Marriage – a word which holds different meanings to different people. For some it is a promise of lifelong companionship while for others it is a charter into an unknown territory. Despite different perceptions, marriage has one thing constant – change. Marriage is said to be an important milestone of everyone’s life which changes everything. Those wild carefree days of bachelorhood are laid to rest and new responsibilities are shouldered - responsibility for providing for the family, both financially and emotionally. In this sea of changes, where does a health insurance policy factor? If you are already having a health cover on your life, how would it be affected post marriage? And if you are not yet covered what should be your health insurance option?
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Health insurance is a mandatory planning product which should feature in your portfolio and marriage should not change this perception. For men who have an existing cover, including your spouse in the cover should be your priority and for women having an independent cover, its time you include your husband in your coverage too. However, there are multiple scenarios to consider while including your spouse from the perspective of both the sexes. Let us consider each for a relevant solution
So, while marriage brings about a lot of changes, your health insurance policy too needs some fine-tuning so that your spouse is also included in the cover. Plan according to your situation and enjoy the peace of mind of being covered against medical contingencies.
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