Star Health Insurance for Senior Citizens

Star Health Insurance for senior citizens is designed to cover parents aged 60 years and above. The Senior Citizens Red Carpet insurance plan by Star Health and Allied Insurance Company Limited offers comprehensive medical insurance cover to elderly people and takes care of their health needs for a lifetime.

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Star Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get up to 5% discount**
Get insured from the comfort of your home No medicals required
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    Key Benefits of Star Health Insurance for Senior Citizens

    Take a look at the key features of buying Star Health Insurance for senior citizens:

    • Option to choose between an individual anda floater plan
    • Sum insured options range from Rs 1 lakh to Rs 25 lakh
    • Health check-up facilities available for every claim-free year
    • Cashless hospitalization offered in more than 11,000 empanelled hospitals
    • Tax benefits on the premium paid under Section 80D every financial year
    • No pre-policy medical check-up is required
    • 10% discount applicable if certain medical records are submitted before policy purchase

    Star Health Insurance Plans for Senior Citizens

    Check out the details of the Star Health Insurance plan for senior citizens available in the market:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    Star Senior Citizens Red Carpet Insurance Plan

    1 lakh to 25 lakh

    50% (PED Claims for up to Rs 10 lakh)
    30% (Remaining claims)

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    Eligibility Criteria for Star Health Insurance for Senior Citizens

    Elderly people need to fulfil the eligibility criteria given below to buy a Star Health Insurance plan for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    60 years

    Maximum Entry Age

    75 years

    Family Members Covered

    Self, spouse

    Renewability

    Lifelong

    Inclusions of Star Health Insurance for Senior Citizens

    Star Health Insurance for senior citizens come with the following inclusions:

    • In-patient Hospitalization Cover
    • Post-hospitalization Expenses
    • Out-patient Medical Consultations
    • Emergency Ambulance Charges
    • DayCare Procedures
    • Pre-hospitalization Expenses
    • Modern Treatments

    Exclusions of Star Health Insurance for Senior Citizens

    The following coverage is excluded under Star Health Insurance for senior citizens:

    • HIVAIDS
    • Sexually transmitted diseases
    • Self-inflicted injuries
    • Depression and mental disorders
    • Treatment for the overdose of drug and alcohol consumption
    • Cosmeticand aesthetic treatments
    • Dental treatment or surgery

    Get the complete list of exclusions by referring to the Star Senior Citizens Red Carpet health insurance policy brochure.

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