Axis Max Life SIP Plans

Axis Max Life SIP Plans are a type of Unit Linked Insurance Plan (ULIP), which combines life insurance coverage with the potential for wealth creation through market-linked investments. SIP plans, or Systematic Investment Plans, are a popular way to invest in various financial instruments, like ULIPs, in a disciplined and regular manner. You can make your SIP smarter by using tools like an SIP Calculator and see how your money grows.

Read more

SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹11,620

NAV

145.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.35 17.97 16.94 %

Instant tax receipt
AUM (Cr)

₹2,687

NAV

67.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.49 14.78 14.66 %

Instant tax receipt
AUM (Cr)

₹3,237

NAV

63.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.33 15.22 14.41 %

Instant tax receipt
AUM (Cr)

₹35,377

NAV

70.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.4 14.07 14.02 %

Instant tax receipt
AUM (Cr)

₹446

NAV

63.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.93 12.69 13.96 %

Instant tax receipt
AUM (Cr)

₹4,837

NAV

63.81

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.89 13.57 13.7 %

Instant tax receipt
AUM (Cr)

₹5,458

NAV

73.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.09 12.31 13.59 %

Instant tax receipt
AUM (Cr)

₹219

NAV

45.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.57 13.47 13.26 %

Instant tax receipt
AUM (Cr)

₹3,598

NAV

38.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.56 11.97 13.15 %

Instant tax receipt
AUM (Cr)

₹12,241

NAV

75.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.86 11.13 12.35 %

Instant tax receipt
AUM (Cr)

₹2,687

NAV

67.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.49 14.78 14.66 %

AUM (Cr)

₹3,237

NAV

63.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.33 15.22 14.41 %

AUM (Cr)

₹446

NAV

63.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.93 12.69 13.96 %

AUM (Cr)

₹4,837

NAV

63.81

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.89 13.57 13.7 %

AUM (Cr)

₹219

NAV

45.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.57 13.47 13.26 %

AUM (Cr)

₹3,598

NAV

38.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.56 11.97 13.15 %

AUM (Cr)

₹12,241

NAV

75.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.86 11.13 12.35 %

AUM (Cr)

₹965

NAV

41.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.61 11.69 12.06 %

AUM (Cr)

₹60

NAV

39.58

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.28 11.88 11.98 %

AUM (Cr)

₹2,097

NAV

60.07

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.2 10.63 11.91 %

AUM (Cr)

₹11,620

NAV

145.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.35 17.97 16.94 %

AUM (Cr)

₹35,377

NAV

70.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.4 14.07 14.02 %

AUM (Cr)

₹5,458

NAV

73.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.09 12.31 13.59 %

AUM (Cr)

₹9,938

NAV

57.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 19.36 22 %

AUM (Cr)

₹12,572

NAV

106.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.88 20.25 17.9 %

AUM (Cr)

₹1,051

NAV

68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.29 13.75 14.43 %

AUM (Cr)

₹13,553

NAV

64.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.67 12.54 12.87 %

AUM (Cr)

₹1,125

NAV

51.71

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.84 12.49 12.52 %

AUM (Cr)

₹3,551

NAV

55.1

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.04 12.13 12.16 %

AUM (Cr)

₹526

NAV

53.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.08 11.11 11.08 %

AUM (Cr)

₹242

NAV

26.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.68 8.85 9.98 %

AUM (Cr)

₹823

NAV

41.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.81 7.02 7.39 %

AUM (Cr)

₹499

NAV

38.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.43 7 7.11 %

AUM (Cr)

₹117

NAV

30.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.02 6.67 6.96 %

AUM (Cr)

₹171

NAV

35.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.34 6.52 6.94 %

AUM (Cr)

₹77

NAV

41.46

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.55 6.54 6.89 %

AUM (Cr)

₹16,781

NAV

50.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.44 6.43 6.72 %

AUM (Cr)

₹93

NAV

39.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.39 6.63 6.71 %

AUM (Cr)

₹172

NAV

47.09

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.76 6.15 6.69 %

AUM (Cr)

₹1,013

NAV

46.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.85 6.4 6.68 %

AUM (Cr)

