14.38%
View Plan
Multiplier Birla Sun Life
Rating
26.05% 15.5%
15.46%
View Plan
Equity Top 250 Fund Edelwiess Tokio
Rating
19.54% 12.9%
11.39%
View Plan
Opportunities Fund ICICI Prudential
Rating
22.33% 14.19%
12.34%
View Plan
Flexi Growth Fund LIC
Rating
- -
-
View Plan
Fund rating powered by
Last updated: Jun 2025
Compare more funds

  Returns
Fund Name 3 Years 5 Years 10 Years
Active Fund QUANT 23.92% 31.48%
21.87%
Flexi Cap Fund PARAG PARIKH 20.69% 26.41%
19.28%
Large and Mid-Cap Fund EDELWEISS 22.34% 24.29%
17.94%
Equity Opportunities Fund KOTAK 24.64% 25.01%
19.45%
Large and Midcap Fund MIRAE ASSET 19.74% 24.32%
22.50%
Flexi Cap Fund PGIM INDIA 14.75% 23.39%
-
Flexi Cap Fund DSP 18.41% 22.33%
16.91%
Emerging Equities Fund CANARA ROBECO 20.05% 21.80%
15.92%
Focused fund SUNDARAM 18.27% 18.22%
16.55%

Last updated: May 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

ICICI SIP Return Formula

The following formula is used for the computation of maturity value received at the end of SIP investment tenure:

The ICICI SIP Return works on the basis of the following formula:
FV = P x ({[ 1+ i ] ^ n-1 } / i ) x (1+i)
Terms used in ICICI SIP Return
FV
Future Value (The amount to be received after maturity)
P
amount that the investor invests
i
The rate of interest periodically, that is, annual return rate percentage / 12
n
Total number of months

Example

Mr. Karan invests Rs. 5,000 monthly at 14% through ELSS Fund SIP. If he selects the tenure of 10 years, then the returns will be:

FV = 5,000 x ({[ 1 + 0.14] ^ 120 – 1} / 0.14) x (1 + 0.14)
FV = Rs. 13,10,000
Total returns = Future Value – Invested Amount throughout the tenure
Total returns = Rs. 13,10,000 – Rs. 6,00,000
Total returns = Rs. 7,10,000
start-an-sip-today-watch-your-money-grow start-an-sip-today-watch-your-money-grow

Benefits of Using Policybazaar’s ICICI SIP Calculator Online

Listed below are some of the key benefits of using the ICICI SIP online calculator:

  • Using the ICICI SIP return calculator will offer peace of mind and will help save investors precious time.

  • The ICICI SIP calculator online will offer instant results, which will help the investor plan for future finances.

  • The ICICI SIP calculator online can be used from anywhere globally and from any device, making the calculation process convenient.

SIP Hub

Conclusion

The ICICI SIP Calculator is a valuable tool for anyone considering investing in a Systematic Investment Plan (SIP). This can be particularly useful for long-term financial planning, such as saving for retirement or a child's education. While it's important to note that past performance is not indicative of future results, the sip calculator can serve as a helpful tool in making informed investment decisions.

start-small-&-build-your-wealth-for-a-brighter-tomorrow start-small-&-build-your-wealth-for-a-brighter-tomorrow

FAQs

  • Is using the ICICI SIP Calculator free?

    Yes, using the ICICI SIP Calculator is generally free of charge.
  • What kind of output does the calculator provide?

    The calculator typically provides an estimate of your future corpus, including the total amount invested and the total returns generated.
  • How should I interpret the results from the calculator?

    The results provide a general idea of your potential financial growth. However, it's important to consider other factors such as market fluctuations and your individual financial goals.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^Section 80C allows annual deductions of up to ₹1.5 lacs from the taxable income. Section 10(10D) provides tax-free maturity benefits for investments of up to ₹2.5 Lacs/ year, on policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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