Best Axis Max Life SIP Plans 2025
Axis Max Life offers various Unit Linked Insurance Plans (ULIPs) with SIP options. ULIPs combine life insurance coverage with market-linked investments, offering wealth creation alongside protection. Below are the best SIP plans by Axis Max Life offered by Policybazaar:
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Axis Max Life Capital Guarantee Solution
Axis Max Life Capital Guarantee Solution SIP plan is a combination of two plans offered by Axis Max Life Insurance:
Axis Max Life Online Savings Plan: This is a Unit Linked Life Insurance plan (ULIP) that invests your premiums in a mix of debt and equity funds. The returns on your investment are linked to the performance of these funds.
Axis Max Life Smart Wealth Plan/Axis Max Life Assured Wealth Plan: This is a traditional savings plan that offers guaranteed returns on your investment. The rate of return is fixed at the time you purchase the plan.
The Capital Guarantee Solution combines the guaranteed returns of the traditional plan with the potential for market-linked growth. This means that you are guaranteed to get back your original investment plus any interest earned, even if the market performs poorly. However, you also have the chance to earn higher returns if the market performs well.
Triple Benefits Under the Plan
The plan also offers triple benefits:
In case of unfortunate death of life insured
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Life Cover paid to the family to meet immediate expenses.
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Future premiums are paid by the insurance company. On maturity, an amount is paid to the nominee.
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Nominees get monthly income to meet the regular expenses.
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Axis Max Life Online Savings Plan
Axis Max Life Online Savings Plan is an investment plan offered by Axis Max Life Insurance. It is a market-linked savings plan that provides life insurance cover along with the potential for wealth creation. This ULIP plan offers two variants:
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Variant 1: Death benefit is defined as the highest of Sum Assured, 105% of total premiums paid till the date of death, or Total Fund Value as on the date of death.
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Variant 2: Death benefit is defined as Sum Assured irrespective of the Total Fund Value.
People also read: Axis Max Life NFO
Plan at a Glance:
| Criteria |
Specification |
| Product Type |
Unit Linked Non Participating Individual Life Insurance Plan |
| Coverage |
All individuals in accordance with the Board Approved Underwriting Policy |
| Minimum Age of Life Insured at Entry |
18 years |
Maximum Age of Life Insured
at Entry |
Variant 1: 60 years
Variant 2: 54 years |
Maximum Maturity Age of the
Life Insured |
Variant 1: 85 Years
Variant 2: 64 years |
| Policy Term |
Variant 1- Minimum 5 years; Maximum 52 years for Maturity Age <=70 Years Minimum 10 years; Maximum 67 years for Maturity Age > 70 years Variant 2- Minimum – 5 years; Maximum – 30 years |
| Premium Payment Term |
Pick a Premium Payment Term:
Variant 1- Minimum – 5 years; Maximum – 52 years for Maturity Age <=70 years Minimum – 10 years; Maximum – 67 years for Maturity Age > 70 years Variant 2- Minimum – 5 years; Maximum – 30 years |
| Minimum Annualised Premium |
Annually: ₹12,000
Semi Annual: ₹6,000
Quarterly: ₹3,000
Monthly: ₹1,000 |
| Premium Payment Mode |
Annually, Semi-Annually, Quarterly and Monthly. |
| Minimum Sum Assured |
Minimum Sum Assured for both variants is ₹1,20,000 |
| Maximum Sum Assured |
No Limit |
| Riders |
Axis Max Life Critical Illness and Disability Secure Rider (UIN: 104A034V01):
This rider provides benefit upon diagnosis of any of the critical illnesses covered |
| Top Up |
Not Available |
| Loan Policy |
Not Available |
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| Max Life |
27.23% |
21.07% |
|
| Tata AIA |
30.99% |
21.69% |
|
| Bajaj Allianz |
24.23% |
12.8% |
|
| HDFC Standard |
25.77% |
14.87% |
|
| Canara HSBC Oriental Bank |
17.51% |
10.29% |
|
| Bharti AXA |
23.03% |
15.02% |
|
| Birla Sun Life |
26.67% |
14.18% |
|
| ICICI Prudential |
22.68% |
13.38% |
|
| LIC |
- |
- |
|
| PNB Metlife |
24% |
16.86% |
|
Fund rating powered by
Last updated: May 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
Conclusion
With Axis Max Life SIP Plans, you invest a fixed amount of money at regular intervals (usually monthly) into a chosen ULIP fund. The amount you invest can be as low as ₹500 per month, making it an accessible option for many people.
SIP Calculator
Monthly Investment
₹22.4 L
Top Funds with High Returns (Past 7 Years)
18.4%
High Growth Fund
17.46%
Top 200 Fund
14.57%
Accelerator Mid-Cap Fund II
14.81%
Opportunities Fund
10.58%
Growth Plus Fund
13.35%
Accelerator Fund
14.61%
Growth Opportunities Plus Fund
15.6%
Multiplier
11.48%
Equity Top 250 Fund
13.31%
Future Apex Fund
12.32%
Opportunities Fund
14.24%
Frontline Equity Fund
15.03%
Virtue II
10.88%
Pension Dynamic Equity Fund
11.8%
Equity Fund
10.32%
Blue-Chip Equity Fund
