Star Health Insurance for Senior Citizens

Star Health Red Carpet Insurance plan is designed for Senior Citizens above the age of 60 years. Turning 60 is a milestone but buying a health insurance cover at that age can be challenging. To address this concern Star Allied and Health Insurance has launched Red Carpet Insurance plan. It is the best way to offer insurance cover to elderly people up to the age of 75 years, who can renew the policy for a lifetime. The features and benefits of this senior citizen policy are mentioned below:

Network Hospitals	9900+
Renewability	Lifelong
Number of Claims Settled	4.9 million
Claim Settlement Ratio	90%

Key Features of Star Health Red Carpet Insurance plan for Senior Citizens

The policy offers the option to choose an Individual Plan or a Family Floater Health Plan
Option to select policy term for 1/2/3 years
Star health insurance policy offers cashless hospitalization in more than 9900 empanelled hospitals
Cumulative Bonus for every claim-free year is provided
Coverage of OPD expenses in-network hospitals is provided
Quick and hassle-free claim settlement with minimum documentation
Tax benefits on the premium paid every year
No pre-medical checkup is required
Sub-limits are only applicable to hospital expenses, doctor fees, hospital room rents and specific Diseases

Star Red Carpet Health Insurance for Senior Citizen

Sum Insured options in this plan are Rs 15 Lakh, Rs 20 Lakh, and Rs 25 Lakh
This policy is for people between 60 to 75 years of age. The coverage is provided on an individual basis
No pre-insurance medical screening is required
Post-hospitalization expenses to be paid as lump sum amount up to a specified limit
Pre-existing diseases can be covered after a period of 12 months
Out-patient medical consultations can be availed in a panel hospital
Emergency ambulance charges to be reimbursed up to a specified limit
The plan offers coverage for specific day-care procedures
Pre-hospitalization, in-hospitalization and in-patient treatment expenses are covered

Eligibility Criteria

Elderly people between the age group of 60 years and 75 years can get coverage under this health insurance policy.

Limitations of Star Red Carpet Health Insurance for Senior Citizen

AIDS/HIV and other sexually transmitted diseases.
Self-inflicted injuries and conditions of depression and mental disorders
Pre-existing illness before the commencement of the policy and completion of the waiting period
Health treatment for drug intoxication and an overdose of alcohol consumption
Cosmetic, and Aesthetic treatments Dental treatment or surgery unless it is an accidental case