Navi Bike Insurance Claim

Navi General Insurance Company has earned a name in the two-wheeler insurance sector with its beneficial and cost-effective bike insurance plans. The Insurer is known for settling the bike insurance claims efficiently and rapidly. Moreover, the Navi General Insurance Company has a user-friendly website with an active chat box and toll-free lines to assist policyholders with the claim settlement process. With the processes outlined below, policyholders can have a quick and hassle-free claim settlement process.

Read more
Get Two-Wheeler Insurance
Starting @ only ₹482/year*
  • Save up to 85%

    Lowest 2W Premiums
  • 20+ Insurers

    To Choose From
  • 68 Lakh+

    Bikes Insured

TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI approved insurance plan. Standard T&C apply

Stay home & renew bike insurance in 2 minutes
No Documents Required
Enter Bike Number
Processing

List of documents required for Navi Bike Insurance Claim settlement

One may need these documents for the settlement of the Navi Bike insurance claim:

  • Bike insurance policy
  • Form for submitting a claim that has been filled out and signed.
  • For cashless claims, the original repair invoice is required.
  • For non-cashless claims, original repair estimate from the garage expert, repair bills, and payment receipt are required. Self-attested copy of the DL and the Registration Certificate (RC) of the person driving the vehicle at the time of the accident is needed.

How to file a Navi Cashless Two-Wheeler Insurance Claim?

Navi bike insurance claim settlement process is straightforward. Policyholders can request a claim by following the steps below: 

  • Inform the Insurer

The policyholder must inform the insurer within 24 hours of the mishap: theft, accident, or other damage to the bike. This will initiate the claim settlement process. The Insurer can be reached out at 1800 123 0004, or you can email them at mycare@navi.com, download the app, or visit a branch. In addition, taking pictures of the damage caused and attempting to gather witnesses as a proof is also a smart idea.

  • Damages Estimation

A business surveyor may be dispatched to determine the extent of the accident-related damage to the bike. The surveyor will provide an estimate of the vehicle repair cost after receiving the fully completed claim form, policy papers, and documents. These include witness contact information, third-party automobile registration number in the case of a third-party plan, and so on. 

  • Claims Settlement

After evaluating all issues, the corporate surveyor approves claim settlement. The insurance company will then pay for the insured's bike repair cost at the garage. The claim amount will be computed after deducting deductibles and depreciation value. The insurer will then pay the final amount.

How to file Navi Insurance Reimbursement Two-Wheeler Insurance Claim?   

If the insured's bike is repaired in a non-network garage, Navi Insurance allows policyholders to be reimbursed for the cost of repair. The policyholder can proceed with the refund process by following the steps listed below.

  • Inform the insurer

Navi General Insurance Company should be notified immediately if the bike is stolen, is involved in an accident, or has suffered any damage. One can file a reimbursement claim by contacting the toll-free number 1800 123 0004, sending an email to mycare@navi.com, using the mobile app, or visiting the insurance company's nearest branch.

  • Register the claim

The insurance company's customer service representative will contact the policyholder. One must tell the executive of the policy number as well as the specifics of the accident. The executive will explain the procedure and provide a claim registration number.

  • Review of the damages

After filing a claim, the insurance company dispatches a surveyor to the scene of the accident or mishap to assess the extent of damage to the insured bike. One can take the bike to a garage for repairs after the damage has been assessed.

  • Repair and reimbursement

After the repairs are completed, one must provide original bills and policy paperwork, and other needed documents to the insurance company to file a reimbursement claim. After verifying the documentation, the insurer pays out the claim amount after deducting the deductibles and depreciation.

Common Navi Bike Insurance Claim Rejection Reasons

Navi General Insurance Company provides guidelines that every policyholder must follow to get their claim processed. In a variety of situations, the insurance company has the power to deny a bike insurance claim. Such situations include:

  • Act of indifference
  • Facts are misunderstood
  • The filing of a fraud claim
  • Inadequate information to process the claim
  • Delayed notification of the accident to the insurance company
  • Accidents occurring because of intoxicated driving or rider driving without a license.

Navi Bike Insurance No-Claim Bonus   

The Insurer offers the no-claim bonus (NCB) for every claim free year.  This reward is granted for safe driving to the policyholder for each year without a claim, and it is cumulative.

With each consecutive claim-free year, the NCB amount grows. One can get the maximum NCB by the fifth claim-free year. If the policyholder files a claim in any year, he may not get his NCB. To prevent losing the NCB, policyholders are advised to file bike insurance claims only when the damage caused is substantial and exceeds the NCB. 

FAQs

Two Wheeler insurance articles

Recent Articles
Popular Articles
Can Engine Capacity Of Bike Be The Reason Behind Accident Claim Denial?