₹904

NAV

93.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.63 15.03 14.84 %

AUM (Cr)

₹354

NAV

45.81

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.11 9.84 10.15 %

AUM (Cr)

₹62

NAV

58.6

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.08 8.77 9.79 %

AUM (Cr)

₹5,072

NAV

37.96

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.02 8.91 9.75 %

AUM (Cr)

₹460

NAV

99.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.92 8.91 9.72 %

AUM (Cr)

₹807

NAV

38.01

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.78 9.24 9.46 %

AUM (Cr)

₹21,160

NAV

69.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.32 8.56 9.38 %

AUM (Cr)

₹6,860

NAV

105.25

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.11 8.97 9.33 %

AUM (Cr)

₹272

NAV

29.88

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.18 8.71 9.33 %

AUM (Cr)

₹1,775

NAV

41.2

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.78 8.83 9.1 %

View More

Best Axis Max Life SIP Plans 2026

Axis Max Life offers various Unit Linked Insurance Plans (ULIPs) with SIP options. ULIPs combine life insurance coverage with market-linked investments, offering wealth creation alongside protection. Below are the best SIP plans by Axis Max Life offered by Policybazaar:

  1. Axis Max Life Capital Guarantee Solution

    Axis Max Life Capital Guarantee Solution SIP plan is a combination of two plans offered by Axis Max Life Insurance:

    Axis Max Life Online Savings Plan: This is a Unit Linked Life Insurance plan (ULIP) that invests your premiums in a mix of debt and equity funds. The returns on your investment are linked to the performance of these funds.

    Axis Max Life Smart Wealth Plan/Axis Max Life Assured Wealth Plan: This is a traditional savings plan that offers guaranteed returns on your investment. The rate of return is fixed at the time you purchase the plan.

    The Capital Guarantee Solution combines the guaranteed returns of the traditional plan with the potential for market-linked growth. This means that you are guaranteed to get back your original investment plus any interest earned, even if the market performs poorly. However, you also have the chance to earn higher returns if the market performs well.

    Triple Benefits Under the Plan

    The plan also offers triple benefits:

    In case of unfortunate death of life insured

    • Life Cover paid to the family to meet immediate expenses.

    • Future premiums are paid by the insurance company. On maturity, an amount is paid to the nominee.

    • Nominees get monthly income to meet the regular expenses.

    List of Investment Funds

    Select insurers
    Select plans

  2. Axis Max Life Online Savings Plan

    Axis Max Life Online Savings Plan is an investment plan offered by Axis Max Life Insurance. It is a market-linked savings plan that provides life insurance cover along with the potential for wealth creation. This ULIP plan offers two variants:

    • Variant 1: Death benefit is defined as the highest of Sum Assured, 105% of total premiums paid till the date of death, or Total Fund Value as on the date of death.

    • Variant 2: Death benefit is defined as Sum Assured irrespective of the Total Fund Value.

    People also read: Axis Max Life NFO

    Plan at a Glance:

    Criteria  Specification 
    Product Type  Unit Linked Non Participating Individual Life Insurance Plan
    Coverage  All individuals in accordance with the Board Approved Underwriting Policy
    Minimum Age of Life Insured at Entry 18 years
    Maximum Age of Life Insured
    at Entry
    Variant 1: 60 years
    Variant 2: 54 years 
    Maximum Maturity Age of the
    Life Insured
    Variant 1: 85 Years
    Variant 2: 64 years
    Policy Term  Variant 1- Minimum 5 years; Maximum 52 years for Maturity Age <=70 Years Minimum 10 years; Maximum 67 years for Maturity Age > 70 years  Variant 2- Minimum – 5 years; Maximum – 30 years
    Premium Payment Term Pick a Premium Payment Term:
    Variant 1- Minimum – 5 years; Maximum – 52 years for Maturity Age <=70 years Minimum – 10 years; Maximum – 67 years for Maturity Age > 70 years  Variant 2-  Minimum – 5 years; Maximum – 30 years
    Minimum Annualised Premium  Annually: ₹12,000
    Semi Annual: ₹6,000
    Quarterly: ₹3,000
    Monthly: ₹1,000
    Premium Payment Mode  Annually, Semi-Annually, Quarterly and Monthly.
    Minimum Sum Assured  Minimum Sum Assured for both variants is ₹1,20,000
    Maximum Sum Assured  No Limit
    Riders  Axis Max Life Critical Illness and Disability Secure Rider (UIN: 104A034V01):
    This rider provides benefit upon diagnosis of any of the critical illnesses covered
    Top Up  Not Available
    Loan Policy Not Available

