General Health Insurance Is Getting Bigger & Better Than Ever Before

Health insurance companies are finally responding to the policyholders requirement, with insurance cover of up to INR1 Crore Health insurance companies it seems are finally opening up to the requirements of the policyholders. Today, insurers are offering INR1 Crore as sum assured, medical coverage worldwide, reduced waiting period related to pre-existing diseases, and cover for all ages. No, this is not a part of some amazing futuristic policy, but offer from the General Insurance Companies for a change.

Read More

Get ₹5 Lac Health Insurance starts @ ₹200/month*
Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    This change of mindset of insurance companies is evident from the new edition plan introduced by Max Bupa. It has introduced Heartbeat Insurance Plan, a revised flagship product. It offers the benefits to both extended and nuclear families, including individuals. The plan offers a comprehensive cover including cashless treatment abroad, for major 9 critical illnesses. Additionally, the plan offers, medical evacuation worldwide during emergencies, and an assured flexibility ranging between INR 2 Lakhs to INR1 Crore.

    The product also comes with reduction in waiting period for pre-existing diseases to 24 months, for INR5 Lakhs or above in sum insured. It also gives the option of co-pay tapering, which is ideal for people above 60 years of age. The elderly can now enjoy comprehensive coverage through this plan, with reduced co-payment that subsequently reaches zero on continuous renewal.

    Heartbeat new edition plan comes with minimal increase in premium amounts across variants despite of product enhancement in a bid to woo customers. Such customer friendly policies are at par with the increasing demands for unique and best family health care plans, according to the latest research from Max Bupa.

    One of the premium players in the health insurance stand-alone space is Cigna TTK. The company offers emergency worldwide cover under its ProHealth product. Policyholders can avail reimbursement for medical expenses overseas under this plan. Claim amounts will be paid in Indian currency. Sum insured under this plan is INR1 Crore, with waiting period reduced to 2 years. It also covers critical illness expenditure to ease the burden of paying multiple premiums across different insurance policies, for availing critical illnesses benefit.

    Medical inflation in India currently stands at 15% to 20%. Health-related expenses today have also become quite steep. The result is a high demand for medical coverage. Thus, International health coverage, which was earlier the prerogative of premium customers only, is now being availed by families belonging to the middle-income category.

    Insurance companies are delighted to meet the rising demand with improved policy benefits. However, policyholders must be ready to shell out more on the premiums to enjoy the feature rich benefits of the policies. According to the market estimates, a 10% to 20% rise in premium amount is currently on the cards. This is fallout of rising inflation and addition of new features to the good old covers in tandem with the shift in customer needs.

    Search
    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Brain Tumour?

    17 May 2022

    The brain is one of the most important organs in your body. It is...
    Read more
    12 Tips to Avoid Common Health Problems During Summers

    12 May 2022

    India experiences a hot and dry summer season that lasts for up to...
    Read more
    Does Medical Insurance Cover Hearing Aids?

    12 May 2022

    The number of people who require hearing aids continues to grow...
    Read more
    Are Accidental Injuries Covered by Health Insurance in India?

    12 May 2022

    Accidents are unpredictable. Getting injured in an accident not...
    Read more
    6 Most Effective Ways to Prevent Viral Fever

    12 May 2022

    A change in weather can bring respite from the scorching summer...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL