No one has seen tomorrow and the best way to endure the challenges ahead is by safeguarding yourself and your loved ones now. Buying Future Generali’s Accident Suraksha Insurance Policy will help you alleviate the severity of unforeseen accidents and stay financially robust even in the times of distress.
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On payment of additional premium, following covers can also be opted for:
Event |
Percentage of Sum insured |
Accidental Death |
100% |
Permanent Total loss of sight of both eyes |
100% |
Permanent total loss and physical separation of or the loss of ability to use one hand and one foot |
100% |
An arm at the shoulder joint |
75% |
A thumb |
255 |
An index finger |
10% |
A leg above mid-thigh |
75% |
A leg up to the beneath knee |
505 |
A foot at the ankle |
40% |
A large toe |
5% |
Hearing of both ears |
75% |
Sense of smell |
10% |
Sense of taste |
5% |
Shortening of leg by at least 5% |
7% |
Cover |
Risk Class I |
Risk Class 2 |
Risk Class 3 |
Accidental Death |
0.4 |
0.6 |
0.9 |
Permanent Total Disablement |
0.1 |
0.2 |
0.35 |
Temporary Total Disablement |
0.5 |
0.75 |
Not applicable |
Child Education Support |
0.5 |
0.8 |
1.25 |
Life Support Benefit |
0.1 |
0.2 |
0.35 |
Accidental Hospitalization |
1.5 |
2 |
3 |
Accidental Medical Expenses |
20% loading on total premium of primary covers |
20% loading on total premium of primary covers |
20% loading on total premium of primary covers |
Hospital Cash Allowance |
Rs 300 |
Rs 300 |
Rs 300 |
Loan Protector |
2 |
2.8 |
4.25 |
Family Transportation Allowance |
0.3 |
0.3 |
0.3 |
Repatriation of remains and funeral expenses |
Inbuilt cover |
Inbuilt cover |
Inbuilt cover |
*The above rates may change. Please check the policy wordings for more details.