Sukoon Insurance

Whether you seek basic income protection, critical illness coverage, wealth accumulation, or specialised plans for specific needs such as diabetes management, Sukoon provides structured, transparent, and innovative life insurance options.

Types of Sukoon Life Insurance Plans

Sukoon Insurance offers a wide portfolio of life insurance products categorized as follows:

Term Insurance Plans

Term insurance is pure protection coverage providing financial security to your loved ones in case of your untimely demise during the policy term.

Life Guard

• Offers coverage for ages 1 to 80 years

• No medical tests for individuals below the age of 46 years

• Flexible premium pay options

• Critical illness and permanent disability cover till 65 years

• Attractive premiums for non-smokers

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day⁺

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₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

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₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

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Term Protect

• Global cover for those seeking larger sum assured

• Customizable policy term and premium payment frequency

• Ability to enhance protection with additional riders (e.g., accidental death benefit)

• Inbuilt accelerated critical illness benefits

• Joint life cover option available under the same plan

Online Term Insurance and Critical Illness Policies

• 2 variants to choose from: DigiTerm and DigiCI

• Undergoing medical tests not required

• Receive cover up to 1 million AED with both plans

• Choose the policy term and sum assured per your needs

• Buy online and get policy documents issued next day via email

Whole of Life Insurance

Whole of life insurance ensures coverage for your entire lifetime rather than a fixed term.

Life Protect

• Cover provided for whole life (till 95 years of age)

• Worldwide cover with various investment options

• Receive loyalty bonus with additional benefits

• Get critical illness cover till 95 and permanent total disability cover till 65 years

• Flexible policy and premium pay term options

Unit Linked Insurance Plans (ULIPs)

These plans combine investment opportunities with life insurance protection, offering flexibility to grow wealth while staying insured.

Smart Invest

• Medical charges will be covered by the insurer

• Competitive premiums with flexible premium pay terms

• Long policy tenure up to 61 years

• Higher limits for medical tests requirements

• Wide range of additional benefits at nominal premiums

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

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⁺Standard T&C Applied

Elite Life

• Migrate plan from UAE to any other country of residence

• Free premium holiday after 3 policy years

• Flexible life cover with multiple premium pay options available

• Encash partially of accumulated value after 3 policy years

• Choose from various global funds and switch freely every year 

Sukoon Advantage

• Balanced plan combining protection and disciplined investment

• Variety of fund options across risk appetites

• Premium pay tenures ranging from 5 - 20 years

• Complimentary expert portfolio management

• Unlimited switches between funds allowed

Diabetic Care

Specialized life insurance coverage tailored for individuals living with diabetes.

• Financial benefits in case of the life assured’s untimely death

• Guaranteed cover against major diabetic related conditions

• 20% additional payout on the loss of a limb, given no benefit is paid for the specified 6 critical illnesses

• Add cancer cover at nominal premiums

• Flexible premium pay terms and modes

Buy Sukoon Insurance with VMER (Video Medical Examination Report)

Sukoon Insurance offers the VMER (Video Medical Examination Report) facility or the video medical checkups, a customer-centric innovation that enables:

• Data Security: Digital data inventories ensure maximum safety and complete privacy of personal and health information.

• Digital Ease: Virtual sessions eliminate the need for physical visits, significantly reducing effort and time spent on commuting.

• No Exposure to Disease: Videoconferencing fully eliminates the risk of exposure to infections during medical examinations.

• Reduced Turnaround Time: The digital medical process streamlines and speeds up the insurance application, leading to faster policy issuance.

• A.I. Integration: Artificial Intelligence tools analyze health metrics in real-time, facilitating smoother and more convenient life insurance processing.

This feature ensures that busy professionals, expatriates, and high-net-worth individuals can access life insurance conveniently without interrupting their schedules.

Why Choose Sukoon Life Insurance?

• Comprehensive Product Range: Sukoon Life Insurance offers a wide selection of plans, from straightforward term protection to sophisticated investment-linked policies, catering to diverse financial needs and life stages.

• Highly Customizable Solutions: Policyholders can tailor their coverage with optional riders, flexible investment choices, and adaptable policy terms to match their specific goals and circumstances.

• Innovative Digital Services: With features like VMER (Video Medical Examination & Reporting), seamless digital onboarding, and expedited claims settlement, Sukoon ensures a smooth and convenient customer experience.

• Regional Expertise and Trust: Sukoon Insurance has established a strong presence and reputation in the UAE, backed by deep local market knowledge and a commitment to serving residents and expatriates.

• Focused Financial Protection and Growth: Whether the objective is securing family welfare or building long-term wealth, Sukoon Life Insurance products are designed to balance protection, savings, and investment growth efficiently.

Alternative Ways to Buy Term Insurance for NRIs in UAE

Many NRIs (Non-Resident Indians) living in Dubai and the UAE often complement their financial planning with term insurance plans for NRIs from Indian insurers. Term insurance sourced from India can serve as an additional layer of global financial security, often at highly competitive costs.

Benefits of Buying Term Insurance for NRIs from Indian Insurers

• Cost Efficiency: Premium rates for term plans from Indian insurers are often lower compared to many international plans, for similar or even higher levels of coverage.

• Global Coverage: Term insurance plans bought from India typically offer global protection, ensuring your family remains financially secure regardless of your country of residence.

• GST Waiver and Special Discounts: NRIs can benefit from an 18% GST waiver on term insurance premiums and enjoy up to 5% discount for annual payment modes.

• Convenient Medical Underwriting: Tele-medical and video medical services are available, eliminating the need to travel back to India for completing health checks.

• Comprehensive Exit Benefits: Some term plans provide premium return options, offering a refund of all premiums paid if no claims are made during the policy term.

How to Buy Term Insurance for NRIs in UAE from India?

Purchasing term insurance for NRIs in Abu Dhabi from a reputed Indian insurer is now a seamless process. Here’s how you can do it easily through Policybazaar:

Step 1: Visit the Policybazaar website and go to the Term Insurance for NRI section.

Step 2: Fill in basic details like your name, date of birth, contact information, and current country of residence.

Step 3: Choose your smoking status, occupation type, annual income, and educational qualifications to generate customized quotes.

Step 4: Compare various term plans suitable for NRIs and select the one that matches your needs.

Step 5: Complete the telemedical or video medical examination (VMER) remotely and make the premium payment securely.

Policybazaar helps NRIs find the right term insurance solutions from leading Indian insurers with dedicated support throughout the buying journey.

Final Thoughts

Sukoon Insurance remains a trusted partner for residents of the UAE, offering a wide portfolio of life insurance solutions across term, investment-linked, and specialized health plans. To further enhance global financial protection, NRIs in Dubai can also explore competitive term insurance options from Indian insurers through trusted platforms like Policybazaar. Together, these choices ensure complete financial security no matter where life takes you.