*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Buying an insurance policy is not something that you will do every day such as shopping online on Amazon or binge-watching a series on Amazon Prime or Netflix. But definitely, something to brood over as seriously as you should think about yourself and your family. Especially when it involves a hefty amount of premium cost.
Be it general insurance or life insurance, both offer protection against the loss, which otherwise can lead to both financial and emotional stress.
There is nothing more important than good health. Every year a lot of money goes into healthcare. Despite putting in the best of efforts to maintain good health, there are certain things that are not predictable. And health is one of them!
Instead of running from pillar to post at the eleventh hour, it is better to cover your medical expenses with an adequate health insurance policy.
The best part is, if you buy it at a young age, you will need to pay a lesser premium. Moreover, the limitations on the claim will also be less. You can buy health insurance for yourself and your family.
Why pay exorbitant hospital bills, when you can have a health insurance policy to compensate the expenses. You don’t need to fret about arranging the funds. All you need to do is pay the annual premium and avail the medical treatment. After assessing your needs compare various health plans online, select the one that meets most of your health concerns.
If you are unmarried, it makes sense to cover your parents as well. And if you are married, there are health insurance plans that will cover you and your kids, spouse, and parents in one plan.
Get your vehicle insured and legally drive while enjoying your ride.
Why do you need it? It is mandatory to buy property damage liability cover and bodily injury liability coverage. Whereas, a comprehensive auto insurance policy offers protection against perils like flood, earthquake, vandalism etc.
Long story short, the insurer will pay for the damages listed in your policy. Moreover, you can also get underinsured and uninsured motorist cover, personal injury protection cover (to insure your passengers), and collision cover.
So, if you own a car or bike or any other automobile - hop on to your couch, compare and buy auto insurance products online and secure your ride.
You need a life insurance policy if you know that your death can leave your dependents in a financial trauma. If you are prudent, then you must consider buying this one.
It is a great way to financially secure your family when you are not around. You can go for a term life insurance policy, whole life insurance policy, Re-evaluate your annual life insurance needs as well as other significant life events such as house loan, divorce, marriage, the birth of a child, divorce etc.
The dependents will get death benefit cover, which means that the insurance company will compensate the beneficiaries with the amount equal to the sum assured. There are various other benefits such as accidental death benefit rider, waiver of premium rider and accelerated death benefit rider.
Every policy is unique. Therefore, make sure that go through the policy documents before you buy one.
Here are few reasons to think about life insurance plan:
When you are young the premium is less for the same benefits that you will get by paying an extra premium later. Hence, it is suggested to buy a life insurance plan and secure your family at an early age.
You can also think about purchasing -
As they say, well begun is half done! While making the most important decision of your life in regards to your education, job etc. take out time to secure the other aspects of your life with an adequate insurance policy. Hope this simple guide will help you to get started with insurance and make wise decisions.