30000 SIP for 15 years

Kunal Purohit, a 39 year old Electrician from Kakinada, is exploring mid cap funds through a Systematic Investment Plan (SIP). By investing ₹30000 per month over 15 years , Kunal Purohit aims to leverage the power of compounding. With an estimated annual return of around 14%, Kunal Purohit's monthly SIP could accumulate a total corpus of approximately ₹1.7 Cr over 15 years . If he invests yearly for 15 years , this amounts to a corpus of about ₹1.8 Cr, while a one-time lump sum investment for the same period could potentially grow to ₹3.85 Cr . These figures highlight the growth opportunities available through disciplined SIP investing.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Example for 30000 SIP for 15 years

Monthly Investment: ₹30000
Duration: 15 years
Investment Categories: Small Cap (16%), Mid Cap (14%), Large Cap (12%)

SIP Investment Breakdown by Fund Type

Small Cap Investment (16% Annual Return)

Using the SIP calculator and assuming return of 16% (annually). We will get:

Monthly SIP:
- Monthly Investment: ₹30000
- Duration: 15 years
- Expected Annual Rate of Return: 16%
- Fund Type: Small Cap
- Total Investment: ₹54 L
- Total Returns: ₹1.48 Cr
- Total Corpus: ₹2.02 Cr
Yearly SIP:

If you invest 3.6 L yearly for 15 years , you will get:
- Yearly Investment: ₹3.6 L
- Duration: 15 years
- Expected Annual Rate of Return: 16%
- Fund Type: Small Cap
- Total Investment: ₹54 L
- Total Returns: ₹1.62 Cr
- Total Corpus: ₹2.16 Cr
Lumpsum Investment:
- Lumpsum Investment = ₹54 L
- Duration: 15 years
- Expected Annual Rate of Return: 16%
- Fund Type: Small Cap
- Total Investment: ₹54 L
- Total Returns: ₹4.46 Cr
- Total Corpus: ₹5 Cr

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹1.03 Cr

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

13%

Equity Pension

15.49%

Global Equity Index Funds Strategy

19.4%

High Growth Fund

13.25%

Opportunities Fund

20.94%

Multi Cap Fund

14.37%

Accelerator Mid-Cap Fund II

15.86%

Multiplier

14.59%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

11.15%

Equity II Fund

14.82%

US Equity Fund

14.99%

Growth Opportunities Plus Fund

11.77%

Equity Top 250 Fund

14.06%

Future Apex Fund

11.94%

Pension Dynamic Equity Fund

14.42%

Pension Enhanced Equity

Mid-Cap Investment (14% Annual Return)

Using the SIP calculator and assuming return of 14% (annually). We will get:

Monthly SIP:
- Monthly Investment: ₹30000
- Duration: 15 years
- Expected Annual Rate of Return: 14%
- Fund Type: Mid Cap
- Total Investment: ₹54 L
- Total Returns: ₹1.16 Cr
- Total Corpus: ₹1.7 Cr
Yearly SIP:

If you invest 3.6 L lumpsum for 15 years , you will get:
- Yearly Investment: ₹3.6 L
- Duration: 15 years
- Expected Annual Rate of Return: 14%
- Fund Type: Mid Cap
- Total Investment: ₹54 L
- Total Returns: ₹1.26 Cr
- Total Corpus: ₹1.8 Cr
Lumpsum Investment:
- Total Investment = ₹54 L
- Duration: 15 years
- Expected Annual Rate of Return: 14%
- Fund Type: Mid Cap
- Total Investment: ₹54 L
- Total Returns: ₹3.31 Cr
- Total Corpus: ₹3.85 Cr

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹11,792

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 28 22.71 19.4 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,722

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.48 17.67 15.84 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,366

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.92 17.55 15.45 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹440

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.96 15.19 14.85 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹36,970

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.05 16.37 14.83 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,690

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.38 16.38 14.59 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,748

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.51 14.71 14.37 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹239

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.78 16.41 14.33 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,677

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.55 14.63 14.21 %

View Fund

Instant tax receipt

Future Apex Fund

AUM (Cr)

₹113

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.78 16.1 14.06 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,722

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.48 17.67 15.84 %

View Fund

Virtue II

AUM (Cr)

₹3,366

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.92 17.55 15.45 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹440

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.96 15.19 14.85 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,690

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.38 16.38 14.59 %

View Fund

Accelerator Fund

AUM (Cr)

₹239

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.78 16.41 14.33 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,677

