Star Health Insurance for Senior Citizens

Star Health Insurance for senior citizens is designed to cover parents aged 60 years and above. The Senior Citizens Red Carpet insurance plan by Star Health and Allied Insurance Company Limited offers comprehensive medical insurance cover to elderly people and takes care of their health needs for a lifetime.

Key Benefits of Star Health Insurance for Senior Citizens

Take a look at the key features of buying Star Health Insurance for senior citizens:

Option to choose between an individual anda floater plan
Sum insured options range from Rs 1 lakh to Rs 25 lakh
Health check-up facilities available for every claim-free year
Cashless hospitalization offered in more than 11,000 empanelled hospitals
Tax benefits on the premium paid under Section 80D every financial year
No pre-policy medical check-up is required
10% discount applicable if certain medical records are submitted before policy purchase

Star Health Insurance Plans for Senior Citizens

Check out the details of the Star Health Insurance plan for senior citizens available in the market:

Plan Name	Sum Insured (Rs)	Co-Payment
Star Senior Citizens Red Carpet Insurance Plan	1 lakh to 25 lakh	50% (PED Claims for up to Rs 10 lakh) 30% (Remaining claims)	View Plan

Eligibility Criteria for Star Health Insurance for Senior Citizens

Elderly people need to fulfil the eligibility criteria given below to buy a Star Health Insurance plan for senior citizens:

Categories	Eligibility Criteria
Minimum Entry Age	60 years
Maximum Entry Age	75 years
Family Members Covered	Self, spouse
Renewability	Lifelong

Inclusions of Star Health Insurance for Senior Citizens

Star Health Insurance for senior citizens come with the following inclusions:

In-patient Hospitalization Cover
Post-hospitalization Expenses
Out-patient Medical Consultations
Emergency Ambulance Charges
DayCare Procedures
Pre-hospitalization Expenses
Modern Treatments

Exclusions of Star Health Insurance for Senior Citizens

The following coverage is excluded under Star Health Insurance for senior citizens:

HIVAIDS
Sexually transmitted diseases
Self-inflicted injuries
Depression and mental disorders
Treatment for the overdose of drug and alcohol consumption
Cosmeticand aesthetic treatments
Dental treatment or surgery

Get the complete list of exclusions by referring to the Star Senior Citizens Red Carpet health insurance policy brochure.

FAQs

Q1. Does Star Health Insurance for senior citizens come with any sub-limits?

Ans: Yes. Star Senior Citizens Red Carpet health insurance comes with sub-limits for cataract surgery, major surgeries and a few other treatments.
Q2. What are the various waiting periods applicable to Star Health Insurance for senior citizens?
Ans: The following waiting periods apply to Star Senior Citizens Red Carpet health insurance:
- Pre-existing Diseases Waiting Period – 12 months
- Specified Diseases/Procedures Waiting Period – 24 months
- Initial Waiting Period – 30 days
Q3. Where can I find the premium chart of Star Health Insurance for senior citizens?

Ans: You can find the premium chart of Star Senior Citizens Red Carpet health insurance by referring to the brochure or prospectus on the insurer website. Alternatively, you can also use a health insurance premium calculator on Policybzaar.com to get an estimated cost of your insurance policy.