Legal & General Over 50 Life Insurance is designed for those aged 50-80. These plans offer guaranteed acceptance without needing a medical exam. With fixed premiums and lifelong coverage, you can rest easy knowing your loved ones will be financially supported. Whether you're looking to cover final expenses or leave a legacy for kids, these flexible and affordable options make planning for the future simple and stress-free.
#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply
Explore the benefits of Legal and General Over 50 Life Insurance today and take the first step towards securing your legacy.
Legal & General over-50 life insurance helps customers over the age of 50 secure their loved ones. The payout from these plans can help the nominee pay off any remaining loans or debts, fulfill financial goals, or pay off any medical or funeral costs.
Term Plans
Guaranteed acceptance for UK residents aged 50-80 with no medical exam. The full cover starts after one year.
Similar to term life insurance plans,Loved ones get a payout when you die.
Fixed premiums start at £5 a month, varying by age and smoker status.
Note: Check all the best term insurance plan in India.
Legal and General Over 50s Life cover is simple, whether you're over 50, 60, or 70. When you get a quote, you choose a monthly premium that suits your budget to provide a cash sum that meets your needs. Once you have purchased a legal and general life insurance plan, your premium stays the same, and your cover won't decrease, making it easier to budget. When you pass away, this cash sum can help your loved ones during a difficult time.
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Affordable Premiums: From £5 to £75 a month, based on age and smoker status. Choose a premium that fits your budget.
Full Cover After One Year: If death occurs within the first year, premiums paid will be refunded. Full cover is provided for accidental death within the first year.
Guaranteed Acceptance: No medical exam is required for UK residents aged 50-80. Other options are available if you answer lifestyle and medical questions.
Fixed Premiums: Your premiums stay the same once you purchase the legal and general over 50s fixed life insurance plan.
Lifetime Cover: Coverage for legal & general over 50 life insurance continues for life, even though premiums stop at age 90.
Flexible Premiums: After one year, you can reduce your premiums if your circumstances change (minimum premium applies).
Total Cost: Depending on how long you live, you might pay more in premiums than the cash sum paid out.
No Cash Value: This is not a savings or investment product; it only pays out on a valid claim.
Missed Payments: If you stop paying premiums, your plan will be canceled, and you won't get any money back.
Fixed Cash Sum: The payout amount is fixed, so inflation will decrease its value over time.
Funeral Costs: This legalandgeneral life insurance is not designed to cover all funeral costs and doesn't guarantee to do so.
Reduced Premiums: If you lower your premiums, the cash sum will also be reduced.
Lower Premiums: Premiums start at just £5 and remain constant throughout the policy term.
Wellbeing Support: Phone-based mental health and wellbeing services from RedArc Assured Limited.
Care Concierge: Free, confidential phone advice to help you find and understand later life care options.
Individuals living in the UK can get term life insurance for NRIs for over 50 cover from Indian insurers in the following ways:
Step 1: Visit the term insurance for NRIs on the Policybazaar’s website
Step 2: Fill in the Name, gender, contact information, and date of birth
Step 3: Select the smoking habit, occupation type, annual income, and educational qualfications
Step 4: Choose the most suitable over 50’s term life insurance and proceed to pay
Ans: You should consider getting legal and general over 50s life insurance if:
If any of these situations apply, an over 50s life insurance policy might be a good choice. Your personal circumstances will determine if this is the right option for you. There are many types of life insurance, so take some time to research.
˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
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