Fixed Deposit Rate of Idbi Bank
| Tenure | Interest Rates for Regular Deposit | Interest Rates for Senior Citizen |
|---|---|---|
| 15 days to 30 days | 4.25% | 4.25% |
| 31 days to 45 days | 4.50% | 4.50% |
| 46 days to 60 days | 5.00% | 5.00% |
| 61 days to 90 days | 5.25% | 5.25% |
| 91 days to 6 months | 6.00% | 6.00% |
| 6 months 1 day to 270 days | 6.00% | 6.00% |
| 271 days to 364 days | 6.25% | 6.25% |
| 1 year to 2 years | 6.40% | 7.10% |
| 2 years 1 day to 20 years | 6.00% | 6.50% |
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The IDBI bank was established by the Government of India. It was started to provide financial needs for the development of the Indian Industry. It is one among the leading enterprises owned by the government and has its branches spread across the country.
IDBI Fixed Deposit- Features
- A customer can earn maximum return on his savings through an IDBI Fixed Deposit Scheme
- A fixed deposit in IDBI offers higher returns when compared to a regular savings account
- The minimum amount requires to open a fixed deposit account is little
- There are different deposit options to choose from
- The IDBI FD interest rates are attractive
FD Interest Rates in IDBI Bank
The IDBI interest rates on fixed deposits are competitive as per the markets today. The tenure of the deposits is flexible thereby helping the customers maximize their returns. The attractive IDBI FD rates also help the depositors maintain liquidity as per their convenience and needs.
The fixed deposit rates in IDBI are constant for a chosen period of deposit. The interest rates are altered by the bank periodically. This might affect an existing customer making fresh deposits.
The current interest rate on FD in IDBI can be checked in any of their branches.
The Various Fixed Deposit Schemes
There are different fixed deposit plans at IDBI bank, each with a different interest rate and tenure. The bank does not charge any penalty for premature withdrawals.
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