Star Union Dai-ichi SIP Plan

Star Union Dai-ichi Life Insurance Co. Ltd. (SUD Life) offers a diverse portfolio of investment-linked insurance plans tailored for Indian investors seeking long-term wealth creation and life protection. While SUD Life does not offer a traditional Systematic Investment Plan (SIP) akin to mutual funds, it provides Unit Linked Insurance Plans (ULIPs) that allow policyholders to invest periodically, mirroring the SIP approach.

Read more

Invest Today, Secure Tomorrow
  • Take the first step to ₹1 Crore

    Start SIP in just 2 minutes
  • 100% online, Zero paperwork

    150+ Fund Options Available
  • Funds delivering up to 18% CAGR+

    Expert help at no extra cost

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹12,038

NAV

177.79

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.57 21.04 17.81 %

Instant tax receipt
AUM (Cr)

₹3,211

NAV

70.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.64 16.83 14.98 %

Instant tax receipt
AUM (Cr)

₹2,538

NAV

74.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.98 16.01 14.9 %

Instant tax receipt
AUM (Cr)

₹34,849

NAV

80.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.22 16.27 14.28 %

Instant tax receipt
AUM (Cr)

₹5,554

NAV

84.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.66 14.96 13.96 %

Instant tax receipt
AUM (Cr)

₹4,846

NAV

71.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.84 15.02 13.82 %

Instant tax receipt
AUM (Cr)

₹419

NAV

69.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.34 13.51 13.77 %

Instant tax receipt
AUM (Cr)

₹135

NAV

57.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.65 14.41 13.22 %

Instant tax receipt
AUM (Cr)

₹202

NAV

48.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.65 14.24 13.16 %

Instant tax receipt
AUM (Cr)

₹3,388

NAV

41.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.91 12.64 13.15 %

Instant tax receipt
AUM (Cr)

₹3,211

NAV

70.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.64 16.83 14.98 %

AUM (Cr)

₹2,538

NAV

74.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.98 16.01 14.9 %

AUM (Cr)

₹4,846

NAV

71.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.84 15.02 13.82 %

AUM (Cr)

₹419

NAV

69.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.34 13.51 13.77 %

AUM (Cr)

₹135

NAV

57.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.65 14.41 13.22 %

AUM (Cr)

₹202

NAV

48.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.65 14.24 13.16 %

AUM (Cr)

₹3,388

NAV

41.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.91 12.64 13.15 %

AUM (Cr)

₹3,206

NAV

71.07

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.22 13.88 12.83 %

AUM (Cr)

₹7,200

NAV

149.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.51 13.79 12.58 %

AUM (Cr)

₹1,903

NAV

56.27

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.91 11.59 11.62 %

AUM (Cr)

₹12,038

NAV

177.79

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.57 21.04 17.81 %

AUM (Cr)

₹34,849

NAV

80.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.22 16.27 14.28 %

AUM (Cr)

₹5,554

NAV

84.48

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.66 14.96 13.96 %

AUM (Cr)

₹10,835

NAV

67.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 21.59 22 %

AUM (Cr)

₹32

NAV

10.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22 21.62 20 %

AUM (Cr)

₹1,050

NAV

76.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.53 15.2 14.67 %

AUM (Cr)

₹13,103

NAV

72.45

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.85 13.93 13.01 %

AUM (Cr)

₹3,473

NAV

61.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.3 12.8 12.6 %

AUM (Cr)

₹1,020

NAV

54.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.46 13.01 12.22 %

AUM (Cr)

₹503

NAV

56.93

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.95 11.69 10.99 %

AUM (Cr)

₹220

NAV

27.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.35 8.89 9.81 %

AUM (Cr)

₹829

NAV

42.53

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.28 6.79 7.4 %

AUM (Cr)

₹528

NAV

39.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.86 6.58 7.05 %

AUM (Cr)

₹72

NAV

43.1

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.14 6.44 6.96 %

AUM (Cr)

₹127

NAV

30.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.14 6.74 6.93 %

AUM (Cr)

₹6,522

NAV

33.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.45 5.94 6.73 %

AUM (Cr)

₹91

NAV

40.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.9 6.32 6.71 %

AUM (Cr)

₹16,422

NAV

51.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.88 6.23 6.71 %

AUM (Cr)

₹1,064

NAV

48.71

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 6.33 6.47 6.7 %

AUM (Cr)

₹156

NAV

48.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.41 5.77 6.67 %

AUM (Cr)

₹897

NAV

103.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.9 16.18 15.1 %

AUM (Cr)

₹348

NAV

49.39

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.25 10.47 10.16 %

AUM (Cr)

₹62

NAV

61.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.12 9.09 9.76 %

AUM (Cr)

₹4,662

NAV

40.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.14 9.57 9.72 %

AUM (Cr)

₹433

NAV

104.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.87 9.06 9.52 %

AUM (Cr)

₹19,882

NAV

73.57

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.56 8.96 9.43 %

AUM (Cr)

₹6,293

NAV

110.71

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.01 9.23 9.36 %

AUM (Cr)

₹751

NAV

39.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.39 9.48 9.35 %

AUM (Cr)

