ManipalCigna launches Global Health Insurance worth INR 2.5 crore

October 17, 2014: ManipalCigna has launched their group product Global Health Insurance, in India. A flagship product from this Health Insurance Company, it offers INR 50 Lakhs to INR 2.5 crore as the sum insured. With this product, the employers in India now have the liberty to purchase this insurance cover in native currency and even make claims in the same. Existing policies available from other domestic insurers constitute a mix of health and travel plans with the need of purchase in USD.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step

      Popular Cities

      Previous step
      Previous step

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      ManipalCigna CEO Sandeep Patel said that the recently launched plan is a global expat product from India. Expat plans signify products from international insurers with limited or no access to domestic markets. Compared to other expat plans currently available in India from international players, the insurers are marketing Global Health as a cheaper product.

      According to Patel, this insurance product is ideal for companies with employees worldwide irrespective of the fact whether they are Indian or foreign. Employees who need to travel regularly will benefit from this newly launched plan. Based on the chosen geographies, coverage will extend to the home country of the employee, India as well as other locations across the globe.

      The cover will extend to the spouse, fiancée, live-in partner, and dependents as children up to 25 years of age. Employers may choose up to 10 people in this group plan from their establishment with yearly renewals as per the policy. While various other policies cover health expenses internationally, this particular product offers a bigger scope. It covers various ailments or health checkups on foreign shores besides the regular critical illness and emergency care coverage.

      Both co-payable and deductible options are available with this Cigna product. Policyholders may also claim vision and dental treatments. Here co-pay signifies out-of-pocket expenses of the insured during the treatment with the rest covered by the insurer. Deductibles constitutes fixed amount paid before one receives the policy benefits. Beyond the coverage area, Global Health offers an emergency 30-day cover.

      However, Mr. Patel explains catastrophe or terrorism remains excluded from the policy, and the company will not cover it under this launched product. Whenever a crisis arises whether on Indian or foreign shores, policyholders belonging to the covered group can rely on the assistance emergency services from Cigna.

      He further elaborates, whenever emergencies strike, such as, in an epidemic situation, the insured person will receive immediate medical attention along with prompt evacuation assistance. Reaching home country during an epidemic is not difficult anymore, with this Cigna product cover. Two different plans are available from this policy namely - Diamond and Ruby. Options of sum insured associated with Ruby are INR 50 Lakhs, INR 2.5 crore. On the other hand, options of insured under the diamond plan are numerous. These are of 1.5 crore, 3 crore, 6 crore, 4.5 crore, 12 crore, and 9 crore rupees respectively. Employees can make choices based on their respective requirement levels and company policies.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Does SBI Health Insurance Cover Dental Treatments?

      05 Jun 2024

      SBI General Insurance Company provides comprehensive coverage
      Read more
      Does ICICI Lombard Health Insurance Cover Dental Treatments?

      05 Jun 2024

      ICICI Lombard General Insurance Company offers various health
      Read more
      Does Reliance Health Insurance Cover Dental Treatments?

      04 Jun 2024

      Dental insurance is crucial in safeguarding oral health as it pays
      Read more
      Does HDFC ERGO Health Insurance Cover Dental Treatments?

      22 May 2024

      HDFC ERGO General Insurance Company offers various health
      Read more
      Does Aditya Birla Health Insurance Cover Dental Treatments?

      17 May 2024

      Dental insurance is vital in maintaining oral health by covering
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 New IRDAI Health Insurance Guidelines in 2024
      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more

      Download the Policybazaar app
      to manage all your insurance needs.