Mrs Malhotra’s husband was returning home after a long stay at the hospital. Instead of being happy and relieved Mrs. Malhotra was flustered and worried. The steps to file a claim for her husband’s healthcare left her in a completely harassed state.
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Medical reports, receipts and bills were everywhere. She was aware that she had to fill in a form but she had no idea about the fact that original documents would be required to file the claim. However, Mrs. Malhotra soon met a friend who had been through the same procedure recently. With her friend’s assistance Mrs. Malhotra’s task became easier.
A mediclaim is one of the most important insurance investments which an individual needs to make in his life. Mediclaim policies in India provide a facility by which you can have a cashless treatment done in the hospitals or in case of a hospitalization you will be reimbursed provided the insurer is informed within the stipulated time. Before you get a mediclaim there are certain things which you should keep in mind:
Filing a mediclaim is not complicated. Steps to take to file mediclaim:
It is important that you submit the documents with the name of the correct TPA. You can ask for the name of the TPA from the insurance company.
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