Axis Bank offers FD interest rates ranging from 3.00% p.a. to 6.60% p.a for the general public and 3.50% p.a. to 7.35% p.a. for the senior citizens, depending on the deposit amount and tenure. You can choose a deposit period from 7 days to 10 years, based on your financial needs.
Guaranteed return plans provide assured returns and the security of a life cover. These plans are an excellent option for risk-averse investors, as they are not affected by market fluctuations.
Axis Bank Fixed Deposit is a safe investment option with guaranteed returns without market risks. You can begin with as little as ₹5,000 (both online and offline) and choose a duration of 7 days to 10 years. It is good for both general as well as senior citizens.
When choosing an investment, it's important to understand the distinctions between options. Fixed deposits offer guaranteed returns and security, while other products, such as guaranteed return plans and mutual funds, can provide growth opportunities with different degrees of risk.
Rs 5,000 through the online platform and Rs 10,000 for offline
No limit
7 days to 10 years
Yes, Under Section 80C
Monthly, Quarterly, or compounding at maturity
Yes, Available
After the RBI’s cut in repo rate by 0.5% to 5.5% effective from June 06, 2025, Axis Bank provides general citizens with interest rates of 3.00% to 6.60% p.a. and senior citizens with 3.50% to 7.35% p.a. on deposits up to 5 crore rupees.
Axis Bank FD rates vary based on the deposit tenure and amount, allowing investors to choose options that align with their financial objectives. Below is a tabular form indicating the applicable rates for different tenures and deposits of various amounts.
| Tenure | Regular Rates | Senior Citizen |
| 7 Days to 14 Days | 3.00% | 3.50% |
| 15 Days to 29 Days | 3.00% | 3.50% |
| 1 Month to 2 Months | 3.25% | 3.75% |
| 2 Months to 2 Months | 4.00% | 4.50% |
| 2 Months to 3 Months | 4.00% | 4.50% |
| 3 Months to 4 Months | 4.50% | 5.00% |
| 4 Months to 4 Months | 4.50% | 5.00% |
| 4 Months to 6 Months | 4.50% | 5.00% |
| 6 Months to 9 Months | 5.50% | 6.00% |
| 9 Months to 12 Months | 5.75% | 6.25% |
| 1 Year to 1 Year | 6.25% | 6.75% |
| 1 Year to 1.1 Years | 6.25% | 6.75% |
| 1.1 Years to 1.2 Years | 6.25% | 6.75% |
| 1.3 Years to 1.5 Years | 6.50% | 7.00% |
| 1.5 Years to 2 Years | 6.60% | 7.10% |
| 2 Years to 3 Years | 6.60% | 7.10% |
| 3 Years to 5 Years | 6.60% | 7.10% |
| 5 Years to 10 Years | 6.60% | 7.35% |
| Maturity Period | General (p.a.) | Senior Citizens (p.a.) |
| 7 – 14 Days | 4.00% | 4.50% |
| 15 – 29 Days | 4.00% | 4.50% |
| 30 – 45 Days | 5.00% | 5.50% |
| 46 – 60 Days | 5.10% | 5.60% |
| 61 – 87 Days | 5.35% | 5.85% |
| 88 Days – 3 Months 24 Days | 5.80% | 6.30% |
| 3 Months 25 Days – < 4 Months | 4.25% | 4.75% |
| 4 Months – < 6 Months | 5.80% | 6.30% |
| 6 Months – < 9 Months | 6.05% | 6.55% |
| 9 Months – < 1 Year | 6.15% | 6.65% |
| 1 Year – 1 Year 10 Days | 6.30% | 6.80% |
| 1 Year 11 Days – < 13 Months | 6.30% | 6.80% |
| 13 Months – < 15 Months | 6.30% | 6.80% |
| 15 Months – < 18 Months | 6.50% | 7.00% |
| 18 Months – < 2 Years | 6.60% | 7.10% |
| 2 Years – < 3 Years | 6.65% | 7.15% |
| 3 Years – < 5 Years | 6.65% | 7.15% |
| 5 Years – 10 Years | 6.60% | 7.35% |
