*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
The modern time boasts of simplifying our life through the influence of modern technology. Work has become simpler, easier and faster. On the other hand, the rising incidence of technological development has brought about various lifestyle diseases in its wake.
Ailments like diabetes, cardiovascular anomalies, obesity, respiratory problems, etc. which were more commonly found in the middle to older ages are now rampant among the youth of India. Sedentary lifestyle, increased levels of stress, improper diet, lack of nutrition, high dependence on junk food, etc. have spelled doom for the health of the modern generation of individuals.
A report prepared by the WHO and World Economic Form depicts India incurring a loss of about $237 billion by 2015 because of the rising incidence of lifestyle ailments and wrong diets. Open your eyes around your own neighborhood and you would find adults in their 20s or 30s complaining about increased blood pressure, hypertension, stress, diabetes, obesity and what not. So where does health insurance feature in all of this?
Health insurance actually plays a very central part in this scenario. Health insurance provides financial assistance in case of medical contingencies and since lifestyle diseases are on the rise, the relevance of a health plan is more necessary now than ever before. There are two major reasons which necessitate a good medical insurance plan:
Modern technology has made great advancements in the field of medicine and though the lifestyle diseases are curable, one should factor in the cost of such cure. Advanced treatments and prescription drugs come costly and so health insurance becomes a much needed relief. In this scenario, there are certain steps one should take to emerge a winner on the health insurance front.
Read More - Top Health Insurance Companies in India
Health insurance should not be avoided if you are young and have not already contracted one of the lifestyle diseases. Instead, you should actually invest in a good health plan as early as possible to get a good deal on the premium and an exhaustive coverage after the waiting period.
Seek the help of a broker or a good online platform for landing on the best plan for your requirements. Lifestyle diseases are becoming very common and though you can adopt a healthy lifestyle, you cannot guarantee to be aloof from them. Have a health insurance plan and leave the financial worry to the insurer, after all, you already have a lot of other things to worry about, don’t you?