Get <strong>₹5 Lac</strong> Health Insurance starts <strong>@ ₹200/<span>month*</span></strong>
Get ₹5 Lac Health Insurance starts @ ₹200/month*
Get ₹5 Lac Health Insurance starts @ ₹200/month*
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Saving on Health Insurance Premiums

Nobody likes paying more than its worth. Getting the most appropriate and affordable Health insurance is dependent on a few aspects like your choices, capability to choose and of course the health conditions of the policy buyer. But by following a few steps you can save a good lot on your health insurance premium.

 
  • Smoker’s health is always at risk, so people with smoking habits will end up paying more premium than a non-smoker. So in order to reduce the premium, one has to quit smoking.
  • High blood pressure is not a good sign and is advisable to keep it under control. Keeping control of high blood pressure can help you reduce the premium cost.
  • If you are in good health, then automatically your premium cost will be lower than the people who have health problems.
  • Avail your no claim benefits. Discounts on claim free years will also help to reduce the premium at the time of renewal.
  • Comparing the quotes from various insurers is an important aspect to save on health insurance premium. Though you need to shop for a while to have an idea, make sure you get some affordable online health insurance quotes.
  • Compare the benefits of various health insurance plans. Perform deep research to find out what discounts you can avail for in various appropriate policies.
  • Make your choices for cover very carefully; take only the coverage you require. Your random selection might end you up paying more than actually So the right decision making is important.
You may also like to Read: Section 80C of Income Tax Act
Written By: PolicyBazaar - Updated: 15 February 2021
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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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