Kotak SWP Calculator

Planning for a steady income stream, especially during retirement, is a crucial aspect of financial planning. A Systematic Withdrawal Plan (SWP) can be a valuable tool in achieving this. Understanding how an SWP works is key, and a Kotak SWP calculator can be a powerful tool in this process. This article will explain the benefits of using a Kotak SWP calculator and guide you on how to effectively use it to plan your financial future.

Read more

Invest Today, Secure Tomorrow

  • Take the first step to ₹1 Crore

    Start SIP in just 2 minutes

  • 100% online, Zero paperwork

    150+ Fund Options Available

  • Funds delivering up to 18% CAGR+

    Expert help at no extra cost

SWP Calculator
Total Investment
₹
Withdrawal per month
₹
Expected annual returns(p.a.)
%
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 30
Time period
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Your total Investment
₹5,00,000
Total amount withdrawn
₹6,00,000
Final value
5,218
View plans

What is a Kotak SWP Calculator?

A Kotak SWP calculator is a user-friendly online tool provided by Kotak Mutual Fund. It helps you estimate the potential returns and income you can generate through a SWP. By inputting some key details, you can project how your investment might grow and how much you can withdraw regularly without jeopardizing your principal amount. It's a valuable tool for anyone considering a Kotak SWP.

Best SIP Funds

Tax Saving FundsLarge Cap Low Return FundsMid Cap Mid Return FundsMulti CapDebt FundsShariah FundsBalanced Funds
Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹10,413

NAV

₹168.87

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.06 20.94 18.12 %

View Fund
Instant tax receipt
AUM (Cr)

₹2,390

NAV

₹71.59

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.1 15.5 15.4 %

View Fund
Instant tax receipt
AUM (Cr)

₹2,938

NAV

₹69.92

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.85 17.06 15.33 %

View Fund
Instant tax receipt
AUM (Cr)

₹4,911

NAV

₹82.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.07 14.47 14.47 %

View Fund
Instant tax receipt
AUM (Cr)

₹31,034

NAV

₹78.81

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.6 14.6 14.2 %

View Fund
Instant tax receipt
AUM (Cr)

₹390

NAV

₹66.87

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.1 13.83 14.16 %

View Fund
Instant tax receipt
AUM (Cr)

₹4,350

NAV

₹68.28

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.86 15.11 14.11 %

View Fund
Instant tax receipt
AUM (Cr)

₹189

NAV

₹47.73

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.19 14.63 13.67 %

View Fund
Instant tax receipt
AUM (Cr)

₹119

NAV

₹55.23

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.23 14.43 13.55 %

View Fund
Instant tax receipt
AUM (Cr)

₹3,181

NAV

₹40.36

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.06 12.89 13.43 %

View Fund
Instant tax receipt
AUM (Cr)

₹2,390

NAV

₹71.59

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.1 15.5 15.4 %

View Fund
AUM (Cr)

₹2,938

NAV

₹69.92

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.85 17.06 15.33 %

View Fund
AUM (Cr)

₹390

NAV

₹66.87

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.1 13.83 14.16 %

View Fund
AUM (Cr)

₹4,350

NAV

₹68.28

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.86 15.11 14.11 %

View Fund
AUM (Cr)

₹189

NAV

₹47.73

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.19 14.63 13.67 %

View Fund
AUM (Cr)

₹119

NAV

₹55.23

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.23 14.43 13.55 %

View Fund
AUM (Cr)

₹3,181

NAV

₹40.36

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.06 12.89 13.43 %

View Fund
AUM (Cr)

₹6,732

NAV

₹149.98

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.75 14 13.26 %

View Fund
AUM (Cr)

₹2,751

NAV

₹65.42

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.24 12.3 12.53 %

View Fund
AUM (Cr)

₹71,877

NAV

₹190.72

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.97 11.43 11.43 %

View Fund
AUM (Cr)

₹10,413

NAV

₹168.87

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.06 20.94 18.12 %

View Fund
AUM (Cr)

