India is a country with the highest number of diabetes cases in the world. Around 5% of the total population suffers from Diabetes. The International Diabetes Federation expects the number will soar to 123 million by 2040. As per WHO records, around 3.4 million deaths occur in India due to high blood sugar. Times of India once referred India as ‘Diabetes Capital’ as 50 million people suffering from type-2 diabetes.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
The figures are alarming and it tends to grow only! Diabetes in India is a common lifestyle disease that needs your utmost attention. In the long run, an uncontrolled blood sugar level may cause major organ damage. Nevertheless, even a little awareness in this regard can go a long run!
Diabetes is a state of condition when your body glucose is too high. Glucose is the main source of energy that comes from the food you eat. But when it is out of whack over a long time, it could develop Diabetes. Diabetes affects the body’s ability to produce insulin. Insulin is an important hormone that helps glucose turns to energy. Frequent urination, constant thirst, hunger are some of the common symptoms of diabetes.
These days experts are no talking only about Type I or Type II diabetes, but go beyond them and define more types. Diabetes types are usually categorized into-
Type I diabetes occurs when your body is unable to produce insulin on its own. Insulin regulates the glucose level in the blood. Due to the destruction of bets cells in the pancreas leads to low production of insulin, resulting in high sugar level.
The common symptoms of Type 1 diabetes include:
Symptoms of Type 1 diabetes complications also include:
Type 1 diabetes diagnosis includes:
The exact cause of Type 1 diabetes is unknown. Usually, the body’s immune system that fights against the harmful viruses or bacteria accidentally destroys the insulin-producing cells (Beta Cells) in the Pancreas. The beta cell produces insulin, which further helps in turning the glucose into energy.
Treatment for type 1 diabetes includes:
Let’s know about Type 1 diabetes and the role of glucose and Insulin:
Normally when you eat or drink something the body breaks down sugars from your food and turns them into energy. To perform this, the pancreas produces a hormone called insulin. Insulin facilitates the process of converting sugar into energy.
When you diagnose with diabetes, the pancreas either produces too little insulin or no insulin at all. Thus the required insulin level remains insufficient for the body. This, on the other hand, increases the glucose level in the blood, while the rest of your body cells are deprived of sufficient amount of much-needed energy.
When you have Type 1 diabetes, you require to take a regular dose of insulin, as your body is unable to produce it naturally. Insulin can be found in several types:
You can’t take insulin orally. It is usually taken through injections or insulin pump. Also, the dosage is prescribed by your physician only. While suggesting it your age, weight, diet, overall health etc. are taken into consideration.
Additional medications for treating type 1 diabetes may include:
Some common risk factors of type 1 diabetes are:
Diabetes can be managed if caught early, but when it is left untreated, it can cause potential health complications, by damaging major body parts. Some of the health risks associated with Type 1 diabetes include:
Unfortunately, despite many research, there is no cure for Type 1 diabetes. However, treatment focuses on constant check on blood sugar level, insulin, right diet and active lifestyle.
Type 2 diabetes is a common type of diabetes that occurs mainly at the middle age. In type 2, a human is unable to use insulin properly. This stage is called insulin resistance. When it is usually found among the adults, but getting it at a much younger age is no surprise. Despite many research and study, a complete solution to type 2 diabetes is yet to found. However, an active lifestyle with a balanced diet is the way to keep the disease at a bay!
The common symptoms of Type 2 Diabetes are:
How to Diagnose Type 2 Diabetes
The following tests are conducted to diagnose Type 2 diabetes:
When it comes to the cause of type 2 diabetes genetics and lifestyle causes are the main. A blend of these causes may cause insulin resistance, a stage when your body is unable to utilize the amount of insulin the way it should. Type 2 diabetes also can be hereditary. However, it doesn’t surely mean that if any of your parents has diabetes, you will surely develop it, instead, it means that the chances are quite higher. Moreover, your lifestyle choices play an important role. If you take good care of your health, follow an active life and strict diet, you may not develop the disease.
If you develop this health condition, treating it can be possible through:
Medication for type-2 diabetes may include medicines such as:
Type 2 diabetes patient also require insulin therapy. As we already have mentioned, you can’t take insulin orally, the only way is to inject in the stomach. The different types of insulin to consider in case of Type 2 diabetes are:
The below conditions increase the risk of developing type 2 diabetes:
There are short or long term health conditions to contend with if you ignore Type 2 diabetes or it is left untreated. It may damage some of the major organs such as heart, eyes, kidney, blood vessels. Some of the more serious health conditions you ought to consider in case of type 2 diabetes:
While there is no sure-shot scientific way of preventing type 2 diabetes, the only way to keep it at bay is to lead a healthy life. Regular exercise, balanced diet and a little improvement in the lifestyle will go a long run in preventing diabetes-related issues. Even if you are living with type 2 diabetes you can lead a good life only if you:
Gestational diabetes is found among pregnant women. The normal blood sugar level in the body increases during pregnancy, which lead to Gestational diabetes. Remember that, despite having this, you can have a healthy baby with the help of your doctor and to maintaining your blood sugar level. In most cases, after the baby is born, Gestational diabetes also goes away. But there are chances you may develop Type 2 diabetes if timely precautions are not taken.
