To protect yourself and other members in your family (including spouse, children or parents) you can buy Star family health optima insurance plan. Also, known as the family floater plan, it offers coverage to all the family members against a range of health issues, major illnesses and diseases, for which the treatment can be quite exorbitant otherwise. The plan protects your loved ones with the lowest premium amount that varies with the age of the family members for whom you are buying the policy.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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In India, the mounting graph of medical costs (at the rate of 15-20 percent annually) is an alarming cause. Furthermore, with increasing lifestyle diseases and unpredictability, health insurance is mandatory, if you want to mitigate financial risks associated with health treatment in India. Even after an increase in demand and growing awareness among people regarding insurance coverage, medical insurance is still not sufficient in our country. However, bearing in mind the range of benefits it makes sense to buy medical insurance for your family.
If you are an Indian resident you can buy this family health policy by Star health insurance provided:
It is a comprehensive family health plan under which you can cover the entire family. This plan is appropriate for joint families where there are more members in the family and there is a huge disparity in their age - like a 6-year-old child and a 60-year-old grandparent. The plan offers coverage to all the members under one umbrella, regardless of their age difference.
Family Health Optima Plan by Star Health Insurance saves you from a range of hospitalization expenses incurred on the treatment. You can file a claim for the following medical expenses in case of an illness or surgery or accident:
If you have a health insurance plan in your name and you want to rope in your family members in it, then check with your insurance provider about the same. You can easily buy it online and compare different features select the best one as per your own and your family member’s health concerns.
Though, do not mistake to go for a minimum premium, your stinginess today can cost you a fortune in future, as you will have less sum insured and the cost of treatment can turn out to be more than the policy amount. So, take a well-informed decision to keep yourself and your loved ones protected.
If you are looking to buy health insurance for 4-6 family members, you can consider buying star family health optima insurance policy. The entire family gets the benefits from the sum insured, and it can be used by any of the members, any number of times, that is why it called floatable. All this is given in one plan on a single sum insured and at a single annual premium.
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