₹4,911

NAV

₹82.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.07 14.47 14.47 %

View Fund
AUM (Cr)

₹31,034

NAV

₹78.81

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.6 14.6 14.2 %

View Fund
AUM (Cr)

₹9,240

NAV

₹65.09

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 21.88 22 %

View Fund
AUM (Cr)

₹11,912

NAV

₹120.52

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.55 22.51 19.11 %

View Fund
AUM (Cr)

₹938

NAV

₹73.4

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.16 15.27 14.95 %

View Fund
AUM (Cr)

₹11,956

NAV

₹69.7

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.82 14.12 13.31 %

View Fund
AUM (Cr)

₹982

NAV

₹53.68

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.95 13.44 12.7 %

View Fund
AUM (Cr)

₹3,110

NAV

₹59.28

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.3 12.8 12.6 %

View Fund
AUM (Cr)

₹464

NAV

₹55.84

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.49 12.12 11.29 %

View Fund
AUM (Cr)

₹212

NAV

₹27.32

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.25 9.42 10.14 %

View Fund
AUM (Cr)

₹868

NAV

₹41.32

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.65 7.03 7.28 %

View Fund
AUM (Cr)

₹535

NAV

₹38.7

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.27 6.98 6.98 %

View Fund
AUM (Cr)

₹122

NAV

₹30.42

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.94 6.72 6.9 %

View Fund
AUM (Cr)

₹74

NAV

₹41.79

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.46 6.62 6.81 %

View Fund
AUM (Cr)

₹17,276

NAV

₹50.53

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.29 6.44 6.6 %

View Fund
AUM (Cr)

₹92

NAV

₹39.45

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.24 6.65 6.59 %

View Fund
AUM (Cr)

₹170

NAV

₹47.36

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.61 6.11 6.57 %

View Fund
AUM (Cr)

₹1,107

NAV

₹47.21

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.66 6.44 6.55 %

View Fund
AUM (Cr)

₹1,721

NAV

₹44.14

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.34 6.16 6.43 %

View Fund
AUM (Cr)

₹843

NAV

₹101.34

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.95 16.55 15.47 %

View Fund
AUM (Cr)

₹330

NAV

₹47.61

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.53 10.64 10.31 %

View Fund
AUM (Cr)

₹4,587

NAV

₹39.3

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.42 9.67 9.93 %

View Fund
AUM (Cr)

₹59

NAV

₹60.14

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.22 9.31 9.85 %

View Fund
AUM (Cr)

₹424

NAV

₹102.25

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.18 9.42 9.77 %

View Fund
AUM (Cr)

₹743

NAV

₹39.07

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.94 9.78 9.58 %

View Fund
AUM (Cr)

₹19,525

NAV

₹71.48

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.69 9.22 9.57 %

View Fund
AUM (Cr)

₹6,276

NAV

₹107.53

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.18 9.42 9.41 %

View Fund
AUM (Cr)

₹248

NAV

₹30.61

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.4 9.26 9.37 %

View Fund
AUM (Cr)

₹1,605

NAV

₹43.18

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.35 9.75 9.26 %

View Fund
View More

How Can a Kotak SWP Calculator Help You?

  • Kotak SWP Calculator: This online tool, provided by Kotak Mutual Fund, helps you estimate potential returns and withdrawal amounts from your SWP investments.

  • Factors Considered: A Kotak SWP calculator takes into account your investment amount, expected rate of return, and withdrawal frequency to project your future cash flow.

  • Visualization: It allows you to visualize how your investment might grow (or deplete) over time, giving you a clearer picture of your financial future.

  • Scenario Analysis: You can experiment with different scenarios, adjusting variables like withdrawal amount and frequency, to find the optimal strategy that aligns with your financial goals.  

Example of a Systematic Withdrawal Plan

Let's illustrate how a SWP works with an example.

Suppose you invest ₹10,00,000 in a Kotak mutual fund and decide to start an SWP. You choose to withdraw ₹5,000 monthly. If your investment earns an average annual return of 8%, the SWP will allow you to receive a consistent monthly income while your principal continues to grow (or decrease, depending on market conditions). Over time, you will receive a steady stream of income. This is a simplified example, and the actual returns can vary based on market fluctuations. The Kotak SWP calculator helps you model such scenarios with greater precision.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

How to Use a Kotak SWP Calculator?

While the specifics might vary slightly between calculators, the general process is usually as follows:

  • Find the Kotak SWP Calculator: Visit the Policybazaar’s Kotak SWP calculator on this page.

  • Enter Key Details:

    • Amount Invested: The total initial investment.

    • Withdrawal Amount: The sum you wish to withdraw periodically (monthly, quarterly, etc.).

    • Expected Rate of Return: The estimated average annual return on your investment.

    • Tenure of Investment/Withdrawal Period: The duration for which you plan to withdraw funds.

  • Click on “Calculate”: Once all details are filled in, hit the Calculate button.

  • Get Your Results: The Kotak SWP calculator will typically display:

    • Projected total investment amount at the end of the withdrawal period.

    • Total withdrawals over the investment period.

    • Final value of your investment (if any remains).

How Can a Kotak SWP Calculator Benefit You?

The Kotak SWP calculator offers several key benefits:

  • Financial Planning: It helps you plan your retirement income or any other long-term financial goal by providing an estimate of your future cash flow.

  • Scenario Analysis: You can experiment with different investment amounts, rates of return, and withdrawal frequencies to find the optimal SWP strategy that suits your needs.

  • Informed Decision Making: By providing you with clear projections, the Kotak SWP calculator empowers you to make informed decisions about your investment strategy.  

  • Easy to Use: Kotak SWP calculators are generally user-friendly and require no specialized financial knowledge.

SIP Hub
SIP Investment Plans - SIP Funds to Invest in India
SIP Interest Rate
How to Invest in SIP
What is SIP
Types of SIP
SIP vs FD
Best SIP Plans
SIP Plans for NRI
SIP for Long Term
Step up SIP Calculator
SIP for 1 Crore in 10 years
Index Fund SIP Calculator
Systematic Withdrawal Plan - SWP
Step up SIP
SWP Calculator
AMC SIP
SIP vs SWP vs STP
Best SIP Plan for 5 Years
HDFC SIP Plans
SBI SIP Plans
ICICI SIP Plan
Reliance SIP Plan
Axis Bank SIP Plans
Yes Bank SIP Plans
Aditya Birla Sun Life SIP Plans
Tata AIA SIP Plans
Kotak SIP Plan
Bajaj Life SIP Plans
BOI SIP Investment
PNB SIP Investment
IDBI Bank SIP Investment
Canara SIP Plans
HSBC SIP Plan
Index Fund Systematic Investment Plan
Axis Max Life SIP Plans
HDFC SIP Plans
SBI SIP Plans
ICICI SIP Plan
Reliance SIP Plan
Axis Bank SIP Plans
Yes Bank SIP Plans
Aditya Birla Sun Life SIP Plans
Tata AIA SIP Plans
Kotak SIP Plan
Bajaj Life SIP Plans
BOI SIP Investment
PNB SIP Investment
IDBI Bank SIP Investment
Canara SIP Plans
HSBC SIP Plan
Index Fund Systematic Investment Plan
Axis Max Life SIP Plans
500 SIP for 1 Year
500 SIP for 2 Years
500 SIP for 5 Years
500 SIP for 10 Years
500 SIP for 15 Years
500 SIP for 20 Years
500 SIP for 25 Years
1000 SIP for 1 Year
1000 SIP for 2 Years
1000 SIP for 10 Years
1000 SIP for 25 Years
1000 SIP for 30 Years
2000 SIP for 1 Year
2000 SIP for 2 Years
2000 SIP for 5 Years
2000 SIP for 18 Years
2000 SIP for 20 Years
2000 SIP for 25 Years
3000 SIP for 1 Year
3000 SIP for 2 Years
3000 SIP for 5 Years
3000 SIP for 15 Years
3000 SIP for 20 Years
3000 SIP for 25 Years
5000 SIP for 1 Year
5000 SIP for 2 Years
5000 SIP for 20 Years
5000 SIP for 25 Years
10000 SIP for 2 Years
10000 SIP for 15 Years
10000 SIP for 25 Years
15000 SIP for 1 Year
15000 SIP for 2 Years
15000 SIP for 15 Years
15000 SIP for 20 Years
15000 SIP for 25 Years
16000 SIP for 5 Years
16000 SIP for 10 Years
16000 SIP for 15 Years
16000 SIP for 20 Years
16000 SIP for 25 Years
20000 SIP for 1 Year
20000 SIP for 2 Years
20000 SIP for 5 Years
20000 SIP for 15 Years
20000 SIP for 20 Years
20000 SIP for 25 Years
30000 SIP for 1 Year
30000 SIP for 2 Years
30000 SIP for 5 Years
30000 SIP for 10 Years
30000 SIP for 15 Years
30000 SIP for 20 Years
30000 SIP for 25 Years
50000 SIP for 1 Year
50000 SIP for 2 Years
50000 SIP for 10 Years
50000 SIP for 15 Years
50000 SIP for 20 Years
50000 SIP for 25 Years
SIP Calculator
SBI SIP Calculator
HDFC SIP Calculator
AXIS SIP Calculator
BOI SIP Calculator
Canara Bank SIP Calculator
DHFL SIP Calculator
ICICI SIP Calculator
IDBI SIP Calculator
Kotak SIP Calculator
PNB SIP Calculator
Union Bank SIP Calculator
Step up SIP Calculator
HSBC SIP Calculator
Aditya Birla SIP Calculator
Index Fund SIP Calculator
Yes Bank SIP Calculator
Nippon India SIP Calculator
Bajaj Life SIP Calculator
TATA SIP Calculator
View More

