Relationship manager
For every customer
Tamil Nadu Government Increases CM Health Insurance Coverage from ₹5 Lakh to ₹25 Lakh
Tamil Nadu Chief Minister C. Joseph Vijay announced a major reform in the coverage under the Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) on August 19, 2026. The earlier coverage limit of ₹5 lakh has been increased fivefold to ₹25 lakh per family per year, offering much wider financial protection to the beneficiaries.
Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
13.2 crore
Registered consumers
53
Insurance partners
6.29 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
Find Affordable Plans With up to 25% Discount**
Select members you want to insure
More Members
Maximum child sum can be 4
- Home
- Health Insurance
- News - HI
- Tamil Nadu Government Increases CM Health Insurance Coverage from ₹5 Lakh to ₹25 Lakh
What Does This Increased Coverage Limit Mean?
The increased ₹25 lakh coverage will allow beneficiaries to receive medical treatments covered under the state's health insurance scheme at a substantially higher limit. The effective implementation date for the raised coverage and operational details on how the higher ₹25 lakh coverage will work are yet to be announced.
The announcement to raise health insurance coverage came as part of major welfare expansion measures taken by the Tamil Nadu government. The Chief Minister mentioned that medical care is a basic human right and should not be treated as a privilege, and there should be no discrimination in providing medical treatment based on a person's income.
Announcement Regarding Chief Minister's Elderly Health Insurance Scheme
A related move was announced two days prior to this announcement, i.e., on August 17, 2026, to implement the Chief Minister's Elderly Health Insurance Scheme for senior citizens aged 70 and above. This is a new scheme, related to yet separate from the CMCHIS, introduced to provide the much-needed financial protection against medical expenses to elderly people as the healthcare costs continue to rise rapidly.
There is no income cap under this new scheme, implying eligible people aged 70+ can benefit from this scheme regardless of their annual income. This scheme will provide special packages for critical medical conditions, including cancer, organ transplants, and advanced cardiac problems.
Other Major Healthcare Announcements
Other health-related announcements included the following:
- The 'Nalam 360-Annual Free Health Check-up for All' scheme will be implemented to provide 14 basic health tests, including complete haemogram, blood sugar, ECG, and total cholesterol, every year free of charge to individuals aged 30 and above.
- A special cancer treatment section will be created at Rajiv Gandhi Government General Hospital, boosting the implementation of the Chief Minister's Cancer Care Mission.
- Neurosurgery and AYUSH fertility treatment centres will be established across the state.
- The 'Positive Health Policy' will be implemented to promote holistic health and wellness at the family, individual and community levels.
- A budget is sanctioned for government hospitals to boost robotic surgeries, immunotherapies, targeted therapies, modern equipment, and linear accelerators.
- Heart stroke management units will be set up in 20 district headquarters hospitals.
- A total of 3,594 medical staff will be recruited in the state, along with (temporary) 284 super-speciality posts for 25 specialities, including cardiology, neurology and nephrology.
The major push to ₹25 lakh health insurance coverage, along with other health-related announcements, is in line with the state government's vision to ensure everyone gets access to quality healthcare. Check out the complete details on Tamil Nadu CMCHIS coverage, benefits, eligibility, application process and helpline for comprehensive understanding of the scheme.
Search
Health insurance companies
@2x.png){kind=logo}
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Health Insurance Articles
- Recent Article
- Popular Articles
07 Jul 2026
How to Port Senior Citizen Health Insurance Plans?
Senior citizen health insurance portability is the process of
Read more
07 Jul 2026
Health Insurance for Senior Citizens Having...
Living with multiple health conditions can make healthcare more
Read more
30 Jun 2026
How Senior Citizens can File Cashless Claims?
Cashless health insurance claims allow senior citizens to receive
Read more
30 Jun 2026
Why are Health Insurance Claims Rejected for...
Health insurance claim rejections for senior citizens mean more
Read more
29 Jun 2026
Documents Required for Senior Citizen Health...
Filing a health insurance claim involves more than receiving
Read more
*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.
*Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.
*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ
##On ground claim assistance is available in 114 cities
Tax Benefits are subject to changes in tax laws. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies
© Copyright 2008-2025 policybazaar.com. All Rights Reserved.
