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Ageas Bank FD Rates
The Ageas interest rates on fixed deposits are competitive as per the markets today. The tenure of the deposits is flexible thereby helping the customers maximize their returns. The attractive Ageas FD rates also help the depositors maintain liquidity as per their convenience and needs.
Best Investment Options
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Save upto ₹46,800 in tax under Sec 80C
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Inbuilt Life Cover
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Tax Free Returns Unlike FD
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Get Guaranteed returns along with life cover
invest in 100% Guaranteed Return Plans Tax benefits under sec 80C & No Tax on returns*
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Fixed Deposit Interest Rates
- Ageas Bank FD Rates
The fixed deposit rates in Ageas are constant for a chosen period of deposit. The interest rates are altered by the bank periodically. This might affect an existing customer making fresh deposits.
The current interest rate on FD in Ageas can be checked in any of their branches.
The Various Fixed Deposit Schemes
There are different fixed deposit plans at Ageas bank, each with a different interest rate and tenure. The bank does not charge any penalty for premature withdrawals.
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Ageas Bank Fixed Deposit
Ageas Bank offers FDs to both Indian residents and NRI’s. The bank is among the most reliable ones in terms of Fixed Deposits. FD account holders can avail a number of benefits including higher returns, loan against FDs, flexible tenure, loan against FD facility, and lower minimum deposit limit, among others. When it comes to the Fixed Deposit interest rates, the highest rate provided by Ageas Bank FD rate is 5.50%. Senior Citizen Ageas Bank FD interest rate ranges between 3.50% and 6.10%.
Ageas Bank Fixed Deposit - Features
- Ageas Fixed Deposit Scheme offers maximum rate of interest on fixed deposits
- Ageas fixed deposits offer higher returns in comparison to regular savings account
- The minimum amount requires to open a fixed deposit account is Rs 10,000
- There are multiple fixed deposit scheme options to choose from
- The Ageas Bank offers attractive FD interest rates
Ageas Bank NRO Term Deposit Rates
NRO Deposit Rates (As on August 14, 2020)
|
Tenure |
Interest Rate (p.a.) |
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7-14 days |
2.90% |
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15-30 days |
3.00% |
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31-45 days |
3.00% |
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46- 60 days |
4.00% |
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61-90 days |
4.00% |
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91-6 months |
4.00% |
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6 months 1 day to 270 days |
4.50% |
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271 days up to < 1 year |
4.75% |
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1 year |
5.20% |
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> 1 year - 2 yrs. |
5.30% |
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>2 yrs. to < 3 yrs. |
5.30% |
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3 yrs. to < 5 yrs. |
5.30% |
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5 yrs. |
5.30% |
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> 5 yrs. - 7 yrs. |
5.30% |
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>7 yrs. - 10 yrs. |
5.30% |
Resident Fixed Deposit / NRO Deposits up to > Rs. 2 Crore
|
Tenure |
Interest Rate (p.a.) Senior Citizens |
Interest Rate (p.a.) General customers |
|
7 days to 14 days |
3.40 % |
2.90 % |
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15 days to 30 days |
3.50 % |
3.00 % |
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31 days to 45 days |
3.50 % |
3.00 % |
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46 days to 60 days |
4.50 % |
4.00 % |
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61 days to 90 days |
4.50 % |
4.00 % |
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91days to 6 months |
4.50 % |
4.00 % |
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6 months 1 day to 270 days |
5.00 % |
4.50 % |
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271 days up to< 1 year |
5.25 % |
4.75 % |
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1 year |
5.70 % |
5.20 % |
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> 1 year to 2 yrs. |
5.80 % |
5.30 % |
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>2 yrs. to < 3 years |
5.80 % |
5.30 % |
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3 yrs. to < 5 yrs. |
5.90 % |
5.30 % |
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5 yrs. |
5.90 % |
5.30 % |
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> 5 yrs. to 7 yrs. |
5.90 % |
5.30 % |
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>7 yrs. to 10 yrs. |
5.80 % |
5.30 % |
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>10 yrs. to 20 yrs* |
5.30 % |
4.80 % |
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Tax Saving FD |
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5-years |
5.90 % |
5.30 % |
*Ageas Naman Senior Citizen Deposit Scheme. Resident Senior citizens get an additional 0.10% interest for limited duration over and above the additional 0.50% p.a. rate of interest.
Ageas Bank NRE Deposit Rates 2020
NRE Fixed Deposit Rates (As on August 14, 2020)
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Tenure |
Interest Rate (P.A.) |
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1 year |
5.20 % |
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> 1 year to 2 Yrs. |
5.30 % |
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>2 Yrs. to < 3 Yrs. |
5.30 % |
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3 Yrs. to < 5 Yrs. |
5.30 % |
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5 Yrs. |
5.30 % |
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> 5 yrs. to 7 yrs. |
5.30 % |
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>7 yrs. - 10 yrs. |
5.30 % |
*The above FDR rates are applicable to Fresh NRE / NRO deposits and on renewal of maturing deposits of lesser than Rs 2 Crore. No interest is paid on pre-mature closure of NRE deposits in less than 1 year.
*Rates are subject to change from time to time
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You May also like to Read: Fixed Deposit in SBI |
Loan against Ageas Bank Fixed Deposits
The account holder can avail offers loan up to 90% against its own fixed deposit. Ageas Bank does not offer loan against Fixed Deposit of any other bank. Loan against Ageas Bank FD ranges between 4% and 6.5%
Ageas Bank FD Rates - FAQs
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Q1. What is the maximum FDR that Ageas Bank offers?
Ans: The maximum rate of interest that you can earn on Ageas Bank fixed deposit is 5.50%. -
Q2. What is the minimum amount that is required to open an Ageas Bank FD Account?
Ans: To start Ageas Bank fixed deposit account the minimum limit is Rs 10,000. -
Q3. What is the eligibility criterion to open a Fixed Deposit with Ageas Bank?
Ans: All HUFs, resident individuals, NRIs, Companies are eligible to open a fixed deposit account with Ageas Bank. -
Q4. Are there any special Ageas Fixed Deposit senior citizen rates?
Ans: Ageas Bank provides a higher rate of interest to senior citizens. The regular rate of interest ranges from 3.00% to 5.50%. Senior citizen rate of interest ranges from 3.50% to 6.10%. -
Q5. Can I deposit additional amount in Ageas Fixed Deposit account?
Ans: No, you cannot deposit any additional amount in your existing FD account as you can only deposit once. To invest any additional amount the account holder is required to open a new Fixed Deposit Account.Q6. What documents are required to open an FD account in Ageas Bank?
Ans: The documents required to open Ageas Bank FDs include duly filled and signed form with your photograph. -
Q7. What is current FD interest rate for Ageas Bank?
Ans: Ageas Bank fixed deposit rate ranges from 3.00% to 5.50%. -
Q8. Can i change the duration of my existing Ageas fixed deposit account?
Ans: Once your Ageas Bank fixed deposit account is opened you cannot change the tenure of the Account. You can close the FD Account and open a new one with the desired tenure. -
Q9. Is it possible to open an Ageas Bank FD account online?
Ans: To open an Ageas Bank FD Account you need to submit an application on the Ageas Bank’s website. Once the application is submitted, a representative from the Ageas bank will initiate the process further including filling an application and submitting the KYC documents.
Written By: PolicyBazaar - Updated: 16 September 2021
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