The Ageas interest rates on fixed deposits are competitive as per the markets today. The tenure of the deposits is flexible thereby helping the customers maximize their returns. The attractive Ageas FD rates also help the depositors maintain liquidity as per their convenience and needs.
The fixed deposit rates in Ageas are constant for a chosen period of deposit. The interest rates are altered by the bank periodically. This might affect an existing customer making fresh deposits.
The current interest rate on FD in Ageas can be checked in any of their branches.
The Various Fixed Deposit Schemes
There are different fixed deposit plans at Ageas bank, each with a different interest rate and tenure. The bank does not charge any penalty for premature withdrawals.
Idbi Bank FD Rates in India | ||
---|---|---|
Tenure | General Public FD Rates | Senior Citizen FD Rates |
7 days to 14 days | 3.00% | 3.50% |
15 days to 30 days | 3.75% | 4.25% |
31 days to 45 days | 3.75% | 4.25% |
46 days to 60 days | 4.60% | 5.10% |
61 days to 90 days | 4.60% | 5.10% |
91 days to 6 months | 4.75% | 5.25% |
271 days to 364 days | 5.25% | 5.75% |
6 months 1 day to 270 days | 5.00% | 5.50% |
1 year | 5.70% | 6.20% |
1 year to 2 years | 5.75% | 6.25% |
2 years to 3 years | 5.70% | 6.20% |
3 years 1 day to 5 years | 5.70% | 6.30% |
5 years | 5.80% | 6.40% |
5 years 1 day to 7 years | 5.70% | 6.30% |
7 years 1 day to 10 years | 5.70% | 6.20% |
10 years 1 day to 20 years | 5.50% | 6.00% |
Name | Interest Rates | Tenure | |
---|---|---|---|
Axis Bank | 5.75% | 5 years to 10 years | View Details |
Bank of Baroda | 5.30% | 5 years 1 day to 10 years | View Details |
Bank of India | 5.40% | 5 years to 10 years | View Details |
Canara Bank | 5.45% | 3 years to 10 years | View Details |
Central Bank of India | 5.35% | 5 years to 10 years | View Details |
HDFC Bank | 5.50% | 5 years 1 day to 10 years | View Details |
ICICI Bank | 5.50% | 5 years 1 day to 10 years | View Details |
IDBI Bank | 5.70% | 7 years 1 day to 10 years | View Details |
State Bank Of India | 5.40% | 5 years to 10 years | View Details |
Yes Bank | 7.00% | 1 year to 10 years | View Details |
Ageas Bank offers FDs to both Indian residents and NRI’s. The bank is among the most reliable ones in terms of Fixed Deposits. FD account holders can avail a number of benefits including higher returns, loan against FDs, flexible tenure, loan against FD facility, and lower minimum deposit limit, among others. When it comes to the Fixed Deposit interest rates, the highest rate provided by Ageas Bank FD rate is 5.50%. Senior Citizen Ageas Bank FD interest rate ranges between 3.50% and 6.10%.
Ageas Bank NRO Term Deposit Rates
Tenure |
Interest Rate (p.a.) |
7-14 days |
2.90% |
15-30 days |
3.00% |
31-45 days |
3.00% |
46- 60 days |
4.00% |
61-90 days |
4.00% |
91-6 months |
4.00% |
6 months 1 day to 270 days |
4.50% |
271 days up to < 1 year |
4.75% |
1 year |
5.20% |
> 1 year - 2 yrs. |
5.30% |
>2 yrs. to < 3 yrs. |
5.30% |
3 yrs. to < 5 yrs. |
5.30% |
5 yrs. |
5.30% |
> 5 yrs. - 7 yrs. |
5.30% |
>7 yrs. - 10 yrs. |
5.30% |
Tenure |
Interest Rate (p.a.) Senior Citizens |
Interest Rate (p.a.) General customers |
7 days to 14 days |
3.40 % |
2.90 % |
15 days to 30 days |
3.50 % |
3.00 % |
31 days to 45 days |
3.50 % |
3.00 % |
46 days to 60 days |
4.50 % |
4.00 % |
61 days to 90 days |
4.50 % |
4.00 % |
91days to 6 months |
4.50 % |
4.00 % |
6 months 1 day to 270 days |
5.00 % |
4.50 % |
271 days up to< 1 year |
5.25 % |
4.75 % |
1 year |
5.70 % |
5.20 % |
> 1 year to 2 yrs. |
5.80 % |
5.30 % |
>2 yrs. to < 3 years |
5.80 % |
5.30 % |
3 yrs. to < 5 yrs. |
5.90 % |
5.30 % |
5 yrs. |
5.90 % |
5.30 % |
> 5 yrs. to 7 yrs. |
5.90 % |
5.30 % |
>7 yrs. to 10 yrs. |
5.80 % |
5.30 % |
>10 yrs. to 20 yrs* |
5.30 % |
4.80 % |
Tax Saving FD |
||
5-years |
5.90 % |
5.30 % |
*Ageas Naman Senior Citizen Deposit Scheme. Resident Senior citizens get an additional 0.10% interest for limited duration over and above the additional 0.50% p.a. rate of interest.
Tenure |
Interest Rate (P.A.) |
1 year |
5.20 % |
> 1 year to 2 Yrs. |
5.30 % |
>2 Yrs. to < 3 Yrs. |
5.30 % |
3 Yrs. to < 5 Yrs. |
5.30 % |
5 Yrs. |
5.30 % |
> 5 yrs. to 7 yrs. |
5.30 % |
>7 yrs. - 10 yrs. |
5.30 % |
*The above FDR rates are applicable to Fresh NRE / NRO deposits and on renewal of maturing deposits of lesser than Rs 2 Crore. No interest is paid on pre-mature closure of NRE deposits in less than 1 year.
*Rates are subject to change from time to time
You May also like to Read: Fixed Deposit in SBI |
The account holder can avail offers loan up to 90% against its own fixed deposit. Ageas Bank does not offer loan against Fixed Deposit of any other bank. Loan against Ageas Bank FD ranges between 4% and 6.5%