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.55 14.63 14.21 %

View Fund

Future Apex Fund

AUM (Cr)

₹113

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.78 16.1 14.06 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,449

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.39 14.66 13.73 %

View Fund

Growth Super Fund

AUM (Cr)

₹13,086

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.61 14.18 13.48 %

View Fund

Super 20

AUM (Cr)

₹2,189

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.51 13.71 13.03 %

View Fund

High Growth Fund

AUM (Cr)

₹11,792

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 28 22.71 19.4 %

View Fund

Opportunities Fund

AUM (Cr)

₹36,970

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.05 16.37 14.83 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,748

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.51 14.71 14.37 %

View Fund

Multi Cap Fund

AUM (Cr)

₹9,302

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.88 22.5 20.94 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,037

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.32 15.98 14.99 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,897

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.75 15.09 13.67 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,553

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.55 15 13.25 %

View Fund

Flexi Cap

AUM (Cr)

₹1,143

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.35 14.81 13.08 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹541

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 15.15 13.5 11.77 %

View Fund

Asset Allocation

AUM (Cr)

₹269

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.13 11.11 11.13 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹826

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.75 7.48 7.59 %

View Fund

Debt Fund

AUM (Cr)

₹480

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.47 7.65 7.43 %

View Fund

Bond Fund

AUM (Cr)

₹121

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.9 7.04 7.13 %

View Fund

Steady Money Fund

AUM (Cr)

₹77

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.45 7.06 7.12 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹187

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.66 6.72 6.99 %

View Fund

Bond Fund

AUM (Cr)

₹18,375

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.35 6.97 6.95 %

View Fund

Debt Fund

AUM (Cr)

₹91

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.27 7.07 6.93 %

View Fund

Secure Fund

AUM (Cr)

₹1,031

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.69 6.86 6.87 %

View Fund

Bond Fund

AUM (Cr)

₹1,686

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.31 6.63 6.8 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹917

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.07 17.2 15.8 %

View Fund

Balanced Fund

AUM (Cr)

₹365

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.13 11.66 10.78 %

View Fund

Balanced Fund

AUM (Cr)

₹5,496

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.12 10.85 10.41 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹67

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.2 10.25 10.34 %

View Fund

Creator

AUM (Cr)

₹485

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.38 10.49 10.25 %

View Fund

Balanced Fund

AUM (Cr)

₹22,457

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.1 10.45 10.17 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹281

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.27 10.63 10.12 %

View Fund

Balancer II

AUM (Cr)

₹833

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.31 10.86 10.06 %

View Fund

Growth Fund

AUM (Cr)

₹7,453

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.82 10.6 9.93 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,935

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.76 10.56 9.74 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,295

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.4 15.02 13.82 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.81 14.65 13.62 %

View Fund

Pure Equity

AUM (Cr)

₹2,922

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.76 14.72 13.34 %

View Fund

Large Cap Investment (12% Annual Return)

Using the SIP calculator and assuming return of 12% (annually). We will get:

Monthly SIP:
- Monthly: ₹30000
- Duration: 15 years
- Expected Annual Rate of Return: 12%
- Fund Type: Large Cap
- Investment: ₹54 L
- Returns: ₹88.78 L
- Total Corpus: ₹1.43 Cr
Yearly SIP:

If you invest 3.6 L lumpsum for 15 years , you will get:
- Investment: ₹54 L
- Duration: 15 years
- Expected Annual Rate of Return: 12%
- Fund Type: Large Cap
- Total Investment: ₹54 L
- Returns: ₹96.31 L
- Total Corpus: ₹1.5 Cr
Lumpsum Investment:
- Total Investment = ₹54 L
- Duration: 15 years
- Expected Annual Rate of Return: 12%
- Fund Type: Large Cap
- Total Investment: ₹54 L
- Total Returns: ₹2.42 Cr
- Total Corpus: ₹2.96 Cr

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
Equity Pension SBI Life Rating	15.84%	13.82%	13% View Plan
Opportunities Fund HDFC Life Rating	19.05%	16.37%	14.83% View Plan
High Growth Fund Axis Max Life Rating	28%	22.71%	19.4% View Plan
Opportunities Fund ICICI Prudential Life Rating	17.55%	15%	13.25% View Plan
Multi Cap Fund Tata AIA Life Rating	22.88%	22.5%	20.94% View Plan
Accelerator Mid-Cap Fund II Bajaj Life Rating	18.51%	14.71%	14.37% View Plan
Multiplier Birla Sun Life Rating	20.58%	16.8%	15.86% View Plan
Pension Mid Cap Fund PNB MetLife Rating	31.41%	24.68%	18.41% View Plan
Equity II Fund Canara HSBC Life Rating	14.44%	11.95%	11.15% View Plan
US Equity Fund Star Union Dai-ichi Life Rating	16.95%	-	14.82% View Plan

