Arogya Sanjeevani Policy by Digit General Insurance Company is a low premium comprehensive health insurance plan. The plan is suitable for first-time health insurance buyers looking for lower insurance premiums and sum insured cover up to Rs 5 lakh. It is a standard policy set as per the IRDAI’s guidelines to make medical insurance available to all.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The policy covers COVID-19 treatment and other illnesses cost effectively. Not only this, but new-age modern treatments also a part of the coverage benefits. Arogya Sanjeevani plan is basic and affordable and helps the policyholders in availing the best healthcare services during the Coronavirus pandemic.
Criteria |
Specifications |
Entry Age |
18-60 years |
Sum Insured |
Rs 3 lakh- Rs 5 lakh |
Co-payment |
5% |
Coverage Type |
Individual/Family Floater |
Cumulative Bonus |
5% for claim free year |
COVID-19 Protection Cover |
Included |
Premium |
Rs 2414 onwards |
Digit Arogya Sanjeevani Policy offers a range of features and benefits:
Digit Arogya Sanjeevani policy includes the following medical expenses:
Arogya Sanjeevani Policy Premium chart for Rs 3 Lakh and Rs 5 Lakh Sum Insured is given in the table below-
Age Group ( years) |
Rs. 3 Lakh Sum Insured |
Rs. 5 Lakh Sum Insured |
18-25 |
Rs 2,414 |
Rs 2,810 |
26-30 |
Rs 2,503 |
Rs 2,914 |
31-35 |
Rs 2,803 |
Rs 3,263 |
36-40 |
Rs 3,702 |
Rs 4,317 |
41-45 |
Rs 4,698 |
Rs 5,468 |
46-50 |
Rs 6,208 |
Rs 7,226 |
51-55 |
Rs 8,420 |
Rs 9,800 |
56-60 |
Rs 11,569 |
Rs 13,466 |
(Source: Go Digit)
Digit Arogya Sanjeevani Policy does not cover the following claims:
You can file both cashless and reimbursement claims under the Digit Arogya Sanjeevani Policy:
Inform the insurer regarding claim reimbursement within 24 hours of the emergency hospitalization
Anyone between the age group of 18-60 years can be covered under the Arogya Sanjeevani policy, Go Digit.
Yes, Coronavirus treatment is covered under the Arogya Sanjeevani health insurance policy.
Yes, a co-payment of 5% is levied on all the health insurance claims filed under the Arogya Sanjeevani policy.
Yes, Arogya Sanjeevani policy has a clause of 5% co-payment on the medical insurance claims.
The standard permissible room rent is 2% of the sum insured and a maximum of Rs 5000 for each day of the hospitalization.