LIC launched Arogya Rakshak benefit-based health insurance plan. The policyholder gets a pre-defined lump sum amount at the time of hospitalization or surgery and a fixed health insurance cover against certain specific diseases. Moreover, it ensures timely medical support to the insured and his family to meet the financial burden during medical emergencies.
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LIC Arogya Rakshak is a benefit-based non-linked and non-participating health insurance plan unveiled by the Life Insurance Corporation of India. It is not a comprehensive medical insurance policy as it works only against certain specified health risks. However, it is an individual health insurance plan with regular premium payment modes. The policy details and eligibility criteria are mentioned below:
Criteria |
Specifications |
Minimum Entry Age Criteria |
Adults: 18 years Children: 91 days |
Maximum Entry Age Criteria |
Adults: 65 years Children: 20 years |
Policy Type |
Non-linked, Non-participating health plan |
Coverage Type |
Individual/Family Floater |
Rider Benefits |
New Term Assurance Rider/Accidental Benefit Rider |
Some of the key features and benefits that the policyholder can avail under the LIC Arogya Rakshak policy are given below:
The inclusions or the coverage benefits under the LIC Arogya Rakshak plan are listed as under:
The LIC Arogya Rakshak plan includes the following exclusions for which the claim cannot be filed:
For more details regarding this plan and for purchased related queries you can speak to our team at 1800-708-8787 and write to us at care@policybazaar.com
The minimum entry age to buy LIC Arogya Rakshak medical policy is 18 years for adults under which the minimum age for children is 91 days.
A non-linked and non-participating health insurance plan like LIC Arogya Sanjeevani is an insurance scheme that is not linked to the market or stocks. It is a pure benefit-based plan.
The benefits of buying LIC Arogya Rakshak policy are as follows:
Yes, LIC pays for surgery expenses in Lumpsum under the Arogya Rakshak medical insurance plan.
Yes, you can buy the LIC Arogya Rakshak policy online. For more details, you can speak to our health insurance experts at 1800-708-8787 or write to us at care@policybazaar.com
Individuals within the age group of 18-65 years can buy this Arogya Rakshak policy by LIC India.