Civil society groups have asked Rajasthan Chief Minister Vasundhara Raje to reconsider the decision about the proposed insurance-based model of health care for people covered under the National Food Security Act, as this would compromise and sideline the successful free schemes of diagnostics and medicines in practice.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Do you have an existing illness or medical history?
This helps us find plans that cover your condition and avoid claim rejection
What is your existing illness?
Select all that apply
When did you recover from Covid-19?
Some plans are available only after a certain time
In a statement released by Jan Swasthya Abhiyan department, the officials said;
“With the improving economic and social status of the people, today medical practitioners administer non-compliant treatment and procedures. But, with the introduction of the insurance-based model of health care, the presence of several unregulated private clinics will be clipped, leading to easy access of health care services even to the poorer sections of our society.”
However, the government model that is being proposed is also expected to be more expensive than that the existing one.
The government has proposed that the new scheme will be launched in April 2015 under the National Food Security Act, providing a robust cover of an amount ranging from Rs. 30,000-Rs 50,000 in case of minor ailments, and an amount of Rs. 3 Lakhs for people suffering from serious ailments. This new scheme will reduce the strain on the districts and medical hospitals by sharing the responsibility with the private sector.
The officials at the Jan Swasthya Abhiyan have doubts as they think this scheme is too good to be true. And, a deeper analysis of the scheme may turn futile in Rajasthan. The department further claims that the private sector in order to increase the claims would prescribe unnecessary medication and surgical procedures, with patients being the prime victims. The proof of their doubt lies in the alarming number of Caesarian sections done in the private sector in the recent times.
Caught amidst political debate the fate of this policy and the fact that the bebefits percolate to the needy, is yet to be seen.
(Source: This article has been adapted from the article "Activists oppose health insurance scheme" that appeared on February 15, 2015 in thehindu.com.)
01 Dec 2023Health insurance plans add a layer of invisible protection against
30 Nov 2023Knee pain has become a very common ailment in India, with over 15
30 Nov 2023Kidney disease has been growing at an alarming rate in India. As
24 Nov 2023Health insurance is an essential buy for people in India as well
21 Nov 2023The growing dependence on electronic gadgets has impacted