There is a huge demand for organ transplants in India but only a small fraction is being met. The biggest reason behind this is the high medical costs involved in the surgery. Moreover, many insurance companies do not cover organ donor’s expenses. However, coverage for organ transplants is the need of the hour and therefore, some insurers have begun offering organ donor cover.
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The ones worth mentioning are Religare Health Insurance Company Limited, Apollo Munich, Max Bupa and Bharti AXA. The industry is hoping that other insurers will follow suit.
There are two key concerns regarding organ donor’s cover that needs to be addressed:
The industry experts are expecting that the health insurers will take a note of such points and come up with comprehensive policies covering the expenses related to the treatment of both the donor and the donee.
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