As it is found only routine maternity tests, there are no usual symptoms of this type of diabetes. In some cases, a pregnant woman suffering from this type of diabetes may experience:
During the pregnancy term, the placenta develops hormones that can cause excessive glucose in the blood. Usually, the pancreas can make sufficient insulin to encounter the excess glucose produced. If not the glucose level can go up and you develop gestational diabetes.
This diabetes may occur during the third trimester. A blood test is done to check if you have this type of diabetes during the 24 and 28 weeks of pregnancy. A sugary drink is to be taken an hour before the test is done. If the blood glucose is between 130 mg/dL or above, another test will be required. Fasting and a test will be done within 3 hours gap. A follow-up test may require if the report comes normal but the woman experience the common symptoms of gestational diabetes.
With a regular check-up and a little awareness, you can treat this diabetes easily. You’ll require
Around 2% and 10% of pregnant women are affected by Gestational diabetes every year. Hence, the common factors that contribute to Gestational diabetes are:
Apart from the above, there is Type 3 diabetes as well. When type 1 and Typ2 diabetes are due to lifestyle changes, Type 3 diabetes is related to the human brain. When the brain is resistant to the generated insulin by the body, this stage is called Type 3 diabetes. Usually, it is the most unspoken types of diabetes, where very few types of research are done. The symptoms are quite common as the other types, however, brain dysfunction coupled with memory loss is one of the main symptoms. Obesity is the main cause to develop this type of diabetes.
Fact says: This is perhaps the most common of all diabetes myths. A large portion of the population tends to avoid sugar or sugary items when they develop diabetes. However, people suffering from diabetes can take sugar in moderation or they can use alternates as well to treat their taste buds.
Fact says: Diabetes is a serious and chronic health condition. Even two out of three people die due to cardiovascular diseases such as stroke or heart attack where diabetes can one of the main causes of these. If it is not controlled with proper medications, it may pose a threat to your life.
Fact says: Completely wrong, diabetes can happen to anyone, irrespective of your body type. However, people with excessive weight are at high risk. But the reality is it can affect people with normal weight as well. Your lifestyle and family history also contribute to diabetes.
Fact says: Diabetes can be a leading reason for the loss of eyesight or leg amputation but it is no hard and fast rule that you face the same. If you control your blood sugar level and take proper medicines, you can lead your life normally.
Fact says: It is not! Diabetes is not a contagious illnesses. It is non-communicable. Hence, if you touch a person affected with diabetes you can’t develop the disease. But it can be passed genetically, like from parents to children.
Fact says: Better you keep your excuses aside. Exercise is crucial to keep diabetes at a bay. Even if you develop one of the man types of diabetes, it will help you maintain a healthy life by making life with diabetes easier. If you’re taking insulin or are on medicines, which may increase the production of insulin level, you should balance it through proper exercises as per your insulin and medicine schedule. Take doctor’s advice in this regard.
Changing lifestyle is taking a toll on people’s health; rising incidents of diabetes are examples. Also referred to as ‘silent killer’ the chances of getting hospitalized is quite higher for someone in case of a health condition arising out of diabetes. This other way means having to pay a large medical bill, considering the growing inflation in the medical sector. This compels one to be covered under a diabetes insurance plan.
Diabetes is a chronic disease that requires frequent medical advice. It may cause further severe health issues if not treated properly. Hence, an insurance plan specifically designed keeping the requirements of a patient with diabetes will serve the hospitalization concerns of the individual better. Moreover, in case of regular health insurance policies, diabetes is treated as a pre-existing illness where the coverage is offered after serving a specific waiting period around 2 to 4 years. So, it is sensible to buy diabetes health insurance, which covers you from day 1.
With inflation and rising lifestyle costs, managing the expenses for treating a disease like diabetes is difficult. The situation is more complicated if you’re the only breadwinner of the family. Here, disease-specific insurance such as diabetes insurance comes in handy. Indian insurers have started introducing disease-specific insurance considering the growing rate of illnesses. In this regard, the below table shows some of the leading health insurers offering the best health insurance for diabetics in India.