₹1,669

NAV

44.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.03 9.63 9.21 %

AUM (Cr)

₹254

NAV

31.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.97 9.32 9.12 %

View More

List of Star Union Dai-ichi SIP Plans

Fund Name 5 Year Returns  10 Year Returns 
Star Union Dai-ichi Life-Apex Growth 14.79% 10.07%
Star Union Dai-ichi Life-Equity 16.88% 10.44%
Star Union Dai-ichi Life-Income Fund 5.72% 6.42%
Star Union Dai-ichi Life- Mid Cap Fund 25.24% -
Star Union Dai-ichi Life-Pension Balanced 9.63% 7.89%

Understanding SUD Life's Investment Plans

SUD Life's investment plans are designed to cater to various financial goals, combining life insurance coverage with investment opportunities. These plans offer flexibility, allowing policyholders to choose premium payment terms, investment strategies, and fund options based on their risk appetite and financial objectives.​

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹1.03 Cr
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
Start Investing

Key ULIP Plans Offered by SUD Life

Plan Name Key Features Suitable For
SUD Life Wealth Builder Single premium plan with 9 fund options, life cover, partial withdrawals, and fund switching. Investors seeking one-time investment with flexibility.
SUD Life Dhan Suraksha Plus Offers life cover with investment in 4 fund options, flexible premium payment terms. Individuals looking for a balance between protection and investment.
SUD Life Star TULIP High protection coverage up to 30x, wealth boosters, and 12 free switches per year. Long-term investors desiring high coverage and growth potential.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Top Savings Plans by SUD Life

Plan Name Highlights Ideal For
SUD Life Century Income Guaranteed income with options for immediate, deferred, or twin income payouts. Individuals seeking regular income post-retirement.
SUD Life Guaranteed Money Back Plan Periodic money-back payouts during the policy term along with maturity benefits. Those looking for liquidity at regular intervals.
SUD Life Century Star Life cover ranging from ₹5 lakhs to ₹25 lakhs, flexible premium payment options. Policyholders desiring customizable coverage.

Conclusion

Star Union Dai-ichi Life Insurance offers a versatile range of investment-linked and savings plans that cater to diverse financial goals—be it wealth creation, life protection, or guaranteed income. While it doesn’t offer traditional SIPs, its ULIP plans allow investors to make periodic contributions. Whether you're a first-time investor looking to dip your toes in market-linked products or a seasoned planner aiming for long-term wealth and protection, SUD Life has a plan that fits. By understanding your goals and risk profile, you can choose the most suitable plan and take a confident step toward financial security.

FAQs

  • Does SUD Life offer traditional SIPs?

    No, SUD Life does not offer traditional mutual fund SIPs. However, their ULIP plans allow for periodic premium payments, functioning similarly to SIPs by enabling regular investments.
  • What is the minimum investment amount in SUD Life's ULIPs?

    The minimum investment varies by plan. For instance, the SUD Life Wealth Builder requires a single premium payment, while others like Dhan Suraksha Plus offer flexible premium payment options.
  • Can I switch funds in SUD Life's ULIP plans?

    Yes, plans like SUD Life Star TULIP offer up to 12 free fund switches per year, allowing policyholders to adjust their investment strategy based on market conditions.
  • Are there any guaranteed returns in SUD Life's savings plans?

    Yes, plans like SUD Life Century Income provide guaranteed income payouts, offering financial stability over the policy term.
  • How can I purchase a plan from SUD Life?

    You can buy plans online through the SUD Life website or consult their advisors for personalised assistance.

SIP Hub
View More

SIP plans Articles

Recent Articles
Popular Articles
SIP Investment at Age 30 vs 45

19 Jun 2026

A 15-year delay in starting your SIP doesn't just cost you 15
Read more
EMI vs SIP

20 Mar 2026

Every month, millions of Indians decide whether to use their
Read more
SIP Cancellation Form

20 Mar 2026

An SIP Cancellation Form gives you complete control over your
Read more
How to Stop SIP Online

16 Mar 2026

Investing in a Systematic Investment Plan (SIP) is one of the
Read more
How to Open an SIP Account

16 Mar 2026

Opening an SIP account is a simple process that allows you to
Read more
SIP Calculator
  • 10 Apr 2018
  • 1518386
Best Mutual Funds Increase Your SIP Wealth See how increasing your contribution by just ₹5,000 and
Read more
Best SIP Plans
  • 14 Feb 2020
  • 398961
The best SIP plan isn't the one with the highest recent return: it's the one that matches your goal and how long
Read more
Best SIP Plan for 5 Years
  • 20 Aug 2025
  • 46839
Updated: 07-07-2026 05:33:05 AM SIP for 5-year horizon is long enough for your money to grow, but short enough
Read more
Systematic Withdrawal Plan - SWP
  • 22 Jun 2023
  • 48739
A Systematic Withdrawal Plan (SWP) is a mutual fund feature that enables regular, fixed withdrawals from your
Read more
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1199759
A Systematic Investment Plan (SIP) is a method to invest fixed amounts regularly in mutual funds. It makes the
Read more

Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL