*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
The government is into serious discussions with states, like Karnataka, Tamil Nadu, and Gujarat that provide cashless health insurance. The idea behind this effort is to provide cashless health insurance plans and a seamless solution to the existing ones through Centre's Direct Benefits Transfer (DBT) platform.
The applicants would be required to apply for health insurance over DBT platform. This would be a major move towards a completely cashless digital economy.
"We are building a DBT platform. Under that, we will provide SMS and phone call notifications on money transfers. Besides, we are building a web or Smartphone app. Once the architecture is ready, we load health insurance on to it," stated a government official working on the project.
After providing life and accident cover to over 20 million people through Jan Suraksha covers under the Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana, the government is now focusing on a universal health insurance plan. The government is aiming at transparency and improvement of financial access, along with blocking the leakages. These mobile phone applications will help in cutting out all the intermediaries and making people self-sufficient.