*Axis Bank FD interest rates w.e.f. July 21, 2025
To explore comparative options, check the best FD interest rates in India
| Bank Name | Lowest Rate | Highest Rate |
| State Bank Of India | 3.05% | 6.6% |
| ICICI Bank | 2.75% | 6.6% |
| HDFC Bank | 2.75% | 6.6% |
| Axis Bank | 3% | 6.6% |
| Punjab National Bank | 3.5% | 7% |
| Kotak Mahindra Bank | 2.75% | 6.6% |
| Yes Bank | 3.25% | 7.75% |
| Bank of Baroda | 3.5% | 6.6% |
| IndusInd Bank | 3.25% | 7% |
| Indian Bank | 2.8% | 6.7% |
| Union Bank of India | 3.4% | 6.6% |
| Bank of India | 3% | 6.6% |
| Canara Bank | 4% | 7.25% |
| IDFC Bank | 3% | 6.6% |
| IDBI Bank | 3% | 6.75% |
| Indian Overseas Bank | 3.5% | 6.75% |
| Bank of Maharashtra | 2.75% | 6.7% |
| Central Bank of India | 3.5% | 7% |
| Punjab and Sind Bank | 3% | 6.8% |
| UCO Bank | 2.9% | 6.6% |
| RBL Bank | 3.5% | 7.2% |
| PNB Housing Finance | 6.79% | 7.58% |
| Federal Bank | 3% | 6.7% |
| Bandhan Bank | 3% | 7.4% |
| South Indian Bank | 2.9% | 6.6% |
| Karur Vysya Bank | 4% | 6.85% |
| Tamilnad Mercantile Bank | 4% | 7.05% |
| Karnataka Bank | 3.5% | 6.65% |
| DBS Bank | 2.75% | 6.55% |
| Shriram Finance Ltd | 6.79% | 7.35% |
| Bajaj Finance Ltd | 6.6% | 6.95% |
| Mahindra Finance Ltd | 6.4% | 6.8% |
| Fincare Small Finance | 3% | 8.61% |
| Unity Small Finance Bank | 4% | 7.75% |
| Suryoday Small Finance Bank | 4% | 8.2% |
| DCB Bank | 3.75% | 7.4% |
| Equitas Small Finance Bank | 3.5% | 7.6% |
| ESAF Small Finance bank | 2.75% | 7.6% |
| Karnataka Grameena Bank | 3.25% | 6.85% |
| North East Small Finance bank | 3.5% | 8.5% |
| Saraswat Bank | 3.25% | 7% |
*FD interest rates w.e.f. August 2025 (for general public, domestic FDs < ₹3 Cr).
You can enjoy several useful benefits when you open an Axis Bank FD. A few of them are explained below:
Follow these precise steps to open an FD with Axis Bank, whether you are a new or existing customer, using online or offline channels.
If you are a new Axis Bank user, you need to first visit the website and then log in to the app, and follow the steps for better understanding.
For Both New and Existing Customers:
All Indians who are 18 years and above can open an Axis Bank FD Account. Other than that, there are a few more criteria:
Axis Bank Fixed Deposits provide flexible tenures, online booking, and loan facilities. The interest rates on fixed deposits for the general citizens lie between 3.00% and 6.60% p.a., whereas for the senior citizens they are 3.50% to 7.35% p.a. Investigate the rates of other banks too.
˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
* The Guaranteed Returns are dependent on the policy term and premium term availed, along with the other variable factors. The 6.9% rate of return is for an 18-year-old, healthy male for a policy term of 20 years and premium term of 10 years with a Rs . 20,000 monthly instalment premium. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year, and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
** The Life Cover amount varies as per plan specifications. Please read the policy document for details.
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#Discount offered by insurance company
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