TruStage Life Insurance

TruStage Life Insurance provides personalized coverage options designed to offer financial security. Known for its straightforward approach, TruStage eliminates the need for medical exams, making it easy to obtain coverage quickly. With a reputation for reliability and strong financial stability, TruStage is a trusted choice for individuals and families seeking dependable life insurance.

51 Partners Insurance Partners

10.5 Crore Registered Consumer

5.3 Crore Policies Sold

We are rated ++ rating

₹2 Crore Life cover starting from

Lowest Price Guarantee ^˜

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Why Buy From TruStage Life Insurance?

TruStage Life Insurance is trusted by over 37 million consumers and partners with more than 3,200 credit unions nationwide. These strong relationships allow TruStage to offer personalized coverage that fits within a monthly budget. The policies are underwritten by CMFG Life Insurance Company, which holds an 'A' (Excellent) rating for financial stability from AM Best, ensuring reliability and security. The company simplifies the process by eliminating the need for medical exams, and coverage starts immediately upon receiving the first premium, making it hassle-free to protect your family.

Note: Check all the best term insurance plan in India.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

What is the Need for TruStage Life Insurance?

TruStage Life Insurance helps prepare your loved ones for the unexpected, offering crucial financial support during difficult times. It’s designed to cover growing financial commitments like daily expenses, mortgage payments, debt obligations, and future aspirations such as college costs for your children. By securing a policy, you ensure your family can manage financial burdens, and it also provides an opportunity to leave money to charity. Additionally, TruStage whole life insurance policies build cash value over time, which you can borrow against if needed, though any outstanding loan balance will be deducted from the beneficiary’s payment.

What are the Different Types of TruStage Life Insurance Plans?

Let us take a look at the different types of TruStage life insurance plans offered by the company:

TruStage Term Life Insurance

Term life insurance is a type of life insurance that provides cover for a limited duration, fits within your budget, and offers flexibility for tomorrow.

TruStage Whole Life Insurance

The TruStage whole life insurance provides life protection along with wealth creation at a fixed locked-in rate.

TruStage Guaranteed Acceptance Whole Life Insurance

The guaranteed acceptance whole life insurance plan guarantees the acceptance of the life insurance application without answering any health-related questions or medical exams.

Which Type of TruStage Life Insurance Should I Buy?

To help you make an informed decision, here is a comparison of the different types of TruStage life insurance plans offered by the company:

Feature	Term Life Insurance	Whole Life Insurance	Guaranteed Acceptance Whole Life
Coverage Period	Specific duration	Lifetime	Lifetime
Benefit Payout	Paid if you die during the term	Paid upon death	Paid upon death
Premiums	Can change over time depending on the policy	Fixed rates throughout lifetime	Fixed rates throughout lifetime
Cash Value	No	Builds cash value over time	Builds cash value over time (limited in the first 2 years)
Loans Against Policy	Not available	Available, with interest, unpaid amounts decrease death benefit	Available, with interest, unpaid amounts decrease death benefit
Health Requirements	May require health questions or a medical exam	May require health questions or a medical exam	No health questions or medical exam
Instant Coverage	No	No	Yes, with the first payment
Future Source of Money	No	Yes	Yes
Policy Issuance	Based on health and other factors	Based on health and other factors	Guaranteed, regardless of health

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

⁺Standard T&C Applied

How Much TruStage Life Insurance Cover Should I Opt for?

To secure the right insurance for life cover for your family, you should first assess your and your family’s financial needs. Then go through the list of different types of TruStage plans available and select the ideal plan fit for your needs.

How Can I Get a TruStage Life Insurance Quote?

To get a TruStage life insurance quote, you need to provide the following information:

Date of Birth
Your zip code
Gender

Submit the required information to receive the life insurance quote.

Alternate Ways to Buy Term Life Insurance for NRIs from India

Benefits of Buying Term Life Insurance Plans for NRIs from India

18% GST waiver on premiums as per the prevailing tax laws and an additional 5% discount on annual premium pay mode
The premiums are much more affordable than international term plans
Tele and video medicals allow you to buy plans from the comfort of your home without travelling back to India
Special exit benefits allow you to exit the plan at an early stage and receive back all the premiums paid
Global coverage with pre-approved cover for a secure financial future for your loved ones

How to Buy Term Life Insurance for NRIs from Indian Insurers

Here is how you can buy term life insurance for NRI from India:

Step 1: Visit the term life insurance for NRIs page of Policybazaar

Step 2: Enter your name, age, gender, and other required information

Step 3: Fill in your annual income, occupation type, educational qualifications, and smoking habits

Step 4: Choose the term insurance for NRI and proceed to pay

People also search for

What is Term Life Insurance

˜Top 5 plans based on annualized premium for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.