This plan takes care of your medical expenses once you have exceeded the deductible limit in your present health plan.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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For example, your present health plan has a deductible limit of Rs 5 lakhs, and you are billed Rs 6 laks in some surgery. These are situations in which a Super Top-Up Plan can help.
Simply put, once you spend your deductible limit, all extra medical expenses during the whole year are paid by New India Assurance if you buy this plan. Do note that liability under the super top-up plan is limited to the amount of sum insured.
Inclusions and Exclusion of the Plan
(Source: This article has been adapted from the article "If your health plan falls short" that appeared on December 15, 2014 in thehindubusinessline.com.)