The policy offers is available for the Individual as well as family in case of any accident. It allows for weekly compensation due to disability/death and is available on a worldwide basis.
Policy Benefits:
Exclusions:
Premium Details:
Coverage Table - Self |
|||||||||
Sum Insured |
5 Lacs |
7.5 Lacs |
10 Lacs |
15 Lacs |
20 Lacs |
25 Lacs |
50 Lacs |
75 Lacs |
1 Crore |
Annual Income Eligibility |
50000 |
75000 |
1 lac |
1.5 Lacs |
2 Lacs |
2.5Lacs |
5 Lacs |
7.5 Lacs |
1 Crore |
Accidental Death |
5 Lacs |
7.5 Lacs |
10 Lacs |
15 Lacs |
20 Lacs |
25 Lacs |
50 Lacs |
75 Lacs |
1 Cr |
Permanent total Disability |
5 Lacs |
7.5 Lacs |
10 Lacs |
15 Lacs |
20 Lacs |
25 Lacs |
50 Lacs |
75 Lacs |
1 Cr |
Permanent Partial Disability |
2.5 Lacs |
3.75 Lacs |
5 Lacs |
7.5 Lacs |
10 Lacs |
12.5 Lacs |
25 Lacs |
37.5 Lacs |
50 Lacs |
Weekly Indemnity |
5,00000 |
5,00000 |
5,00000 |
5,00000 |
5,00000 |
5,00000 |
7,50000 |
7,50000 |
7,50000 |
Broken Bone |
50,000 |
50,000 |
50,000 |
50,000 |
50,000 |
50,000 |
1 Lacs |
1 Lacs |
1 Lacs |
Modification of Residence Vehicle |
1 Lacs |
1 Lacs |
1 Lacs |
1 Lacs |
1 Lacs |
1 Lacs |
2 Lacs |
2 Lacs |
2 Lacs |
Cost Of Transporting Mortal Remains |
6000 |
6000 |
6000 |
6000 |
6000 |
6000 |
6000 |
6000 |
6000 |
Cost of Performance of Death Ceremonies |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
Ambulance Hiring Charges |
1000 |
1000 |
1000 |
1000 |
1000 |
1000 |
1000 |
1000 |
1000 |
Family Transportation Benefit |
5000 |
5000 |
5000 |
10,000 |
10,000 |
10,000 |
15,000 |
15,000 |
15,000 |
Hospital Daily Cash (Up to 30 days) - Optional Cover |
500/day |
500/day |
500/day |
500/day |
500/day |
500/day |
500/day |
500/day |
500/day |
Premium Including Service Tax 14% (With Hospital Daily Cash) |
1501 |
1758 |
2017 |
2534 |
3051 |
3569 |
6620 |
9207 |
11793 |
Premium Including Service Tax 14% (Without Hospital Daily Cash) |
1035 |
1293 |
1552 |
2069 |
2588 |
3104 |
5999 |
8587 |
11224 |
Coverage Table - Family (Self + Spouse + Upto 2 Children) |
|||||||||
Sum Insured |
5 Lacs |
7.5 Lacs |
10 Lacs |
15 Lacs |
20 Lacs |
25 Lacs |
50 Lacs |
75 Lacs |
1 Crore |
Accident Death - Spouse |
2.5 Lacs |
3.75 Lacs |
5 Lacs |
7.5 Lacs |
10 Lacs |
10 Lacs |
10 Lacs |
10 Lacs |
10 Lacs |
Permanent Total Disability - Spouse |
2.5 Lacs |
3.75 Lacs |
5 Lacs |
7.5 Lacs |
10 Lacs |
10 Lacs |
10 Lacs |
10 Lacs |
10 Lacs |
Permanent Partial Disability - Spouse |
1.25 Lacs |
1.87 Lacs |
2.5 Lacs |
3.75 Lacs |
5 Lacs |
5 Lacs |
5 Lacs |
5 Lacs |
5 Lacs |
Accident Death - Per child |
50000 |
75000 |
1 Lac |
1.5 Lac |
2 Lac |
2.5 Lacs |
2.5 Lac |
5 Lac |
5 Lac |
Permanent Total Disability - Per child |
50000 |
75000 |
1 Lac |
1.5 Lac |
2 Lac |
2.5 Lacs |
2.5 Lac |
5 Lac |
5 Lac |
Permanent Partial Disability - Per Child |
25000 |
37500 |
50000 |
75000 |
1 Lacs |
1.25 Lacs |
1.25 Lac |
2.5 Lac |
2.5 Lac |
Tuition Fees Per child -Rs 250 Per day |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
5000 |
Coverage Under cost of Transporting Mortal Remains, Cost of performance of death ceremonies &ambulance hiring charges are same as under self |
|||||||||
Hospital Daily Cash (Up to 30 days) - Optional Cover |
500/day |
500/day |
500/day |
500/day |
500/day |
500/day |
1,000/day |
1,000/day |
1,000/day |
Premium Including Service Tax 14% (With Hospital Daily Cash) |
2327 |
2793 |
3207 |
4086 |
4965 |
5535 |
9207 |
11794 |
14432 |
Premium Including Service Tax 14% (Without Hospital Daily Cash) |
1552 |
2017 |
2432 |
3310 |
4189 |
4758 |
8173 |
10759 |
13397 |
*The above rates may vary. Please check the policy wordings for more details.
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