Kotak Health Insurance at a Glance

Features

Specifications

Network Hospitals

15500+

Pre-existing disease wait period

4 years

Incurred Claim Ratio

80.99%

Policy Renewability

Lifetime

What does the Kotak Insurance Policy Document Contain?

The Kotak Health Insurance policies can be bought online, and the Kotak Health Insurance Document can also be downloaded. The Kotak Health premium receipt can be downloaded the same way. An insured’s health policy document contains the information mentioned below:

Name, age and other relevant personal details of people under the policy
Details of your health insurance plan
Policy number
Plan type
Period of your policy
Terms and conditions in case of cancellation
Scope of the policy
Exclusions according to the plan
Conditions for portability
Procedure for Grievance Redressal

Kotak Health Insurance Policy Document Download Process

The procedure for downloading any document- the Kotak health insurance policy document or the Kotak health premium receipts-is relatively easy and straightforward to follow. The essential requirements for this process are:

Access the insurance provider's website
health insurance policy number

Following are the steps to download the Kotak health insurance policy document:

Search and visit the insurer’s website: You will be required to visit the Kotak Health Insurance website or download the free app- Kotak Mahindra General Insurance Company Ltd. on your smartphone.

Then you need to access the ‘Health Insurance’ page from the home page or navigate to the health insurance section on the app.

Input required data: Once successfully access the health insurance page, carefully enter your policy number and email ID (registered with the insurer). Users new to the app will have to register their name, contact details and policy number.
Check details: Check the details entered. Now, find the download policy document option on the page. Recheck the details before downloading.
Download your document: You can now download a copy document and take a printout if necessary. If you prefer a softcopy of the policy document, then you can request the insurance provider to email you your softcopy on the registered email ID.

A similar procedure can be followed for downloading the premium receipt for your health insurance policy.

FAQs

Q1. Is a hard copy of the document necessary?

A hard copy of the document will be mandatory while claiming your health insurance policy. Therefore, a hard copy of the policy document is significant. Also, it is helpful to have a hard copy of the document for your own knowledge of the policy.
Q2. What is the limit to downloading the policy document?

There is no limit to the number of times you can download your policy document from the insurance policy website. So, you can download it whenever you want or need it.
Q3. Is Kotak Mahindra Health Insurance good?

Kotak Mahindra General Insurance is one of the most respected and considered health insurance providers in India. It has been functioning since December 2015. Kotak Health Insurance plans are issued to all the clients at efficient rates. In the event of medical emergencies, Kotak Health Insurance plans provide the insurer with financial support. These plans are easy to find online for interested purchasers.
Q4. Will I be able to cover my family under the Kotak health insurance plan?

You can cover your parents, children, wife and siblings under your insurance policy, if the plan allows it.
Q5. What are the most common exclusions to the health insurance policy?
The exclusions to health insurance policies may vary according to different factors. But the most common exclusions are:
- Waiting period clause
- Any illness before purchasing the policy
- Adventure sports injuries, etc.