Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy is solely designed for covering pandemic like Corona virus. sorely felt. Under this Star Health Insurance Policy, a fixed policy benefit is offered towards the expenses incurred for treating the virus, thus, ensures quality health care with cashless benefits.
Type |
Individual |
Tenure |
1 year |
Sum Insured |
Rs 21,000 & Rs 42,000 |
Waiting Period |
16 days |
Claim Settlement |
Direct with no TPA involvement |
Under this Star health insurance, the following scope of coverage is offered:
One can buy Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy with a clear understanding that it is only a pilot product and shall run only its offered period. Thus, the scope and range of the policy are limited.
The policy is designed specifically for COVID-19 infection. The exclusions in the policy are focused on it.
The policy has the below features and benefits:
One has to consider the following eligibility criteria to buy this policy:
Minimum Entry Age |
Child: 3 months Adult: 18 years |
Maximum Entry Age |
Child: 25 years Adult: 65 years |
The Number of people covered |
Maximum 2 with the dependent child |
Residential Status |
Indian citizens and other regular residents |
The insurer can cancel the policy anytime on the grounds of non-cooperation by serving a 30-day written notice. Likewise, the insured can cancel the policy at any time. The refund for the former will be pro-rata premium, while for the latter, it will be based on the insurer's short period rate.
Ans: The claim has to be submitted to the insurer directly for settlement as TPA services are not available. The duly filled in claim form, supporting documents, especially the test report for positive infection from a Government Authorized Testing Centre, and the ADHAAR Card within 15 days of the claim's notification.
Ans: The policy will automatically terminate for any of the following events.
Ans: The interested person has two options – either contact the nearest Star Insurance Office or go for the convenient online Star Novel Coronavirus (nCoV) (COVID-19) Insurance Policy purchase at the insurer portal.
Ans: The policy offers a 15-day free look period from the policy bond receipt date to review the terms and conditions and to return it if not acceptable.
Ans: No, only one policy is allowed for one Insured person.
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Keeping in mind the COVID-19 pandemic and increasing lifestyle diseases, a health insurance policy becomes inevitable. Due to the financial protection, it offers during a medical emergency, it becomes an important part ...