Star Health Insurance for Senior Citizens

Star Health Red Carpet Insurance plan is designed for Senior Citizens above the age of 60 years. Turning 60 is a milestone but buying a health insurance cover at that age can be challenging. To address this concern Star Allied and Health Insurance has launched Red Carpet Insurance plan. It is the best way to offer insurance cover to elderly people up to the age of 75 years, who can renew the policy for a lifetime. The features and benefits of this senior citizen policy are mentioned below:

Highlights

Key Features of Star Health Red Carpet Insurance plan for Senior Citizens

• The policy offers the option to choose an Individual Plan or a Family Floater Health Plan
• Option to select policy term for 1/2/3 years
• Star health insurance policy offers cashless hospitalization in more than 9900 empanelled hospitals
• Cumulative Bonus for every claim-free year is provided
• Coverage of OPD expenses in-network hospitals is provided
• Quick and hassle-free claim settlement with minimum documentation
• Tax benefits on the premium paid every year
• No pre-medical checkup is required
• Sub-limits are only applicable to hospital expenses, doctor fees, hospital room rents and specific Diseases

Star Red Carpet Health Insurance for Senior Citizen

• Sum Insured options in this plan are Rs 15 Lakh, Rs 20 Lakh, and Rs 25 Lakh
• This policy is for people between 60 to 75 years of age. The coverage is provided on an individual basis
• No pre-insurance medical screening is required
• Post-hospitalization expenses to be paid as lump sum amount up to a specified limit
• Pre-existing diseases can be covered after a period of 12 months
• Out-patient medical consultations can be availed in a panel hospital
• Emergency ambulance charges to be reimbursed up to a specified limit 
• The plan offers coverage for specific day-care procedures 
• Pre-hospitalization, in-hospitalization and in-patient treatment expenses are covered

Eligibility Criteria

Elderly people between the age group of 60 years and 75 years can get coverage under this health insurance policy.

Limitations of Star Red Carpet Health Insurance for Senior Citizen

• AIDS/HIV and other sexually transmitted diseases.
• Self-inflicted injuries and conditions of depression and mental disorders
• Pre-existing illness before the commencement of the policy and completion of the waiting period
• Health treatment for drug intoxication and an overdose of alcohol consumption
• Cosmetic, and Aesthetic treatments Dental treatment or surgery unless it is an accidental case