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Everyone thinks to provide financial security and stability to their family members. If you want your loved ones to remain protected even in your absence, then opting for a Max Life 2 Crore Term Insurance plan is the wise option for you. It provides high coverage at low premium rates.
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Max Life 2 Crore term insurance means that the term plan offers a sum assured of Rs.2 Crore that is given to the policyholder’s nominee/beneficiary as a death benefit in the event of the death of a policyholder during the policy term. The premium prices for the 1 Crore Term insurance plan are low, which makes it an ideal choice among plan buyers.
Therefore, investing in a Max term plan for 2 Crores will make sure that the financial needs of your family members will be taken care of even in case of your absence.
Now that we know what is a 2 crore Max Term insurance plan, let’s discuss some of its features and benefits:
If you are the sole earner of your family or you have financial dependents, a Max 2 Crore term plan will act as a financial shield for your family members. The payable death benefit can be used for education, household expenses, liabilities, and loans, making sure the financial needs of your family are met even if you are not with them.
The premium rates of the Max 2 crore term plan are affordable as the monthly amount of premium starts from Rs. 897 for a policy term of 30 years.
Policyholders can also choose to opt for an add-on (riders) along with a 2 Crore Term Insurance plan. There are rider benefits as well available which are economical and also enhance the plan coverage. Some of the recommended riders are an accidental death benefit, critical illness benefit, and waiver of premium.
Since a Max Term Plan for 2 Crores can be purchased at low premium rates, you can also invest in long-time investments and savings like ULIPs, pension, mutual funds, and retirement so you can enjoy your retirement years restfully.
Young aged individuals
Sole breadwinners of the family
Individuals whose annual income is between 5 and 7 Lakhs
Sole earner with multiple dependents
Individuals who have outstanding debt repayments in the form of car loans, home loans, student loans, etc.
| Max Term Insurance Plans for 2 Crore | Entry Age | Maturity Age | Policy Term | Sum Assured |
| Max Life Smart Term Plan | 18-60 years | 85 years | 10-50 years | Min: 25 Lakhs Max: No Limit |
| Max Life Smart Secure Plus Plan | 18-65 years | 85 years | 5-67 years | Min: 50,000 Max: No Limit |
Here are the details of the Max Term Insurance plan for 2 Crore:
It is a comprehensive plan that protects all the evolving needs of the customer in a single go.
Choice of 7 death benefits
Enhance coverage with your changing requirements
Return of Premium
Comprehensive coverage
Flexibility to choose premium payment terms
Longer coverage tenure
Max Life SSP is a specially designed plan that fulfills all the financial requirements of the policyholder and provides support in case of eventualities.
Death Benefit
Option to pay a premium as per your convenience
Premium brake option
Long-time coverage duration
Joint life option
Accidental Critical Illness Benefit
Riders availability such as waiver of premium plus rider and Critical illness and disability rider
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+All savings provided by insurers as per IRDAI approved insurance plan. Standard T&C apply.
