Bank of India FD Rates

Tenure Interest Rates for Regular Deposit Interest Rates for Senior Citizen
7 days to 14 days 5.25% 5.25%
15 days to 30 days 5.25% 5.25%
31 days to 45 days 5.25% 5.25%
46 days to 90 days 5.75% 5.75%
91 days to 120 days 6.00% 6.50%
121 days to 179 days 6.00% 6.50%
180 days to 364 days 6.25% 6.75%
1 year to 1 year 364 days 6.50% 7.00%
2 years to 2 years 364 days 6.50% 7.00%
3 years to 4 years 364 days 6.30% 6.80%
5 years to 10 years 6.25% 6.75%

Bank of India Fixed Deposit Calculator

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Investment Amount Minimum - Rs. 10000 (Metro/Urban areas) & 5000 (Rural/Semi Urban areas) Maximum- Rs. 10,00,00,000
Tenure Minimum - 7 daysMaximum- 10 Years
Speedy Approval Get the bank approvals at a fast pace
Extra on FDs Safeguard your retirement age with an additional interest rate. BOI offers additional 0.50% rate on FDs apart from the regular interest rate, especially for the senior citizens

Bank of India FD Interest Rates

Carrying its tremendous reputation for being a one-stop financial solution for about a century, the Bank of India still stands as a leader in banking services.

The Pioneer in Banking

Apart from being a mega power institution in the Indian economy, the Bank of India is a pioneer in providing financial solutions. Commercial banking, retail banking, private banking, asset management, mortgages, credit card services and deposits are the collection of services provided by the Bank of India. Among the list, deposits, such as recurring and fixed deposits are favoured the most by the customers. The Bank of India has been leading an excellent example for other banks to be followed through their fixed deposit schemes.

The Fixed Deposit Scheme by BoI

Their brand value has earned them a loyal customer base.

The Bank of India offers excellent benefits to minors, women and senior citizens who invest in their fixed deposit schemes. Namely, senior citizens are given more interest as a part of the bank's initiative to support the elderly. The tenure of the fixed deposit is set by the customer as per his need. Starting from tenure of just seven days, a customer can invest his amount for a maximum of ten years. The rate of interest for his deposit will vary accordingly. The higher the tenure, the better will be the rate of interest of the fixed deposit.


Bank of India Fixed Deposit Rates

It is advisable to reconfirm the FD Rates from the bank before making any decision on basis of data provided below.

For Domestic Deposits - Above 10 Crore to Less than 25 Crore (As on Jul 10, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days Less than Rs. 1 cr 4.00 4.50
15 days to 30 days Less than Rs. 1 cr 4.25 4.75
31 days to 45 days Less than Rs. 1 cr 4.25 4.75
46 days to 90 days Less than Rs. 1 cr 6.00 6.50
91 days to 120 days Less than Rs. 1 cr 6.25 6.75
121 days to 179 days Less than Rs. 1 cr 6.25 6.75
180 days to 269 days Less than Rs. 1 cr 6.50 7.00
270 days to Less than 1 Year Less than Rs. 1 cr 6.50 7.00
1 Year & above to less than 2 years Less than Rs. 1 cr 6.70 7.20
2 years & above to less than 3 years Less than Rs. 1 cr 6.65 7.15
3 Years & above to less than 5 years Less than Rs. 1 cr 6.60 7.10
5 years & above and less than 8 years Less than Rs. 1 cr 6.50 7.00
8 years & above to 10 years Less than Rs. 1 cr 6.50 7.00

 

For Domestic Deposits - Above Rs. 1 Crore and above to Less than 10 Crore (As on May 8, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days Rs. 1 cr and above to less than Rs. 10 cr 4.00 N.A
15 days to 30 days Rs. 1 cr and above to less than Rs. 10 cr 4.00 N.A
31 days to 45 days Rs. 1 cr and above to less than Rs. 10 cr 4.00 N.A
46 days to 90 days Rs. 1 cr and above to less than Rs. 10 cr 4.00 N.A
91 days to 120 days Rs. 1 cr and above to less than Rs. 10 cr 4.00 N.A
121 days to 179 days Rs. 1 cr and above to less than Rs. 10 cr 4.00 N.A
180 days to 269 days Rs. 1 cr and above to less than Rs. 10 cr 4.25 N.A
270 days to Less than 1 Year Rs. 1 cr and above to less than Rs. 10 cr 4.25 N.A
1 Year & above to less than 2 years Rs. 1 cr and above to less than Rs. 10 cr 4.50 N.A
2 years & above to less than 3 years Rs. 1 cr and above to less than Rs. 10 cr 4.50 N.A
3 Years & above to less than 5 years Rs. 1 cr and above to less than Rs. 10 cr 4.50 N.A
5 years & above and less than 8 years Rs. 1 cr and above to less than Rs. 10 cr 4.50 N.A
8 years & above to 10 years Rs. 1 cr and above to less than Rs. 10 cr 4.50 N.A