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Equity Fund SBI Life
Rating
9.11% 10.11%
10.96%
View Plan
Opportunities Fund HDFC Life
Rating
13.4% 14.07%
14.02%
View Plan
High Growth Fund Axis Max Life
Rating
18.88% 20.25%
17.9%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
12.04% 12.13%
12.16%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21% 19.36%
22%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
13.09% 12.31%
13.59%
View Plan
Multiplier Birla Sun Life
Rating
15.38% 14.25%
15.15%
View Plan
Virtue II PNB MetLife
Rating
13.33% 15.22%
14.41%
View Plan
Equity II Fund Canara HSBC Life
Rating
9.31% 9%
10.09%
View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life
Rating
7.85% 8.65%
9.8%
View Plan
Fund rating powered by
Last updated: Feb 2026
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹822.00 Crs 30.49% N/A N/A ₹500 29.73%
Bandhan Small Cap Fund Regular-Growth ₹14,062.19 Crs 27.38% 21.07% N/A ₹1,000 26.42%
Motilal Oswal Midcap Fund Regular-Growth ₹33,608.53 Crs 19.53% 21.14% 15.9% ₹500 19.14%
ICICI Prudential Infrastructure Fund-Growth ₹7,941.20 Crs 21.36% 24.4% 17.52% ₹5,000 15.04%
Canara Robeco Large Cap Fund Regular-Growth ₹16,406.92 Crs 12.85% 10.52% 13.31% ₹100 11.82%
Mirae Asset Large Cap Fund Direct- Growth ₹39,975.32 Crs 11.99% 10.67% 13.83% ₹5,000 14.75%
Kotak Midcap Fund Regular-Growth ₹57,375.20 Crs 19.18% 17.19% 17.46% ₹100 14.19%
SBI Small Cap Fund-Growth ₹35,562.96 Crs 11.63% 13.71% 16.97% ₹5,000 17.75%
SBI Gold ETF ₹8,810.86 Crs 31% 24.4% 15.7% ₹5,000 13.18%

Updated as of Feb 2026

Compare more funds

Conclusion

With Axis Max Life SIP Plans, you invest a fixed amount of money at regular intervals (usually monthly) into a chosen ULIP fund. The amount you invest can be as low as ₹500 per month, making it an accessible option for many people.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
11.82%
Equity Pension
Opportunities Fund
14.02%
Opportunities Fund
High Growth Fund
17.9%
High Growth Fund
Opportunities Fund
12.16%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
13.59%
Accelerator Mid-Cap Fund II
Multiplier
15.15%
Multiplier
Frontline Equity Fund
13.7%
Frontline Equity Fund
Virtue II
14.41%
Virtue II
Equity II Fund
10.09%
Equity II Fund
Blue-Chip Equity Fund
9.8%
Blue-Chip Equity Fund
Growth Opportunities Plus Fund
14.43%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.08%
Equity Top 250 Fund
Future Opportunity Fund
11.98%
Future Opportunity Fund
Pension Dynamic Equity Fund
10.89%
Pension Dynamic Equity Fund
Accelerator Fund
13.26%
Accelerator Fund

FAQ's

  • Why invest in a systematic investment plan?

    A systematic investment plan (SIP) is a simple, safe, and cost-effective way to invest your savings in mutual funds. It's great for reducing risks and investing regularly.
  • When is the best time to invest in a SIP?

    There's no perfect time to start a SIP. You don't need to time the market or wait for the right moment to invest in market-linked securities. SIPs make investing easier by automating the process.
  • What is the minimum amount required to invest in SIP?

    The minimum amount for SIP investment is ₹500. You can start with this amount and gradually build a significant corpus over time.

SIP Hub

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Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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