Navi Comprehensive Bike Insurance Policy

Navi's comprehensive bike insurance policy pays for financial and legal liabilities arising due to own damages and third-party damages. It is mandatory for every bike owner to get third-party insurance policy under the Motor Vehicles Act. However, because of the limited coverage provided by the third-party plans, several customers prefer to buy a comprehensive bike insurance plan for their two-wheeler.

Read more
Insure bike in 60 seconds
1.1 Crore+ Bikes Insured
Get Two Wheeler Insurance starting at only ₹1.3/day*
Enter bike number (e.g DL1SB1234)
Processing

Navi Comprehensive Bike Insurance vs. Third-Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It covers third-party risks as well as charges incurred as a result of accidents, theft, natural catastrophes, and disasters

In case of an accident third-party bike insurance protects you against 3rd party financial and legal liabilities

 

Add-on

The coverage can be enhanced by acquiring one of the add-on covers available alongside a comprehensive bike insurance policy

There are no add-ons available with third-party bike insurance plan

 

Cost

The premium is a bit on the higher side

 

Due to its restricted coverage, third-party bike insurance premium is comparatively in a lower side

What is Covered under Navi Comprehensive Bike Insurance Policy?

 Navi comprehensive bike insurance policyholders are protected from the following:

Liabilities to third parties: The insurer protects the policyholders from financial obligation for any third-party damage or injury caused as a result of an accident involving the insured's motorcycle. The insurer covers third-party bodily injury, death, property damage, and permanent disability.

Own property damage due to natural disasters: Natural disasters, such as earthquakes, floods, landslides, and other natural calamities, are covered under this comprehensive bike insurance coverage.

Man-made calamities: Damages incurred due to terrorism, riots, fires, strikes, etc., are covered as well.

Accidental damage and theft: This policy protects the insured person's motorcycle or scooter from damage or loss caused by theft, an accident, or insurance burglary.

What is not Covered under Navi Comprehensive Bike Insurance Plan?

The following claims are not covered by the Navi comprehensive bike insurance policy:

Wear and tear of the vehicle

Accidents caused because of wilful misconduct

Driving without a legal driver's license and causing accident won’t be covered

Breakdown due to mechanical or electrical failure

Any losses incurred as a result of contractual obligations

Driving while under the influence of alcohol or intoxicating drugs and incurring damages is not covered

Damage that occurred as a result of a war, a nuclear threat, a mutiny uprising, or any other situation is not covered

Benefits of Navi Comprehensive Bike Insurance Policy

The following are the advantages of having a Navi comprehensive bike insurance policy:

  • Customer service is easily accessible
  • Claim settlement is quick and straightforward
  • In only a few minutes, to buy insurance online
  • For comprehensive policy coverage, a wide selection of add-on cover choices is available
  • The insurance covers third-party liabilities and own-damage expenditures
  • With over 1,100 network garages across India, cashless claims are easily available

 FAQS

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 29 Reviews)

Two Wheeler insurance articles

Recent Articles
Popular Articles
10 Best Bikes for Long Rides in India 2024

07 May 2024

Are you the one who want to cruise through the winding roads of
Read more
MCWG Driving License in India

01 May 2024

To regulate and ensure safe operation, every motorbike owner in
Read more
9 Tips to Maintain Your Bike's Engine

22 Apr 2024

Since the engine is your bike's heart, it is essential to keep
Read more
Best Engine Oil for Bikes in India 2024

18 Apr 2024

In the fast-paced world of biking, you must ensure your riding
Read more
How to Check Bike Owner Details by Registration Number?

11 Apr 2024

In a world full of different types of two-wheelers, each one has
Read more
Vehicle Owner Details by Registration Number
Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving
Read more
Three Easy Ways to Check Bike Insurance Expiry Date Online
As significant as it is to buy a bike insurance policy for your motorbike, it is equally important to renew it
Read more
How to Check Bike Owner Details by Registration Number?
In a world full of different types of two-wheelers, each one has its unique identity enclosed in its registration
Read more
How to Get Bike Insurance Details by Registration Number?
According to the IRDA, all bike owners must hold at least a third-party bike insurance policy in India. The bike
Read more
Get Your Vehicle Fitness Certificate from RTO
The Fitness Certificate (FC) of a vehicle is an official document that certifies the vehicle is fit enough to run
Read more

Navi Comprehensive Bike Insurance Policy Reviews & Ratings

4.8 / 5 (Based on 29 Reviews)
(Showing Newest 10 reviews)
Alok
Ranchi, October 09, 2021
Less paperwork
There was no paperwork while buying Navi Two Wheeler Insurance online from the website of Policybazaar. The company showed me a lot of features in add on cover and I chose only 2 covers which is Road Side Assistance Cover and Hospital Cash Cover.
Shirija
Nashik, August 18, 2021
Affordable plans
Somebody suggested me to buy two wheeler insurance for my new bike then i found an affordable plan on the policy bazaar website.i bought the Navi two wheeler insurance policy. as compared to others policy bazaar service is very good and hassle free.
Paritosh
, June 15, 2021
Protection for my two wheeler
I have protected my bike by getting a navi two wheeler insurance policy from the website of the policybazaar. I really like the plan and it has been a blessing for my bike.
Raveendra
, June 15, 2021
Cost effective plans
One of the best thing I like about policybazaar is that they provide such two wheeler companies list who has cost effective two wheeler plans. I got the plan of navi two wheeler insurance policy and that is relevant for my bike.
Ashok
Hamirpur, June 04, 2021
Compare and buy it
I always prefer to compare and buy the two wheeler insurance policy. So, I visited to the website of the policybazaar and found the dhfl two wheeler insurance plan. The plan has so many features and it is available in affordable premiums.
Vikram
Vadakara, July 02, 2020
Easy policy
The policy taken by policybazaar is quite genuine. And I really like the services provided by them.
Yasmin
G.k. Bhatar, June 30, 2020
Cover for all
The policy is available for everyone. You can just visit the website and check the best one for you.
Sahil
Adaspur, June 29, 2020
Claim
The assistance of claim given by the policybazaar is quite quick and hassle free.
Ishita
Allahabad, June 29, 2020
Membership
So, I got my two wheeler insured from policybazaar and because of that I got the membership of automobile association of India.
Mohan
Vadnagar, June 20, 2020
Benefits
I got a good number of benefits while I associated with policybazaar. With less premium amount I got good discounts in the prices.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis