Leading private insurer PNB MetLife starts its innings in health insurance segment with the launch of MetLife Major Illness Premium Back Cover. The plan has tenure of 10 years with an entry age of 18-55 years. It assures to return all premiums paid incase no claim is made during the policy tenure and upon survival, as stated in the official statement released by the insurer.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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On diagnosis of any critical illness covered under a plan, policyholders will be entitled to get guaranteed lump sum payout. Added by Mr. Tarun Chugh, PNB MetLife Managing Director and CEO, "MetLife Major Illness Premium Back Cover is the only product in the market which returns all the premiums paid at the end of the policy term in case of no claim and provides cover against 35 critical illnesses."
The claim process has been simplified without the involvement of a TPA, he said, adding that this plan would help an individual cover exorbitant medical expenditure, over and above hospitalization expenses.
Source: This article has been adapted from the article "PNB MetLife forays into health insurance segment" that appeared on April 10, 2015 in business-standard.com.
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