Orient Insurance UAE

Overview of Orient Insurance 

Orient Insurance PJSC, part of the Al-Futtaim Group, is one of the oldest and most reputable insurance providers in the UAE. Established in 1982 and headquartered in Dubai, Orient has a solid presence in the Middle East and is rated ‘A’ (Excellent) by AM Best. The company is licensed by the UAE Insurance Authority and offers a wide range of insurance products, including life, health, and general insurance plans. Among its offerings, Orient Insurance stands out for its strong claim record, customer-first approach, and product innovation tailored to the unique needs of UAE residents.

Top Orient Insurance Plans 2025

Orient Life Insurance provides a mix of protection and investment-linked life insurance plans for NRIs designed to suit both expatriates and UAE nationals.

Orient International Term Plan

Orient Insurance offers its international term plan as an income protection plan that offers pure risk protection in the event of the policyholder’s unfortunate demise or disability.

Benefits:

• Provides cover against Death and Disability

• Additional protection from 37 illness and permanent total disability

• Inbuilt terminal illness and passive war risk benefits

• Same premium rates for smokers and non-smokers

• Paperless procedure and global coverage
  
  

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Future Invest - Orient Insurance 

The Future Invest Orient insurance is a Unit linked insurance plan that offers savings, investment, and protection benefits under the same plan. 

Benefits:

• Pay premiums for a limited term and get cover for whole life

• Fund switching facility available

• Get worldwide coverage along with cover for inborn as well

• Joint life cover option available

• Add riders for comprehensive coverage

Orient Pension Plan

This Orient insurance pension plan provides protection, savings, investments, and peace of mind to you and your family by helping them maintain their standard of living.

Benefits:

• Receive regular income in USD for up to 20 years with capital protection of the vested amount

• Family receives lump sum on the death of the policyholder

• Cover against 37 critical illness till the age of 85

• Higher allocation

• Terminal illness till the age of 85

Educare LTD

Educare LTD is an Orient insurance plan that provides dual benefits of financial protection and savings element that guarantees the sum assured plus the accrued bonus at maturity of policy.

Benefits:

• Choose the suitable premium payment term 

• Plan term options from 8 years to 30 years

• 100% Sum Assured and Guaranteed Family Income Benefits 1% of the Sum Assured is paid out every month to the family for the remaining plan term on the death of the policyholder

• Guaranteed Amount of 100% of Sum Assured plus 1% per annum Guaranteed Bonus for entire plan term along with the revisionary & terminal bonus at maturity

Eligibility & Documentation of Orient Insurance UAE

Who Can Apply for Orient Insurance?

• UAE nationals and expatriates aged 18 to 65

• Policy term options 5 to 35 years

Required Documents to Buy Orient Insurance

• Valid Emirates ID and Passport

• Proof of income (Salary Certificate/Bank Statement)

• Medical examination (as required by sum assured)
  
  

Why Choose Orient Life Insurance?

• Backed by a strong and reputable group (Al-Futtaim)

• Customisable life insurance plans for short-term and long-term goals

• Transparent claims handling and high solvency margin

• Flexible payment modes (monthly, quarterly, annual)

• Digital access to policy status and fund performance

Points to Consider Before Buying Orient Insurance UAE

Alternative Options of Term Insurance for NRIs in the UAE from India

While Orient Insurance provides pure risk protection, many NRIs living in the UAE also explore term insurance plans for NRIs from India for diversified coverage and cost-efficiency. One such option is buying term insurance from India via Policybazaar.

Why Consider Term Insurance for NRI from Indian Insurers?

• GST Waiver: With term insurance for NRI in UAE, you can claim term insurance GST waiver up to 18% on the premiums paid.

• Additional Discounts: Receive additional discounts of 5% on annual premium payments.

• Global Coverage: Most Indian insurers offer pre-approved and worldwide cover for NRIs in the UAE.

• Easy Online Purchase: Policybazaar simplifies the term insurance purchase process with end-to-end digital documentation, dedicated NRI support, and claim assistance.

• Affordable Premiums: The premiums for term insurance in India are much more affordable than international term plans.

How to Buy Term Insurance for NRI from Policybazaar?

Here is how you can buy term insurance for NRI in Abu Dhabi or UAE from Policybazaar:

Step 1: Visit the term insurance for NRI page of Policybazaar

Step 2: Fill in your like name, gender, and other required details 

Step 3: Select the right occupation type, annual income, smoking habits, and educational qualifications

Step 4: Choose the best term insurance plan for NRI in UAE and proceed to pay

Final Thoughts

Orient Life Insurance is a trustworthy name in the UAE life insurance landscape, offering diverse products backed by strong financials and customer service. Whether you're planning for your family’s future, your child’s education, or just looking for peace of mind, Orient’s plans are structured to support your goals. For NRIs looking to expand their financial safety net, exploring additional term insurance options from India through platforms like Policybazaar could be a wise, well-rounded move.