ManipalCigna Health Insurance Launches a Comprehensive Health Insurance Plan for All

This comprehensive health insurance plan covers all types of hospitalisation expenses, including cashless OPD cover for a doctor consultation, pharmacy expenditure, and diagnostic tests prescribed by the doctor. It also offers zero deductions in non-medical expenses and other lucrative benefits.

For better control, they introduced the feature of Switch-on and Switch-off that allows the policyholder to choose the option of Switch-off the health insurance plan while travelling abroad from the 2nd year onwards for 30 days maximum during the policy period and also get a discount on premium during renewal.

Moreover, this plan provides full-time coverage every time you use it as it offers unlimited restoration of up to 100% of the sum insured whether related or unrelated illnesses. The customers can also avail 1-year premium waiver on policy renewal in case of accidental death or if diagnosed with any of the critical illnesses mentioned in the policy documents.

This comprehensive health insurance plan allows choosing any room category during the hospitalisation. It also offers air ambulance cover and standard maternity cover that can be extended for the treatment of IVF & IUI.

This plan specifically covers people suffering from non-communicable diseases like diabetes, asthma, obesity, high cholesterol, and high blood pressure.

Also, it offers better coverage by providing a sum insured of up to Rs.1 crore with an option of lifetime renewability. It also focuses on wellness by offering annual health check-ups from the day of purchase.

Moreover, the policyholder can earn attractive rewards under wellness programs and use these rewards points to get a discount on the premium during renewal.