SIP plans Articles

Recent Articles
Popular Articles
EMI vs SIP
EMI vs SIP

20 Mar 2026

Every month, millions of Indians decide whether to use their
Read more
SIP Cancellation Form
SIP Cancellation Form

20 Mar 2026

An SIP Cancellation Form gives you complete control over your
Read more
How to Stop SIP Online
How to Stop SIP Online

16 Mar 2026

Investing in a Systematic Investment Plan (SIP) is one of the
Read more
How to Open an SIP Account
How to Open an SIP Account

16 Mar 2026

Opening an SIP account is a simple process that allows you to
Read more
Rs 40000 SIP Portfolio Plan
Rs 40000 SIP Portfolio Plan

10 Mar 2026

Investing ₹40,000 every month is a significant commitment
Read more
SIP Calculator
SIP Calculator
  • 10 Apr 2018
  • 1414244
Best Mutual Funds Increase Your SIP Wealth See how increasing your contribution by just ₹5,000 and
Read more
Best SIP Plans
Best SIP Plans
  • 14 Feb 2020
  • 374249
Best SIP Plans are top mutual fund schemes that have been constantly outperforming in the market due to their
Read more
Kotak SIP Calculator
Kotak SIP Calculator
  • 16 Dec 2021
  • 12222
Kotak Mahindra Bank offers various financial services to its customers, including the option for SIP investments
Read more
SIP Investment Plans - SIP Funds to Invest in India
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1189914
A Systematic Investment Plan (SIP) is a method to invest fixed amounts regularly in mutual funds. It makes the
Read more
Systematic Withdrawal Plan - SWP
Systematic Withdrawal Plan - SWP
  • 22 Jun 2023
  • 43021
A Systematic Withdrawal Plan (SWP) is a mutual fund feature that enables regular, fixed withdrawals from your
Read more
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

Explore the popular searches and stay informed

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

CCBot
top

  • Invest In SIP & Get Financial Freedom

    With BEST RETURNS˜ and Tax-Free* Maturity

  • Mobile +91
  • Mobile +91

*under 10(10D)

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL