Regular health check-ups are important to keep a track of your health and detect diseases on time. Experts suggest everyone to undergo a preventive health check-up at least once a year. A regular person may consider the cost of an annual health check-up an unnecessary expense but people with health insurance can avail this facility for free. Let’s find out how.
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Annual health check-ups are a benefit provided under several health insurance plans where the insured becomes eligible for a free medical check-up every year. The medical check-up helps the insured to evaluate his/her current medical condition every year and check if he/she is at the risk of contracting a disease. It conducts complete body analysis that includes heart health, organ health, metabolism rate, etc.
Medical check-ups also monitor various critical parameters in a person, such as blood sugar levels, blood pressure, etc. They also help the doctor to suggest preventive measures to the insured in order to lead a healthy lifestyle.
Some of the most common tests covered by free annual health check-ups under health insurance are:
Take a look at some of the key benefits of buying a health insurance policy with an annual health check-up facility:
Not every health insurance plan offers a health check-up facility every year. While a few plans may not offer this facility at all, some plans may provide the preventive health check-up facility after every two, three or four years. Besides, most plans provide this facility only after a pre-specified period of claim-free years. For example, some plans may offer free health check-up facility after every 3 consecutive claim-free years.
Therefore, it is important to check the terms and conditions of preventive health check-up facilities before buying a policy.
Check out a few essential factors to consider while buying a health insurance plan with an annual health check-up facility:
Annual health check-up is the only way to keep a regular tab on a person’s health. With health insurance, policyholders do not have to worry about the cost of annual health check-ups. Just make sure to keep the above-mentioned factors in mind before buying a health policy with a free annual health check-up facility.
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