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Max 2 Crore Term Insurance Plan

Everyone thinks to provide financial security and stability to their family members. If you want your loved ones to remain protected even in your absence, then opting for a Max Life 2 Crore Term Insurance plan is the wise option for you. It provides high coverage at low premium rates.

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What is a Max 2 Crore Term Insurance Plan? 

Max Life 2 Crore term insurance means that the term plan offers a sum assured of Rs.2 Crore that is given to the policyholder’s nominee/beneficiary as a death benefit in the event of the death of a policyholder during the policy term. The premium prices for the 1 Crore Term insurance plan are low, which makes it an ideal choice among plan buyers. 

Therefore, investing in a Max term plan for 2 Crores will make sure that the financial needs of your family members will be taken care of even in case of your absence. 

Why Buy Max 2 Crore Term Insurance Plan? 

Now that we know what is a 2 crore Max Term insurance plan, let’s discuss some of its features and benefits: 

  1. Financial Protection 

    If you are the sole earner of your family or you have financial dependents, a Max 2 Crore term plan will act as a financial shield for your family members. The payable death benefit can be used for education, household expenses, liabilities, and loans, making sure the financial needs of your family are met even if you are not with them. 

  2. Low Premium Rates 

    The premium rates of the Max 2 crore term plan are affordable as the monthly amount of premium starts from Rs. 897 for a policy term of 30 years. 

  3. Comprehensive Cover 

    Policyholders can also choose to opt for an add-on (riders) along with a 2 Crore Term Insurance plan. There are rider benefits as well available which are economical and also enhance the plan coverage. Some of the recommended riders are an accidental death benefit, critical illness benefit, and waiver of premium. 

  4. More Investment and Savings

    Since a Max Term Plan for 2 Crores can be purchased at low premium rates, you can also invest in long-time investments and savings like ULIPs, pension, mutual funds, and retirement so you can enjoy your retirement years restfully.


Who Should Opt for Max 2 Crore Term Insurance Plan? 

  • Young aged individuals 

  • Sole breadwinners of the family 

  • Individuals whose annual income is between 5 and 7 Lakhs 

  • Sole earner with multiple dependents 

  • Individuals who have outstanding debt repayments in the form of car loans, home loans, student loans, etc. 

Max Term Insurance Plans for 2 Crore

Max Term Insurance Plans for 2 Crore   Entry Age  Maturity Age  Policy Term  Sum Assured 
Max Life Smart Term Plan  18-60 years  85 years  10-50 years  Min: 25 Lakhs  Max: No Limit 
Max Life Smart Secure Plus Plan  18-65 years  85 years  5-67 years  Min: 50,000 Max: No Limit 

Here are the details of the Max Term Insurance plan for 2 Crore: 

  1. Max Life Smart Term Plan 

    It is a comprehensive plan that protects all the evolving needs of the customer in a single go. 

    Key Features 

    • Choice of 7 death benefits 

    • Enhance coverage with your changing requirements 

    • Return of Premium 

    • Comprehensive coverage 

    • Flexibility to choose premium payment terms 

    • Longer coverage tenure 

  2. Max Life Smart Secure Plus Plan

    Max Life SSP is a specially designed plan that fulfills all the financial requirements of the policyholder and provides support in case of eventualities. 

    Key Features 

    • Death Benefit 

    • Option to pay a premium as per your convenience 

    • Premium brake option 

    • Long-time coverage duration 

    • Joint life option 

    • Accidental Critical Illness Benefit 

    • Riders availability such as waiver of premium plus rider and Critical illness and disability rider

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