The Insurance Regulatory and Development Authority of India is aware of the reports that some hospitals in India are denying cashless treatment facility to the policyholders for Coronavirus despite such arrangements with the Insurance Companies. It has also been brought to their notice that some of these hospitals are asking the policyholders to make cash deposits from the policyholders.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
My name is
My number is
My name is
My number is
City Living in
Do you have an existing illness or medical history?
This helps us find plans that cover your condition and avoid claim rejection
What is your existing illness?
Select all that apply
When did you recover from Covid-19?
Some plans are available only after a certain time
As per the provisions of regulation 31 (d) of IRDAI (Health insurance) Regulations, 2016, health and general insurance companies should have an agreement with both private and public healthcare providers and hospitals across the geographical spread. The Insurance Companies are required to publish a (list of the network hospitals) with whom they have a service level agreement shall be published on their websites along with the TPA.
All General and Health Insurers (Except ECGC and AIC)
All the Insurance providers in this regard are advised to ensure that where the insured person is notified about the cashless facility at network hospitals, the policy holder should receive cashless hospitalization benefits as per the policy terms and conditions and the Service Level Agreement between the insurer and the hospitals.
The details and email ids of Grievance redressal officers of Insurers can be accessed from their website.
IRDAI has directed the Insurance companies to ensure smooth cashless treatment to the policyholders in all the network hospitals as per the agreed policy terms.
Therefore, it is clear that the policyholders can avail cashless facility in all the network providers’ or hospitals that are registered with the insurer as per the norms of the Service Level Agreement (SLA)
09 Oct 2021Orthopaedic health conditions have become quite common in India...
07 Oct 2021Every health insurance plan comes with unique benefits to attract...
30 Sep 2021Every person must have a health insurance policy to deal with...
30 Sep 2021Health insurance is one of the best investments that you can make...