Insurer |
Plan Name |
Eligibility |
Sum Insured (Rs.) |
Adiya Birla Health Insurance |
Activ Health Enhance Diabetes Plan |
Minimum entry age 90 days No upper age limit
|
Rs. 6 lakhs |
HDFC Ergo Health Insurance (formerly known as Apollo Munich) |
HDFC Ergo Energy Health Insurance Plan |
18- 65 years |
Rs. 2 lakhs-Rs. 10 lakhs |
National Health Insurance |
Varishta Mediclaim Insurance Policy |
60 years to 8 years Maximum Renewal Age: 90 years |
Rs. 1 lakh and Rs. 2 lakhs |
Religare Health Insurance |
Religare Care Freedom |
18 years to no limit |
Rs. 3 lakhS and above |
Star Health & Allied Health Insurance |
Diabetes Safe Insurance Plan |
18 years to 65 years |
3/4/5/10 lakh |
If you’re among the one who is looking for an adequate diabetes insurance plan for yourself or your parents, don’t forget to consider these diabetes health insurance plans in India.
Leading a life with diabetes can be difficult. You may come across many health issues. You may tend to give up at such point. However, if you get a handle on how to deal with this through proper medication or slightly alter your lifestyle, you’ll become comfortable in managing life with diabetes. The only thing to remember is to maintain your LIFESTYLE!
Ans: If you are diagnosed with diabetes, the best way is to take proper medicine from the starting, keep a check on your diet or consult a dietician regarding this and do regular minor exercises to keep you active. If your sugar level is maintained after being diagnosed with diabetes, you’ll not require to be on insulin. Insulin is given if you have comparatively higher sugar level, which is uncontrolled through medicines. Moreover, don’t ignore the physical activity part. Diabetes treatment and exercises go hand in hand.
Ans: Keeping your blood sugar level maintained is very important, if not you may develop diabetes. If you already have it, maintain the level is even more important. An uncontrolled blood sugar level may lead to other health issues or can damage major organs such as kidney, liver, heart etc. The below chart will help you interpret and address an ideal blood sugar level :
When to Check |
Recommended Sugar Level for the People without Diabetes |
Recommended Sugar Level for the People with Diabetes |
Before meals |
Less than 100 mg/dl |
80–130 mg/dl |
1-2 hours after a meal |
Less than 140 mg/dl |
Less than 180 mg/dl |
Over a 3 months period- through A1C test |
less than 5.7% |
Less than 7% less than 180 mg/dL |
Ans: Eating sugar or sugary products do not directly lead to diabetes. It may either lead to weight gain or obesity. And indirectly, obesity is one of the causes of Type-2 diabetes and the only cause of Type 3 diabetes.
Ans: Most artificial sweeteners come with ADI (acceptable daily intake) mentioned in the pack. ADI indicates the level of a substance that is safe to consume each day. If you are taking one, ensure the lave is lower than the suggested ADI, if you have diabetes. However, artificial sweeteners are not recommended for pregnant women.
Ans: Being physically active, you can avoid the common complications of diabetes. Apart from the minor weight training (if your physician suggests), brisk walking is one of the best exercises to follow. You can start with five to ten minutes initially, gradually increase the timing over the period of time. In this regard, you can take advice from a health expert if you are a gym person.
Ans: Diabetes may cause insufficient blood flow or damage to the nerve in feet, affecting your feet differently. It is advised to keep a constant eye on your feet or if there is any complication, you suffer.
Ans: Insulin therapy is required to treat diabetes. There are different types of insulin and it is given as per the type of diabetes you have. It is advised to consult with your physician to decide the dose and type of insulin you require.
Ans: Unfortunately no! Diabetes has no cure till date and people those who diagnose with this will have to live with this for the rest of the life. However, by marinating a healthy lifestyle and following a strict diet, one can lead a normal life even with diabetes.
Ans: It is a health condition in which the patient experience a higher blood sugar level than the normal. However, it is not high enough to be declared as diabetic. A large portion of the population across the globe suffer from pre-diabetes. It is necessary to take up a test to check whether you are pre-diabetic or not.
Ans: Yes! Diabetes can lead to serious and life-threatening medical emergencies. In diabetes, usually, the glucose level in the body tends to higher or lower than normal. The level may fluctuate frequently, which can lead to serious complications such as stroke, chest pain, kidney failure, cardiovascular issues etc.
Ans: Stress and diabetes are interlinked. Stress can be a major hurdle to control the glucose level. The stress hormones may directly affect body glucose level. During stress, your body releases adrenaline and cortisol into your bloodstream, due to which the respiratory rates increases. In this stage, the body may be unable to process the glucose by the firing nerve cells if you’re suffering from diabetes. When your body is unable o convert glucose into energy, it builds up in the bloodstream and causes the blood sugar level to rise.
Ans: Your blood sugar level may be controlled through diet, exercise or medicines initially. However, your medicines may not be as effective as they were. At this stage, you may require to be on insulin to maintain the sugar level. With insulin, it is necessary to maintain your diet and keeping yourself active. This way by making a minimal lifestyle change, you can keep diabetes-related complications at bay.