TATA AIG Secured Future Plan

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Advantages of
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      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      TATA AIG Secured Future Plan

      This plan allows a guaranteed monthly income up to 20 years thus totally protecting against future uncertainties and serious financial problems.

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      • Minimum age- 18 years and maximum- 70 years.
      • Lifetime renewal facility.

      Policy Details:

      • Policy is for the period of 1 year.
      • Flexibility: Depending on the monthly expenditure there are options with monthly income benefits ranging from 10000 INR to 35000 INR, for a period of 5 years to 20 years.
      • Guaranteed Monthly Income: The monthly income is not affected due to market risks.

      Policy Benefits:

      • Accidental Death –Covers injury that results in loss of life
      • Accidental Dismemberment & Paralysis - A percentage of the Principal Sum is paid if the injury results in one of the losses specified. (Loss must occur within 365 days from the date of injury).
      • Permanent Total Disability - Permanent Total Disability expenses due to injury are borne, provided such condition has continued for a period of 12 consecutive months and are permanent in nature.

      Renewal Benefits

      • Lifelong renewability: No maximum cover ceasing age in this policy
      • Grace Period of 30 days for renewing the policy, waiting period as mentioned in the policy wording gets reduced by 1 year on every continuous renewal.
      • Sum Insured Enhancement: Any change in benefits or premium (other than due to change in age) will be done with the approval of the IRDA and will be intimated at least 3 months in advance at the time of renewal.

      Free Look Period:

      • A period of 15 days after date of receipt of policy to review terms and conditions during which insured can cancel it with due refunds.


      • If the insured wishes to migrate to another Insurer towards renewal, he can draft an application at least 45 days before the date of renewal.


      • Any pre-existing condition.
      • Expenses due to suicide/ self-inflicted injury, sexually transmitted diseases, mental/nervous disorder, anxiety or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection
      • Injuries due to involvement in war, invasion or terrorist activity involvement.
      • Participation in winter sports, sky diving, scuba diving or related sport activities.
      • Accidents due to involvement with related to aircraft, or as a member of the crew.
      • Being under the influence of drugs or alcohol.
      • Exposure to radioactive substances or diseases due to intoxication.
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*

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