TATA AIG Third-Party Bike Insurance

Third-party bike insurance by TATA AIG General Insurance Company Limited protects the insured bike against the liabilities of third parties resulting from an accident. It provides financial coverage for any injury or damage caused by the insured bike to a third party or his/her property. The policyholder can easily avoid the unexpected expenses due to any third party accidental liabilities by buying this policy.

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TATA AIG Third-Party Bike Insurance vs Tata AIG Comprehensive Bike Insurance

Take a look at the differences between third party bike insurance and comprehensive bike insurance by Tata AIG Two Wheeler Insurance below:

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Tata AIG Third-Party Bike Insurance

Tata AIG Comprehensive Bike Insurance

Coverage

This is the basic cover that protects the policyholder financially against any third-party liabilities only.

Comprehensive bike insurance covers the policyholder against third party injuries/damages and the own damages to the bike.

Legal Requirement

The cover is legally mandatory for all two-wheelers by the Indian Motor Vehicles Act, 1988.

This policy is not compulsory by the law.

Add-on Covers

Add-on covers are not available under this policy.

Multiple add-on covers, such as engine protector, zero depreciation, etc. are available, which the bike owner can choose as per his/her requirement.

Premium Cost

The policy is more cost-effective owing to the limited coverage provided to the policyholder.

This policy is comparatively high priced owing to the extensive coverage offered by it.

What is Covered under TATA AIG Third-Party Bike Insurance Plan?

The TATA AIG third-party bike insurance policy covers the following:

  • Bodily Injuries- The policy covers the physical injuries caused to the third party in case of an accident of the insured bike.
  • Property Damages - This policy providesfinancial assistance of up to Rs 1 lakh to the policyholder for causing property damages to a third party during an accident.
  • Death Benefits- In case of death or permanent disability caused to the third party as a result of an accident of the insured bike, the victim’s family will be paid compensation. The amount of compensation is finalized by the Motor Accidents Claims Tribunal. The Tata AIG General Insurance Company will also provide full financial assistance to cover the medical expenses.
  • Personal Accident Cover– The policy also provides personal accident cover of up to Rs 15 lakh to the owner-driver of the bike. However, the policyholder can opt-out of this cover if he/she already has an existing PA cover.

What Does the Tata AIG Third Party Bike Insurance Plan Not Cover?

Here are the things that are not covered by the TATA AIG third-party insurance:

  • TATA AIG bike insurance third-party coverwill not provide coverage for the own damages of the insured two-wheeler.
  • The wear and tear of the bike will not be covered.
  • Consequential loss of the bike will not be covered.
  • Mechanical breakdown of the bike will not be covered.

Check the complete list of exclusions by referring to the policy document of Tata AIG third party bike insurance.

