Navi Comprehensive Bike Insurance Policy

Navi's comprehensive bike insurance policy pays for financial and legal liabilities arising due to own damages and third-party damages. It is mandatory for every bike owner to get third-party insurance policy under the Motor Vehicles Act. However, because of the limited coverage provided by the third-party plans, several customers prefer to buy a comprehensive bike insurance plan for their two-wheeler.

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Navi Comprehensive Bike Insurance vs. Third-Party Bike Insurance


Comprehensive Bike Insurance

Third Party Bike Insurance


It covers third-party risks as well as charges incurred as a result of accidents, theft, natural catastrophes, and disasters

In case of an accident third-party bike insurance protects you against 3rd party financial and legal liabilities



The coverage can be enhanced by acquiring one of the add-on covers available alongside a comprehensive bike insurance policy

There are no add-ons available with third-party bike insurance plan



The premium is a bit on the higher side


Due to its restricted coverage, third-party bike insurance premium is comparatively in a lower side

What is Covered under Navi Comprehensive Bike Insurance Policy?

 Navi comprehensive bike insurance policyholders are protected from the following:

Liabilities to third parties: The insurer protects the policyholders from financial obligation for any third-party damage or injury caused as a result of an accident involving the insured's motorcycle. The insurer covers third-party bodily injury, death, property damage, and permanent disability.

Own property damage due to natural disasters: Natural disasters, such as earthquakes, floods, landslides, and other natural calamities, are covered under the Navi comprehensive bike insurance coverage.

Man-made calamities: Damages incurred due to terrorism, riots, fires, strikes, etc., are covered as well.

Accidental damage and theft: This policy protects the insured person's motorcycle or scooter from damage or loss caused by theft, an accident, or insurance burglary.

What is not Covered under Navi Comprehensive Bike Insurance Plan?

The following claims are not covered by the Navi comprehensive bike insurance policy:

Wear and tear of the vehicle

Accidents caused because of wilful misconduct

Driving without a legal driver's license and causing accident won’t be covered

Breakdown due to mechanical or electrical failure

Any losses incurred as a result of contractual obligations

Driving while under the influence of alcohol or intoxicating drugs and incurring damages is not covered

Damage that occurred as a result of a war, a nuclear threat, a mutiny uprising, or any other situation is not covered

Benefits of Navi Comprehensive Bike Insurance Policy

The following are the advantages of having a Navi comprehensive bike insurance policy:

  • Customer service is easily accessible
  • Claim settlement is quick and straightforward
  • In only a few minutes, to buy insurance online
  • For comprehensive policy coverage, a wide selection of add-on cover choices is available
  • The insurance covers third-party liabilities and own-damage expenditures
  • With over 1,100 network garages across India, cashless claims are easily available


Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 29 Reviews)

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Navi Comprehensive Bike Insurance Policy Reviews & Ratings

4.8 / 5 (Based on 29 Reviews)
(Showing Newest 10 reviews)
Ranchi, October 09, 2021
Less paperwork
There was no paperwork while buying Navi Two Wheeler Insurance online from the website of Policybazaar. The company showed me a lot of features in add on cover and I chose only 2 covers which is Road Side Assistance Cover and Hospital Cash Cover.
Nashik, August 18, 2021
Affordable plans
Somebody suggested me to buy two wheeler insurance for my new bike then i found an affordable plan on the policy bazaar website.i bought the Navi two wheeler insurance policy. as compared to others policy bazaar service is very good and hassle free.
, June 15, 2021
Protection for my two wheeler
I have protected my bike by getting a navi two wheeler insurance policy from the website of the policybazaar. I really like the plan and it has been a blessing for my bike.
, June 15, 2021
Cost effective plans
One of the best thing I like about policybazaar is that they provide such two wheeler companies list who has cost effective two wheeler plans. I got the plan of navi two wheeler insurance policy and that is relevant for my bike.
Hamirpur, June 04, 2021
Compare and buy it
I always prefer to compare and buy the two wheeler insurance policy. So, I visited to the website of the policybazaar and found the dhfl two wheeler insurance plan. The plan has so many features and it is available in affordable premiums.
Vadakara, July 02, 2020
Easy policy
The policy taken by policybazaar is quite genuine. And I really like the services provided by them.
G.k. Bhatar, June 30, 2020
Cover for all
The policy is available for everyone. You can just visit the website and check the best one for you.
Adaspur, June 29, 2020
The assistance of claim given by the policybazaar is quite quick and hassle free.
Allahabad, June 29, 2020
So, I got my two wheeler insured from policybazaar and because of that I got the membership of automobile association of India.
Vadnagar, June 20, 2020
I got a good number of benefits while I associated with policybazaar. With less premium amount I got good discounts in the prices.