IndiaFirst SIP Calculator

IndiaFirst SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

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Total Wealth ₹1.03 Cr

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I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

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Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

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Monthly Investment ₹22.4 L

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Top Funds with High Returns (Past 7 Years)

12.43%

Equity Pension

14.73%

Opportunities Fund

19.11%

High Growth Fund

12.6%

Opportunities Fund

22%

Multi Cap Fund

14.42%

Accelerator Mid-Cap Fund II

16.32%

Multiplier

14.01%

Frontline Equity Fund

15.36%

Virtue II

10.36%

Equity II Fund

10.23%

Blue-Chip Equity Fund

16.13%

Global Equity Growth Fund

15%

Growth Opportunities Plus Fund

11.37%

Equity Top 250 Fund

13.43%

Future Apex Fund

11.14%

Pension Dynamic Equity Fund

13.65%

Accelerator Fund

How Does the IndiaFirst SIP Calculator Work?

The following four variables are taken into account by the SIP calculator to project the potential future value of SIPs. 

Understanding SIP Calculation with Example

Let's look at the following example to understand how the IndiaFirst SIP Calculator works.

Let’s say that you have decided to start investing, keeping in mind the goal of being financially secured at the time of retirement. You begin by investing ₹ 5,000 every month with a 10% annual rate of return for a period of 20 years. What will be the future value of your investments?

Interest rate (i)= 10% p.a.

Total number of installments (n) = 20 years x 12 = 240 months

Fixed Amount of SIP Installment (p) = ₹5,000

By converting the annual interest rate to monthly and solving the equation based on the formula given above, you arrive at an approximate future value of ₹ 36,20,000. 

So, you come to know that due to the power of compounding, your invested amount of ₹12,00,000 grows in the future. The longer it stays invested, the more it grows. 

How to Use Policybazaar’s IndiaFirst Mutual Fund SIP Calculator?

Policybazaar IndiaFirst SIP calculator provides you with the future value of your SIP investments in a jiffy. Follow the given steps to use Policybazaar’s SIP mutual fund calculator provided above:

If You Know Your Investment Amount:

The steps below will help you calculate your monthly, yearly, or lump sum investment returns.

1. Monthly Return Calculation

   • Mention the amount you plan to invest each month.

   • Enter your expected annual rate of return.

   • Specify your investment duration in years.

   The calculator will show you the estimated compounded amount and the total accumulated amount at the end of your investment period. 

2. Yearly Return Calculation

   • Specify your yearly Investment Amount.

   • Enter your expected annual rate of return.

   • Enter your investment duration in years.

   The Policybazaar IndiaFirst mutual fund SIP calculator will show you the wealth you will gain on your investments and the total accumulated amount.

3. Lump Sum Return Calculation

   • Specify the one-time amount you plan to invest.

   • Enter your anticipated annual return rate.

   • Indicate the duration of your investment in years.

The SIP calculator will show your estimated lump sum returns and the total amount you'll have at the end of your investment.

If You Know Your Goal Amount:

• Enter your target savings or the amount you want to generate from your investments.

• Specify your planned investment timeframe.

• Input the expected rate of return.

• The Policybazaar IndiaFirst SIP calculator will instantly show you the required monthly investment, your total investment, and the projected wealth gain.

Benefits of Policybazaar IndiaFirst SIP Calculator 

The IndiaFirst SIP calculator offered by Policybazaar streamlines financial planning for you with the following key advantages:

• Foreseeing Investments Maturity Amount: The Policybazaar IndiaFirst SIP Calculator helps investors ascertain how their investments will grow over a particular span, making it easier for them to understand their investment journey.

• Target-Centric Investing: With the assistance of the Policybazaar IndiaFirst SIP Calculator, you can calculate how much investment on a monthly basis would be required by you to reach your financial goals, such as retirement, home purchase, marriage, etc.

• Scenario analysis: Adjust factors like your monthly investment contribution, tenure, and expected returns, helping you experiment for better financial planning.

• Risk Analysis: Evaluate your investments’ potential risks with the help of the Policybazaar IndiaFirst SIP Calculator to foster more informed decision-making practices.

• No-Cost Assessment: The Policybazaar IndiaFirst SIP Calculator is a free online tool to make your planning the most accurate without worrying about any monetary loss.

Conclusion

The IndiaFirst SIP Calculator serves the purpose of accurate SIP planning. By removing the load of complex calculations off your shoulder, it enables you to sync your investments with your financial aspirations, making your future financially secure. Gain insights into the potential of your investments, and make informed decisions with the IndiaFirst SIP Calculator.