 

For Domestic Deposits - Above Rs. 10 Crore and above to Less than 100 Crore (As on Jul 27, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days Rs. 10 cr and above to less than Rs. 100 cr 4.75 N.A
15 days to 30 days Rs. 10 cr and above to less than Rs. 100 cr 4.50 N.A
31 days to 45 days Rs. 10 cr and above to less than Rs. 100 cr 4.50 N.A
46 days to 90 days Rs. 10 cr and above to less than Rs. 100 cr 4.50 N.A
91 days to 179 days Rs. 10 cr and above to less than Rs. 100 cr 5.10 N.A
180 days to 269 days Rs. 10 cr and above to less than Rs. 100 cr 5.10 N.A
270 days to 363 days Rs. 10 cr and above to less than Rs. 100 cr 5.10 N.A
1 year Rs. 10 cr and above to less than Rs. 100 cr 5.10 N.A
Above 1 years to less than 2 years Rs. 10 cr and above to less than Rs. 100 cr 5.00 N.A
2 years & above to less than 3 years Rs. 10 cr and above to less than Rs. 100 cr 5.00 N.A
3 Years & above to less than 5 years Rs. 10 cr and above to less than Rs. 100 cr 5.00 N.A
5 years & above and less than 8 years Rs. 10 cr and above to less than Rs. 100 cr 5.00 N.A
8 years & above to 10 years Rs. 10 cr and above to less than Rs. 100 cr 5.00 N.A

 

For Domestic Deposits - Above Rs. 100 Crore and above (As on Jul 27, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
7 days to 14 days Rs. 100 cr and above 4.75 N.A
15 days to 30 days Rs. 100 cr and above 4.50 N.A
31 days to 45 days Rs. 100 cr and above 4.50 N.A
46 days to 90 days Rs. 100 cr and above 4.50 N.A
91 days to 179 days Rs. 100 cr and above 5.10 N.A
180 days to 269 days Rs. 100 cr and above 5.10 N.A
270 days to 363 days Rs. 100 cr and above 5.10 N.A
1 year Rs. 100 cr and above 5.50 N.A
Above 1 years to less than 2 years Rs. 100 cr and above 5.25 N.A
2 years & above to less than 3 years Rs. 100 cr and above 5.00 N.A
3 Years & above to less than 5 years Rs. 100 cr and above 5.00 N.A
5 years & above and less than 8 years Rs. 100 cr and above 5.00 N.A
8 years & above to 10 years Rs. 100 cr and above 5.00 N.A

 

Tax Saver FD (Max Deposit - 1 LPA)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
General Senior Citizen
Star Sunidhi Tax-Saving Deposit Scheme - 5 years to 10 Years Upto Rs. 1 lakh 6.70 7.2

 

Tax Implications

  1. The amount invested in Fixed Deposit with a tenure of 5 years with Allahabad Bank is eligible for tax deduction under IT section 80C, whereas the interest earned on the investment is taxable.
  2. The applicable tax will be deducted at source, i.e. Bank of Baroda, in case the annual interest earned crosses Rs. 10,000.

 

For NRO - Less than Rs. 1 crore (As on Jul 10, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days Less than Rs. 1 cr 4.00
15 days to 30 days Less than Rs. 1 cr 4.25
31 days to 45 days Less than Rs. 1 cr 4.25
46 days to 90 days Less than Rs. 1 cr 6.00
91 days to 120 days Less than Rs. 1 cr 6.25
121 days to 179 days Less than Rs. 1 cr 6.25
180 days to 269 days Less than Rs. 1 cr 6.50
270 days to Less than 1 Year Less than Rs. 1 cr 6.50
1 Year & above to less than 2 years Less than Rs. 1 cr 6.70
2 years & above to less than 3 years Less than Rs. 1 cr 6.65
3 Years & above to less than 5 years Less than Rs. 1 cr 6.60
5 years & above and less than 8 years Less than Rs. 1 cr 6.50
8 years & above to 10 years Less than Rs. 1 cr 6.50

 

