Digit Health Insurance for OPD

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      Digit Health Insurance for OPD

      Digit health insurance for OPD pays for outpatient treatment expenses incurred by the policyholder. It covers a wide range of OPD costs, including medical consultation fees, diagnostic procedures, pharmacy bills, and hearing aids. Moreover, Digit health insurance plans allow policyholders to avail of OPD benefits without any additional waiting period.

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      Digit Health Insurance Plans for OPD

      Take a look at the different Digit health insurance plans providing coverage for OPD expenses:

      Name of the Plan OPD Cover Limit
      Digit Health Insurance Plan ₹2,500 to ₹50,000
      Digit Health Care Plus Plan ₹2,500 to ₹50,000

      Key Benefits of Digit Health Insurance for OPD

      Here are some of the top benefits of buying OPD health insurance from Go Digit General Insurance Limited:

      • Wide coverage for OPD expenses, ranging from ₹2,500 to ₹50,000, is offered
      • Cashless OPD treatment facilities are available at network service providers
      • Up to 40% NRI discount is offered
      • Up to 10% city-based discount is offered
      • Up to 10% long-term discount is offered on purchasing a health insurance policy for 2 or 3 years
      • Up to 5% good health discount is offered
      • Up to 5% credit score discount is offered
      • Up to 5% Digit loyalty discount is offered
      • Tax deductions on health insurance premiums are available as per Section 80D of the Income Tax Act, 1961.

      Note: The above benefits may differ from one Digit health insurance plan to another.

      Eligibility Criteria for Digit Health Insurance for OPD

      Check out the eligibility criteria to purchase a Digit health insurance plan with the OPD benefit:

      Categories Eligibility Criteria
      Adult Child
      Minimum Entry Age 18 years 91 days
      Maximum Entry Age No age limit No age limit
      Renewability Lifelong

      Inclusions of Digit Health Insurance for OPD

      Digit health insurance for OPD includes coverage for the following:

      • Medical consultation fees
      • Diagnostic procedures, like MRIs, CT scans, X-rays, etc.
      • Medicines prescribed by doctors
      • Outpatient dental treatments
      • Hearing aids
      • Outpatient treatments for psychiatric illness
      • Outpatient AYUSH treatments
      • Minor surgical treatments

      Note: The above inclusions may vary across different Digit health insurance plans.

      Exclusions of Digit Health Insurance for OPD

      The following are the exclusions of Digit health insurance for OPD:

      • In-patient treatments
      • Day care procedures
      • Suicide or self-injury
      • Physiotherapy sessions
      • Contact lenses
      • Spectacles
      • Ambulatory devices, such as BP monitor, glucometer, etc.
      • Obesity or weight control treatments
      • Treatment for substance abuse, like drugs or alcohol
      • Cosmetic surgery
      • External congenital anomaly
      • Treatment for injuries due to participation in illegal activities
      • Unproven treatments

      Digit Health Insurance for OPD: FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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