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TATA AIG Third-Party Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 36 Reviews)
(Showing Newest 25 reviews)
Ramlal
Kolkata, October 09, 2021
Financial support
Thanks to Policybazaar for giving a great suggestion. i got financial assistance when my bike got damaged. Policybazaar provided me all the facilities, which were promised when I was taking Tata aig Two Wheeler Insurance from here.
Divyansh
Jalandhar, October 09, 2021
Remarkable services
I have received noteworthy services from Policybazaar during the renewal of Tata aig plan which I bought for my bike last year. This was the first renewal so I was not aware of the process. So I took the help of a customer service executive for the renewal.
Ish
Bhubaneswar, October 09, 2021
Excellent service
If I talk about my experience with Policybazaar, it has been great so far. It has been a long time since I am using the Tata aig bike plan that I bought from Policybazaar. I have received excellent service since the beginning. Completely satisfied with my plan
Sriram
Dhanbad, August 18, 2021
Easy to manage
Policy bazaar offered me a great deal for my vehicle. I bought Tata AIG two wheeler policy which was easy to buy online.policy bazaar has easier payment method which is quite good. i liked the proffesionalism and supportive nature in the team. i found easy to manage with the policy bazaar.
Ashish
Jaipur, June 04, 2021
No claim bonus
Three years ago I bought Tata AIG bike insurance plan and I have been renewing it since then. I also received no claim bonus last year. Thank you policybazaar for your easy online services.
Mudit
Hardoi, June 04, 2021
Insurance company change
Last year I changed my two wheeler insurance company to Tata AIG. It was an easy process for getting good benefits and better claim settlement ratio. Thank you policybazaar for assisting.
Pratul
Moradabad, June 04, 2021
Comprehensive cover
I recently bought Tata AIG two wheeler insurance after comparing it with five other plans. I was able to do so through policybazaar. Everything went very smoothly and I got comprehensive coverage for me and my bike. Thank you Tata AIG and policybazaar.
Nolan
J.n.prasad, October 12, 2020
More exposure
I have insured my two wheeler with the help of tata aig two wheeler insurance policy from the policybazaar. I have got to know about different plans and the policies. Thank you policybazaar.
Shreshta
Vadgaon, September 28, 2020
Natural calamities
I have taken the tata aig two wheeler insurance policy from the policybazaar. It has given me the coverage related to natural calamities and other things. Thank you team policybazaar.
Sahdev
Quilandy, September 24, 2020
Best plans
I have recently got the taat aig two wheeler insurance policy from the policybazaar. It is really amazing plan which I got. Thank you team policybazaar.
Pankaj
Chabhal, July 06, 2020
User interface
The user interface of policybazaar is very nice. I read very good reviews and there articles are quite worth reading. It will explain you the importance of insurance and helps you understand it more better way.
Rahul
S.c. Pur, July 03, 2020
Online renewal
One of the greatest thing is that everything is done on online basis. I did my renewal of the two wheeler policy from policybazaar via my application. It was simple and quite quick.
Sandesh
N.e.khawdungsei, July 02, 2020
Customer support:
I got full support from customer experience team. It was very nice to get your bike insurance from policybazaar as they are having a generous customer care team.
Ankush
G.k. Bhatar, July 01, 2020
Online insurance
I booked my two wheeler insurance from policybazaar website. All the work has been done on online basis. It was quick and real. All the work was done on online method and I don’t have to go anywhere.
Asha
Tadpatri, June 30, 2020
Speedy work
I got my two wheeler insurance in 5 minutes. Yes, 5 minutes and it sounds little unreal. But you can get your speedy two wheeler insurance from policybazaar for fast work.
Ankit
G.mahisani, June 29, 2020
NCB is good
I got a very special discount on my NO claim bonus as I got a claim free experience and it was really easy to get. The work was done very fast and it was eventually hassle free.
Lakshay
Ichalkaranji, June 29, 2020
Protection
Your two wheeler insurance is a protection shield for you and for your bike/scooter. It will save you from damages, theft, lost and natural calamities and will help you financially.
Anay
Chabhal, June 21, 2020
Premium calculator
They have one feature of premium calculator. It is good way to select the plan and select the time frame. One you have added and chosen all the options you will get the premium according to different years scenario.
Prisha
Captainganj, June 21, 2020
Compare easily
You can compare the different companies plans and also different plans on one website that too easily. It gives you freedom to choose and select the policy according your budget.
Manish
Machantola, June 21, 2020
Suggested to my friends
After getting my two wheeler insurance done from policybazaar. I really got good services and whenever my friends ask me for where should we go to tae the insurance. I always suggest policybazaar. As they are great. Thanks team.
Rubika
Gadag, June 20, 2020
EMI options
I purchased the two wheeler insurance from policybazaar. And they told me over the call that I can make the payment on the basis of EMI too. Which was somehow quite beneficial for me. Low premium rate as well as EMI option.
Tripti
Aallapalli, June 20, 2020
Add on covers
One of the greastest feature of policybazaar is that they helped me getting add on covers of my choice. I chose the best and beneficial one and got a good premium rate too.
Palak
Babhleshwar, June 20, 2020
Sports bike insurance
I am very fond of sports bike. And I visited the website of policybazaar and found that they are giving amazing offers on sports bike insurance. With great riders and less premium price.
Anay
Gadag, June 20, 2020
Hassle free work
The working of policybazaar is quite hassle free. I checked on website found the best quote for my bike. I got my insurance in less then2 minutes. I found the great place.
Utkarsh
Vadnagar, June 20, 2020
Claim is very easy
I used to feel that claim work is very difficult but now it seems to be easy once I have been associated with policybazaar. My claim was approved in very less time and it was amazing.