For NRO - Rs. 1 Crore and above to Less than Rs. 10 Crore (As on May 8, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days Rs. 1 cr and above to less than Rs. 10 cr 4.00
15 days to 30 days Rs. 1 cr and above to less than Rs. 10 cr 4.00
31 days to 45 days Rs. 1 cr and above to less than Rs. 10 cr 4.00
46 days to 90 days Rs. 1 cr and above to less than Rs. 10 cr 4.00
91 days to 120 days Rs. 1 cr and above to less than Rs. 10 cr 4.00
121 days to 179 days Rs. 1 cr and above to less than Rs. 10 cr 4.00
180 days to 269 days Rs. 1 cr and above to less than Rs. 10 cr 4.25
270 days to Less than 1 Year Rs. 1 cr and above to less than Rs. 10 cr 4.25
1 Year & above to less than 2 years Rs. 1 cr and above to less than Rs. 10 cr 4.50
2 years & above to less than 3 years Rs. 1 cr and above to less than Rs. 10 cr 4.50
3 Years & above to less than 5 years Rs. 1 cr and above to less than Rs. 10 cr 4.50
5 years & above and less than 8 years Rs. 1 cr and above to less than Rs. 10 cr 4.50
8 years & above to 10 years Rs. 1 cr and above to less than Rs. 10 cr 4.50

 

For NRO - Rs. 10 Crore and above to Less than Rs. 100 Crore (As on Jul 27, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days Rs. 10 cr and above to less than Rs. 100 cr 4.75
15 days to 30 days Rs. 10 cr and above to less than Rs. 100 cr 4.50
31 days to 45 days Rs. 10 cr and above to less than Rs. 100 cr 4.50
46 days to 90 days Rs. 10 cr and above to less than Rs. 100 cr 4.50
91 days to 179 days Rs. 10 cr and above to less than Rs. 100 cr 5.10
180 days to 269 days Rs. 10 cr and above to less than Rs. 100 cr 5.10
270 days to 363 days Rs. 10 cr and above to less than Rs. 100 cr 5.10
1 year Rs. 10 cr and above to less than Rs. 100 cr 5.10
Above 1 years to less than 2 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
2 years & above to less than 3 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
3 Years & above to less than 5 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
5 years & above and less than 8 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
8 years & above to 10 years Rs. 10 cr and above to less than Rs. 100 cr 5.00

 

For NRO - Rs. 100 Crore and above (As on Jul 27, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
7 days to 14 days Rs. 100 cr and above 4.75
15 days to 30 days Rs. 100 cr and above 4.50
31 days to 45 days Rs. 100 cr and above 4.50
46 days to 90 days Rs. 100 cr and above 4.50
91 days to 179 days Rs. 100 cr and above 5.10
180 days to 269 days Rs. 100 cr and above 5.10
270 days to 363 days Rs. 100 cr and above 5.10
1 year Rs. 100 cr and above 5.50
Above 1 years to less than 2 years Rs. 100 cr and above 5.25
2 years & above to less than 3 years Rs. 100 cr and above 5.00
3 Years & above to less than 5 years Rs. 100 cr and above 5.00
5 years & above and less than 8 years Rs. 100 cr and above 5.00
8 years & above to 10 years Rs. 100 cr and above 5.00

 

For NRE - Less than Rs. 1 Crore (As on Jul 10, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
1 Year & above to less than 2 years Less than Rs. 1 cr 6.70
2 years & above to less than 3 years Less than Rs. 1 cr 6.65
3 Years & above to less than 5 years Less than Rs. 1 cr 6.60
5 years & above up to 10 years Less than Rs. 1 cr 6.50

 

For NRE - Rs. 1 Crore and above to Less than Rs. 10 Crore (As on May 8, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
1 Year & above to less than 2 years Rs. 1 cr and above to less than Rs. 10 cr 6.90
2 years & above to less than 3 years Rs. 1 cr and above to less than Rs. 10 cr 6.80
3 Years & above to less than 5 years Rs. 1 cr and above to less than Rs. 10 cr 6.70
5 years & above up to 10 years Rs. 1 cr and above to less than Rs. 10 cr 6.70

 

For NRE - Rs. 10 Crore and above to Less than Rs. 100 Crore (As on Jul 27, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
1 year Rs. 10 cr and above to less than Rs. 100 cr 5.10
Above 1 years to less than 2 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
2 years & above to less than 3 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
3 Years & above to less than 5 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
5 years & above and less than 8 years Rs. 10 cr and above to less than Rs. 100 cr 5.00
8 years & above to 10 years Rs. 10 cr and above to less than Rs. 100 cr 5.00

 

For NRE - Rs. 100 Crore and above (As on Jul 27, 2017)

MATURITY PERIOD DEPOSIT AMOUNT INTEREST RATE (% p.a.)
1 year Rs. 100 cr and above 5.50
Above 1 years to less than 2 years Rs. 100 cr and above 5.25
2 years & above to less than 3 years Rs. 100 cr and above 5.00
3 Years & above to less than 5 years Rs. 100 cr and above 5.00
5 years & above and less than 8 years Rs. 100 cr and above 5.00
8 years & above to 10 years Rs. 100 cr and above 5.00

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