Navi Comprehensive Bike Insurance Policy

Navi's comprehensive bike insurance policy pays for financial and legal liabilities arising due to own damages and third-party damages. It is mandatory for every bike owner to get third-party insurance policy under the Motor Vehicles Act. However, because of the limited coverage provided by the third-party plans, several customers prefer to buy a comprehensive bike insurance plan for their two-wheeler.

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Navi Comprehensive Bike Insurance vs. Third-Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It covers third-party risks as well as charges incurred as a result of accidents, theft, natural catastrophes, and disasters

In case of an accident third-party bike insurance protects you against 3rd party financial and legal liabilities

 

Add-on

The coverage can be enhanced by acquiring one of the add-on covers available alongside a comprehensive bike insurance policy

There are no add-ons available with third-party bike insurance plan

 

Cost

The premium is a bit on the higher side

 

Due to its restricted coverage, third-party bike insurance premium is comparatively in a lower side

What is Covered under Navi Comprehensive Bike Insurance Policy?

 Navi comprehensive bike insurance policyholders are protected from the following:

Liabilities to third parties: The insurer protects the policyholders from financial obligation for any third-party damage or injury caused as a result of an accident involving the insured's motorcycle. The insurer covers third-party bodily injury, death, property damage, and permanent disability.

Own property damage due to natural disasters: Natural disasters, such as earthquakes, floods, landslides, and other natural calamities, are covered under the Navi comprehensive bike insurance coverage.

Man-made calamities: Damages incurred due to terrorism, riots, fires, strikes, etc., are covered as well.

Accidental damage and theft: This policy protects the insured person's motorcycle or scooter from damage or loss caused by theft, an accident, or insurance burglary.

What is not Covered under Navi Comprehensive Bike Insurance Plan?

The following claims are not covered by the Navi comprehensive bike insurance policy:

Wear and tear of the vehicle

Accidents caused because of wilful misconduct

Driving without a legal driver's license and causing accident won’t be covered

Breakdown due to mechanical or electrical failure

Any losses incurred as a result of contractual obligations

Driving while under the influence of alcohol or intoxicating drugs and incurring damages is not covered

Damage that occurred as a result of a war, a nuclear threat, a mutiny uprising, or any other situation is not covered

Benefits of Navi Comprehensive Bike Insurance Policy

The following are the advantages of having a Navi comprehensive bike insurance policy:

  • Customer service is easily accessible
  • Claim settlement is quick and straightforward
  • In only a few minutes, to buy insurance online
  • For comprehensive policy coverage, a wide selection of add-on cover choices is available
  • The insurance covers third-party liabilities and own-damage expenditures
  • With over 1,100 network garages across India, cashless claims are easily available

 FAQS

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Navi Comprehensive Bike Insurance Policy Reviews & Ratings

4.8 / 5 (Based on 29 Reviews)
(Showing Newest 25 reviews)
Alok
Ranchi, October 09, 2021
Less paperwork
There was no paperwork while buying Navi Two Wheeler Insurance online from the website of Policybazaar. The company showed me a lot of features in add on cover and I chose only 2 covers which is Road Side Assistance Cover and Hospital Cash Cover.
Shirija
Nashik, August 18, 2021
Affordable plans
Somebody suggested me to buy two wheeler insurance for my new bike then i found an affordable plan on the policy bazaar website.i bought the Navi two wheeler insurance policy. as compared to others policy bazaar service is very good and hassle free.
Paritosh
, June 15, 2021
Protection for my two wheeler
I have protected my bike by getting a navi two wheeler insurance policy from the website of the policybazaar. I really like the plan and it has been a blessing for my bike.
Raveendra
, June 15, 2021
Cost effective plans
One of the best thing I like about policybazaar is that they provide such two wheeler companies list who has cost effective two wheeler plans. I got the plan of navi two wheeler insurance policy and that is relevant for my bike.
Ashok
Hamirpur, June 04, 2021
Compare and buy it
I always prefer to compare and buy the two wheeler insurance policy. So, I visited to the website of the policybazaar and found the dhfl two wheeler insurance plan. The plan has so many features and it is available in affordable premiums.
Vikram
Vadakara, July 02, 2020
Easy policy
The policy taken by policybazaar is quite genuine. And I really like the services provided by them.
Yasmin
G.k. Bhatar, June 30, 2020
Cover for all
The policy is available for everyone. You can just visit the website and check the best one for you.
Sahil
Adaspur, June 29, 2020
Claim
The assistance of claim given by the policybazaar is quite quick and hassle free.
Ishita
Allahabad, June 29, 2020
Membership
So, I got my two wheeler insured from policybazaar and because of that I got the membership of automobile association of India.
Mohan
Vadnagar, June 20, 2020
Benefits
I got a good number of benefits while I associated with policybazaar. With less premium amount I got good discounts in the prices.
Anuj
Gadat, June 20, 2020
Plans
The plans which are available in the website of policybazaar are different and better. I researched on each and every plan before a plan.
Carina
Vadnagar, June 20, 2020
Third party coverage
The plan which I took from policybazaar takes care of me and vehicle as well as it also take good care of third party too.
Dharmesh
East Singhbhum, June 20, 2020
Cost effective
It is a cost effective plan and I took 2 plans for my 2 different two wheelers. I am happy and satisfied.
Anuj
Dabhoda, June 20, 2020
No time waste
Buying an insurance from policybazaar is not a time waste. Check the best plan and buy it in 2 minutes.
Armaan
Nabapally, June 20, 2020
Digitally done
The digital media has become a blessing for us. And it has made an easy way to buy the two wheeler insurance for me.
Sameer
Radhanpur, June 20, 2020
EMI available
The EMI is available on the premium payment process. Which makes quite easy to make the payments.
Mithun
East Midnapore, June 20, 2020
Calculator
I checked my premium amount on the calculator given by the policybazaar website. Here we can check the premium rate at set duration of time.
Varun
Vadnagar, June 20, 2020
Available every time
I am happy that policybazaar team is available for their customers each and every time. They give proper assistance.
Keshav
Laitkynsew, June 18, 2020
NCB
One of the feature is of NCB and I really like it It is easily done and available.
Anuj
Jabalpur, June 18, 2020
Soft copy
I got my two wheeler insured from policybazaar and got my soft copy within 1 hour.
Tripti
Kadamtala, June 18, 2020
Online work
All the thing are done on online basis. It is very easy and quick.
Mohan
Kabi Surya Nagar, June 18, 2020
Good sales team
I was confused in purchasing the two wheeler insurance but with the help of enthusiastic sales force I got the best one.
Rakesh
Calicut, June 18, 2020
Customer service
The customer service department is well organised and they are quite helpful in resolving the queries.
Shivi
Bhore, May 19, 2020
Less premium rates
The premium rates of the policies which are available at policybazaar is quite good. Not so expensive and with good benefits.
Shilpa
East Champaran, May 11, 2020
Price
The price allocation is done very well. Not so expensive and it can be afforded by all.