75 Lakhs Term Insurance Calculator

In an uncertain world, it is not easy to provide a sense of stability and security for your family as you work towards securing their financial future. A term insurance plan of 75 lakhs cover will help ensure financial protection for your family in case something unexpected happens.

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12.02 Crore Registered Consumer

5.9 Crore Policies Sold

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₹1 Crore Life cover starting from ⁺

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However, calculating the correct premium for such a policy can be time-consuming and complicated. This is where a 75 lakhs term insurance calculator comes in handy. This tool will allow you to estimate premiums and side-by-side policy comparisons to find coverage that matches your needs and budget.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

What is a 75 Lakh Term Insurance Calculator?

A 75 lakh term insurance calculator is an online tool designed to help you estimate the premium for a term insurance policy with a coverage amount of 75 lakhs. The calculator provides an accurate premium estimate by entering personal and policy-related details. This aids in financial planning and ensures you choose a policy that fits your budget and coverage requirements.

How To Use the 75 Lakh Term Insurance Calculator?

You need to follow the below-mentioned steps to use the 75 Lakh term insurance calculator:

Select the Suitable Options
Click on the right age and gender options and select the right cover till age, sum assured, and smoking habits.
Check and Compare Premiums
The applicable premiums for your profile will be displayed, and you can click on the ‘Check Your Premium’ button to compare the available plans

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

⁺Standard T&C Applied

Benefits of Using a 75 Lakh Term Insurance Calculator

Accurate Premium Estimates: This term insurance calculator provides precise premium amounts based on your inputs, helping you plan your finances better.
Time-efficient: This calculator allows you to instantly get premium quotes without the need to manually contact multiple insurance providers.
Customization: You can easily adjust coverage amounts, policy terms, and other variables to see how changes impact your premium.
Budget Planning: You can ensure that the term life insurance premium fits within your budget, making it easier to maintain the policy over the long term.
Informed Decision-Making: This will help you gain a clear understanding of what you can afford and what each plan offers, allowing you to make a well-informed choice.
Convenience: You can use the 75 lakh term insurance calculator anytime, anywhere, from the comfort of your home.

Factors to Keep in Mind Before Using 75 Lakh Term Calculator

Provide Accurate Information: Ensure the details you enter are accurate for the most precise premium estimate.
Compare Multiple Plans: Use the 75 lakh term insurance calculator to compare different policies and choose the value for your money.
Consider Future Needs: Consider your nominees' or family's future financial needs and select a policy term and coverage amount that will provide adequate protection.
Review Policy Features: Beyond premiums, review the features and benefits of each policy to ensure it meets your needs.

Wrapping it Up!

A 75 lakh term insurance plan ensures your family's financial future. Using a 75 lakh term insurance calculator before buying the plan simplifies determining the right premium, allowing you to make informed decisions. By providing accurate estimates and easy comparison of different term plans, this tool ensures you choose the policy to meet your needs and budget.

Note: You should also check the term insurance benefits if you are planning to purchase the term insurance plan.

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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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