Axis Max Life SIP Plans

Axis Max Life SIP Plans are a type of Unit Linked Insurance Plan (ULIP), which combines life insurance coverage with the potential for wealth creation through market-linked investments. SIP plans, or Systematic Investment Plans, are a popular way to invest in various financial instruments, like ULIPs, in a disciplined and regular manner. You can make your SIP smarter by using tools like an SIP Calculator and see how your money grows.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹11,792

NAV

116.57

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 26.3 22.55 19.07 %

Instant tax receipt
AUM (Cr)

₹2,722

NAV

75.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.45 17.97 16.17 %

Instant tax receipt
AUM (Cr)

₹3,366

NAV

70.88

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.88 17.6 15.58 %

Instant tax receipt
AUM (Cr)

₹440

NAV

70.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.03 15.54 15.23 %

Instant tax receipt
AUM (Cr)

₹36,970

NAV

77.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.53 16.4 15 %

Instant tax receipt
AUM (Cr)

₹4,690

NAV

70.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.41 16.63 14.9 %

Instant tax receipt
AUM (Cr)

₹239

NAV

51.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.84 16.7 14.73 %

Instant tax receipt
AUM (Cr)

₹5,748

NAV

82.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.5 14.75 14.51 %

Instant tax receipt
AUM (Cr)

₹3,677

NAV

43.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.55 14.87 14.41 %

Instant tax receipt
AUM (Cr)

₹113

NAV

57.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.48 16.37 14.39 %

Instant tax receipt
AUM (Cr)

₹2,722

NAV

75.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.45 17.97 16.17 %

AUM (Cr)

₹3,366

NAV

70.88

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.88 17.6 15.58 %

AUM (Cr)

₹440

NAV

70.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.03 15.54 15.23 %

AUM (Cr)

₹4,690

NAV

70.61

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.41 16.63 14.9 %

AUM (Cr)

₹239

NAV

51.62

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.84 16.7 14.73 %

AUM (Cr)

₹3,677

NAV

43.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.55 14.87 14.41 %

AUM (Cr)

₹113

NAV

57.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.48 16.37 14.39 %

AUM (Cr)

₹13,086

NAV

84.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.54 14.37 13.8 %

AUM (Cr)

₹1,008

NAV

46.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.85 14.64 13.56 %

AUM (Cr)

₹2,189

NAV

68.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.63 14.14 13.45 %

AUM (Cr)

₹11,792

NAV

116.57

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 26.3 22.55 19.07 %

AUM (Cr)

₹36,970

NAV

77.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.53 16.4 15 %

AUM (Cr)

₹5,748

NAV

82.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.5 14.75 14.51 %

AUM (Cr)

₹9,302

NAV

64.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21.91 22.64 21.15 %

AUM (Cr)

₹1,037

NAV

74.45

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.42 16.28 15.35 %

AUM (Cr)

₹13,897

NAV

70.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.78 15.29 13.95 %

AUM (Cr)

₹3,553

NAV

61.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.61 15.24 13.52 %

AUM (Cr)

₹1,143

NAV

56.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.36 15.08 13.36 %

AUM (Cr)

₹541

NAV

58.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.04 13.51 11.96 %

AUM (Cr)

₹269

NAV

29

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.82 10.95 11.3 %

AUM (Cr)

₹826

NAV

40.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.71 7.39 7.59 %

AUM (Cr)

₹480

NAV

38.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.44 7.58 7.42 %

AUM (Cr)

₹77

NAV

41.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.43 7 7.12 %

AUM (Cr)

₹121

NAV

29.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.89 6.99 7.12 %

AUM (Cr)

₹187

NAV

47.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.59 6.6 6.99 %

AUM (Cr)

₹18,375

NAV

50.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.3 6.89 6.95 %

AUM (Cr)

₹91

NAV

39.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.24 7 6.94 %

AUM (Cr)

₹1,031

NAV

46.85

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 6.83 6.9 %

AUM (Cr)

₹1,686

NAV

43.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.26 6.54 6.8 %

AUM (Cr)

₹917

NAV

101.63

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.27 17.3 15.97 %

AUM (Cr)

₹365

NAV

48.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.6 11.76 10.96 %

AUM (Cr)

₹5,496

NAV

40.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.5 11.04 10.69 %

AUM (Cr)

₹67

NAV

61.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.75 10.31 10.49 %

AUM (Cr)

₹485

NAV

105.56

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.97 10.62 10.47 %

AUM (Cr)

₹22,457

NAV

74.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.61 10.55 10.35 %

AUM (Cr)

₹281

NAV

32.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.72 10.72 10.33 %

AUM (Cr)

₹833

NAV

40.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.8 10.99 10.22 %

AUM (Cr)

₹7,453

NAV

111.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.37 10.69 10.15 %

AUM (Cr)

₹18

NAV

33.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.76 10.21 9.95 %

AUM (Cr)

₹1,309

NAV

80.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.94 14.56 13.98 %

AUM (Cr)

₹7,449

NAV

158.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.39 14.66 13.73 %

AUM (Cr)

₹3,075

NAV

69.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.52 13.99 13.26 %

View More

Best Axis Max Life SIP Plans 2025

Axis Max Life offers various Unit Linked Insurance Plans (ULIPs) with SIP options. ULIPs combine life insurance coverage with market-linked investments, offering wealth creation alongside protection. Below are the best SIP plans by Axis Max Life offered by Policybazaar:

  1. Axis Max Life Capital Guarantee Solution

    Axis Max Life Capital Guarantee Solution SIP plan is a combination of two plans offered by Axis Max Life Insurance:

    Axis Max Life Online Savings Plan: This is a Unit Linked Life Insurance plan (ULIP) that invests your premiums in a mix of debt and equity funds. The returns on your investment are linked to the performance of these funds.

    Axis Max Life Smart Wealth Plan/Axis Max Life Assured Wealth Plan: This is a traditional savings plan that offers guaranteed returns on your investment. The rate of return is fixed at the time you purchase the plan.

    The Capital Guarantee Solution combines the guaranteed returns of the traditional plan with the potential for market-linked growth. This means that you are guaranteed to get back your original investment plus any interest earned, even if the market performs poorly. However, you also have the chance to earn higher returns if the market performs well.

    Triple Benefits Under the Plan

    The plan also offers triple benefits:

    In case of unfortunate death of life insured

    • Life Cover paid to the family to meet immediate expenses.

    • Future premiums are paid by the insurance company. On maturity, an amount is paid to the nominee.

    • Nominees get monthly income to meet the regular expenses.

    List of Investment Funds

    Select insurers
    Select plans

  2. Axis Max Life Online Savings Plan

    Axis Max Life Online Savings Plan is an investment plan offered by Axis Max Life Insurance. It is a market-linked savings plan that provides life insurance cover along with the potential for wealth creation. This ULIP plan offers two variants:

    • Variant 1: Death benefit is defined as the highest of Sum Assured, 105% of total premiums paid till the date of death, or Total Fund Value as on the date of death.

    • Variant 2: Death benefit is defined as Sum Assured irrespective of the Total Fund Value.

    People also read: Axis Max Life NFO

    Plan at a Glance:

    Criteria  Specification 
    Product Type  Unit Linked Non Participating Individual Life Insurance Plan
    Coverage  All individuals in accordance with the Board Approved Underwriting Policy
    Minimum Age of Life Insured at Entry 18 years
    Maximum Age of Life Insured
    at Entry
    Variant 1: 60 years
    Variant 2: 54 years 
    Maximum Maturity Age of the
    Life Insured
    Variant 1: 85 Years
    Variant 2: 64 years
    Policy Term  Variant 1- Minimum 5 years; Maximum 52 years for Maturity Age <=70 Years Minimum 10 years; Maximum 67 years for Maturity Age > 70 years  Variant 2- Minimum – 5 years; Maximum – 30 years
    Premium Payment Term Pick a Premium Payment Term:
    Variant 1- Minimum – 5 years; Maximum – 52 years for Maturity Age <=70 years Minimum – 10 years; Maximum – 67 years for Maturity Age > 70 years  Variant 2-  Minimum – 5 years; Maximum – 30 years
    Minimum Annualised Premium  Annually: ₹12,000
    Semi Annual: ₹6,000
    Quarterly: ₹3,000
    Monthly: ₹1,000
    Premium Payment Mode  Annually, Semi-Annually, Quarterly and Monthly.
    Minimum Sum Assured  Minimum Sum Assured for both variants is ₹1,20,000
    Maximum Sum Assured  No Limit
    Riders  Axis Max Life Critical Illness and Disability Secure Rider (UIN: 104A034V01):
    This rider provides benefit upon diagnosis of any of the critical illnesses covered
    Top Up  Not Available
    Loan Policy Not Available