Fund rating powered by

Last updated: Nov 2025

Compare more funds

Fund Name	AUM	Return 3 Years	Return 5 Years	Return 10 Years	Minimum Investment	Return Since Launch
Quant Multi Cap Fund Regular-Growth	₹9,631.80 Crs	12.58%	23.12%	17.69%	₹5,000	18.36%
Canara Robeco Large and Mid Cap Fund Regular-Growth	₹25,550.61 Crs	16.79%	20.35%	15.33%	₹5,000	17.1%
HDFC Flexi Cap Fund Regular-Growth	₹80,642.30 Crs	23.71%	28.76%	16.17%	₹100	18.87%
Mirae Asset Large & Midcap Fund Regular-Growth	₹40,554.09 Crs	17.5%	20.65%	17.41%	₹5,000	19.58%
Quant Large and Mid Cap Fund-Growth	₹3,651.47 Crs	17.05%	23.08%	16.28%	₹5,000	13.77%
Parag Parikh Flexi Cap Fund Regular-Growth	₹113,280.87 Crs	21.59%	21.81%	17.97%	₹1,000	18.9%
Kotak Large & Midcap Fund Regular-Growth	₹28,084.13 Crs	19.77%	21.97%	15.46%	₹100	18.31%
Edelweiss Large & Mid Cap Fund Regular-Growth	₹4,063.31 Crs	17.71%	21.4%	14.44%	₹100	12.53%
ICICI Prudential PSU Equity Fund - Growth	₹1,967.12 Crs	28.18%	N/A	N/A	₹5,000	27.22%
SBI PSU Fund-Growth	₹5,278.16 Crs	31.67%	32.69%	13.87%	₹5,000	8.1%

Last updated: October 2025

Compare more funds

Calculate your SIP

Market Linked Insurance Plan vs Others Equity Investments

FAQs

What is the total amount I will invest in 15 years with a ₹30000 monthly SIP?

If you will invest monthly 30000 sip for 15 years :
Amount = 30000

Investment Duration = 15 years

Total corpus will be ₹30000 × 12 months × 15 years = ₹54 L

The magic happens through compounding and long-term growth, turning this into much higher values depending on the fund type and returns.
How does the final corpus differ between small cap, mid cap, and large cap funds?

Assuming average returns:
Small Cap Fund (16%): Final corpus = ₹2.02 Cr

Mid Cap Fund (14%): Final corpus = ₹1.7 Cr

Large Cap Fund (12%): Final corpus = ₹1.43 Cr

These examples show how even a small change in return percentage can make a big difference over 15 years .
How much profit will I actually make from a 30000 monthly SIP for 15 years ?

Subtracting your total investment of ₹54 L:
Small Cap: Profit ~₹2.02 Cr - ₹54 L = ₹1.48 Cr

Mid Cap: Profit ~₹1.7 Cr - ₹54 L = ₹1.16 Cr

Large Cap: Profit ~₹1.43 Cr - ₹54 L = ₹88.78 L
How much can I expect to earn if I invest ₹30000 per month for 15 years ?

The return depends on the type of fund and the expected annual return:
Small Cap (16%): ~₹2.02 Cr

Mid Cap (14%): ~₹1.7 Cr

Large Cap (12%): ~₹1.43 Cr

These are estimates and actual returns can vary based on market conditions.

30000 SIP for 15 years

Example for 30000 SIP for 15 years

SIP Investment Breakdown by Fund Type

Small Cap Investment (16% Annual Return)

Monthly SIP:

Yearly SIP:

Lumpsum Investment:

Mid-Cap Investment (14% Annual Return)

Monthly SIP:

Yearly SIP:

Lumpsum Investment:

Best SIP Funds

Large Cap Investment (12% Annual Return)

Monthly SIP:

Yearly SIP:

Lumpsum Investment:

Explore More Under 30000 SIP

FAQs

What is the total amount I will invest in 15 years with a ₹30000 monthly SIP?

How does the final corpus differ between small cap, mid cap, and large cap funds?

How much profit will I actually make from a 30000 monthly SIP for 15 years ?

How much can I expect to earn if I invest ₹30000 per month for 15 years ?

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