03 Dec 2021

A road accident took place in Ludhiana, Punjab that led to the...
Read more
Maintain Speed Upto 40km/hr While Riding With Kids Below 4 Years

28 Oct 2021

The Road Transport Ministry has ruled out a draft making the...
Read more
Differentiating Bike Warranty & Bike Insurance

08 Sep 2021

Purchasing a bike is dream come true for many. When you...
Read more
Two Wheelers: Anti-Lock Braking System And Some Important Factors

01 Mar 2021

There are billions of people in this world and every other...
Read more
Top Seven Reselling Bikes in India

03 Feb 2021

Riding a bike is not only cool and exciting in India, but they...
Read more
Best Two Wheeler Insurance Plans in India
When it comes to choosing the best two wheeler insurance plans, we’re sure you have heard enough from different...
Read more
Lost Your Two Wheeler Insurance Documents? Here Is What You Need To Do
A bike insurance policy is one of the important documents required for claim settlement. You won’t be able to...
Read more
Traffic Rules in India That Every Two Wheeler Rider Should Know
A two wheeler is probably the first vehicle that most people learn to ride after a bicycle. Nothing ever compares...
Read more
Renew Your Two-Wheeler Break-in Insurance Policy at PolicyBazaar
Owners of two-wheelers have been getting a good night’s sleep as far as their vehicle’s insurance is...
Read more
Zero Depreciation Bike Insurance
Every two-wheeler goes through depreciation. Simply put, depreciation of a vehicle means a reduction in its value...
Read more

Navi Bike Insurance Claim Reviews & Ratings

4.8 / 5 (Based on 29 Reviews)
(Showing Newest 25 reviews)
Alok
Ranchi, October 09, 2021
Less paperwork
There was no paperwork while buying Navi Two Wheeler Insurance online from the website of Policybazaar. The company showed me a lot of features in add on cover and I chose only 2 covers which is Road Side Assistance Cover and Hospital Cash Cover.
Shirija
Nashik, August 18, 2021
Affordable plans
Somebody suggested me to buy two wheeler insurance for my new bike then i found an affordable plan on the policy bazaar website.i bought the Navi two wheeler insurance policy. as compared to others policy bazaar service is very good and hassle free.
Paritosh
, June 15, 2021
Protection for my two wheeler
I have protected my bike by getting a navi two wheeler insurance policy from the website of the policybazaar. I really like the plan and it has been a blessing for my bike.
Raveendra
, June 15, 2021
Cost effective plans
One of the best thing I like about policybazaar is that they provide such two wheeler companies list who has cost effective two wheeler plans. I got the plan of navi two wheeler insurance policy and that is relevant for my bike.
Ashok
Hamirpur, June 04, 2021
Compare and buy it
I always prefer to compare and buy the two wheeler insurance policy. So, I visited to the website of the policybazaar and found the dhfl two wheeler insurance plan. The plan has so many features and it is available in affordable premiums.
Vikram
Vadakara, July 02, 2020
Easy policy
The policy taken by policybazaar is quite genuine. And I really like the services provided by them.
Yasmin
G.k. Bhatar, June 30, 2020
Cover for all
The policy is available for everyone. You can just visit the website and check the best one for you.
Sahil
Adaspur, June 29, 2020
Claim
The assistance of claim given by the policybazaar is quite quick and hassle free.
Ishita
Allahabad, June 29, 2020
Membership
So, I got my two wheeler insured from policybazaar and because of that I got the membership of automobile association of India.
Mohan
Vadnagar, June 20, 2020
Benefits
I got a good number of benefits while I associated with policybazaar. With less premium amount I got good discounts in the prices.
Anuj
Gadat, June 20, 2020
Plans
The plans which are available in the website of policybazaar are different and better. I researched on each and every plan before a plan.
Carina
Vadnagar, June 20, 2020
Third party coverage
The plan which I took from policybazaar takes care of me and vehicle as well as it also take good care of third party too.
Dharmesh
East Singhbhum, June 20, 2020
Cost effective
It is a cost effective plan and I took 2 plans for my 2 different two wheelers. I am happy and satisfied.
Anuj
Dabhoda, June 20, 2020
No time waste
Buying an insurance from policybazaar is not a time waste. Check the best plan and buy it in 2 minutes.
Armaan
Nabapally, June 20, 2020
Digitally done
The digital media has become a blessing for us. And it has made an easy way to buy the two wheeler insurance for me.
Sameer
Radhanpur, June 20, 2020
EMI available
The EMI is available on the premium payment process. Which makes quite easy to make the payments.
Mithun
East Midnapore, June 20, 2020
Calculator
I checked my premium amount on the calculator given by the policybazaar website. Here we can check the premium rate at set duration of time.
Varun
Vadnagar, June 20, 2020
Available every time
I am happy that policybazaar team is available for their customers each and every time. They give proper assistance.
Keshav
Laitkynsew, June 18, 2020
NCB
One of the feature is of NCB and I really like it It is easily done and available.
Anuj
Jabalpur, June 18, 2020
Soft copy
I got my two wheeler insured from policybazaar and got my soft copy within 1 hour.
Tripti
Kadamtala, June 18, 2020
Online work
All the thing are done on online basis. It is very easy and quick.
Mohan
Kabi Surya Nagar, June 18, 2020
Good sales team
I was confused in purchasing the two wheeler insurance but with the help of enthusiastic sales force I got the best one.
Rakesh
Calicut, June 18, 2020
Customer service
The customer service department is well organised and they are quite helpful in resolving the queries.
Shivi
Bhore, May 19, 2020
Less premium rates
The premium rates of the policies which are available at policybazaar is quite good. Not so expensive and with good benefits.
Shilpa
East Champaran, May 11, 2020
Price
The price allocation is done very well. Not so expensive and it can be afforded by all.