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Equity Fund SBI Life
Rating
13.75% 13.64%
12.66%
View Plan
Opportunities Fund HDFC Life
Rating
20.53% 16.4%
15%
View Plan
High Growth Fund Axis Max Life
Rating
26.3% 22.55%
19.07%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
16.61% 15.24%
13.52%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21.91% 22.64%
21.15%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
17.5% 14.75%
14.51%
View Plan
Multiplier Birla Sun Life
Rating
19.45% 16.74%
15.94%
View Plan
Pension Mid Cap Fund PNB MetLife
Rating
31.41% 24.68%
18.41%
View Plan
Growth Plus Fund Canara HSBC Life
Rating
12.91% 12.2%
11.58%
View Plan
US Equity Fund Star Union Dai-ichi Life
Rating
15.2% -
14.8%
View Plan
Fund rating powered by
Last updated: Nov 2025
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹822.00 Crs 35.31% N/A N/A ₹500 35.07%
Bandhan Small Cap Fund Regular-Growth ₹14,062.19 Crs 29.34% 30.26% N/A ₹1,000 31.59%
Motilal Oswal Midcap Fund Regular-Growth ₹33,608.53 Crs 25.97% 33.24% 17.66% ₹500 22.31%
ICICI Prudential Infrastructure Fund-Growth ₹7,941.20 Crs 28.79% 37.23% 17.14% ₹5,000 15.97%
Canara Robeco Large Cap Fund Regular-Growth ₹16,406.92 Crs 16.08% 17.34% 13.87% ₹100 12.99%
Mirae Asset Large Cap Fund Direct- Growth ₹39,975.32 Crs 14.85% 17.48% 14.46% ₹5,000 16.26%
Kotak Midcap Fund Regular-Growth ₹57,375.20 Crs 22.42% 27.51% 18.07% ₹100 15.26%
SBI Small Cap Fund-Growth ₹35,562.96 Crs 13.89% 23.99% 18.17% ₹5,000 19.25%
SBI Gold ETF ₹8,810.86 Crs 31.81% 17.85% 15.14% ₹5,000 12.57%

Last updated: October 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

Conclusion

With Axis Max Life SIP Plans, you invest a fixed amount of money at regular intervals (usually monthly) into a chosen ULIP fund. The amount you invest can be as low as ₹500 per month, making it an accessible option for many people.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
13.29%
Equity Pension
Global Equity Index Funds Strategy
15.49%
Global Equity Index Funds Strategy
High Growth Fund
19.07%
High Growth Fund
Opportunities Fund
13.52%
Opportunities Fund
Multi Cap Fund
21.15%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.51%
Accelerator Mid-Cap Fund II
Multiplier
15.94%
Multiplier
Frontline Equity Fund
14.9%
Frontline Equity Fund
Pension Mid Cap Fund
18.41%
Pension Mid Cap Fund
Growth Plus Fund
11.58%
Growth Plus Fund
US Equity Fund
14.8%
US Equity Fund
Growth Opportunities Plus Fund
15.35%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.96%
Equity Top 250 Fund
Future Apex Fund
14.39%
Future Apex Fund
Pension Dynamic Equity Fund
12.34%
Pension Dynamic Equity Fund
Pension Enhanced Equity
14.77%
Pension Enhanced Equity

FAQ's

  • Why invest in a systematic investment plan?

    A systematic investment plan (SIP) is a simple, safe, and cost-effective way to invest your savings in mutual funds. It's great for reducing risks and investing regularly.
  • When is the best time to invest in a SIP?

    There's no perfect time to start a SIP. You don't need to time the market or wait for the right moment to invest in market-linked securities. SIPs make investing easier by automating the process.
  • What is the minimum amount required to invest in SIP?

    The minimum amount for SIP investment is ₹500. You can start with this amount and gradually build a significant corpus over time.

SIP Hub

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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