Oriental Third Party Bike Insurance

Oriental General Insurance Company aims to provide its customers with bike insurance plans as per their requirements. Among many policies provided by the company, the Oriental third-party bike insurance cover is one. As third-party bike insurance is mandatory as per the Motor Vehicles Act, every bike owner must get a minimum of third-party bike insurance cover.

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The basic idea behind this plan is that the insurance provider will pay for any sort of damages done to a third party - bodily harm or property damage - by the policyholder’s vehicle provided that the company's terms and conditions are met.  Further details and features of the Oriental Third-Party Bike Insurance Plan are briefly discussed in the following segments.

Oriental Comprehensive Bike Insurance vs. Third-Party Bike Insurance

Below is a table that draws out the differences between the Oriental Third Party Bike Insurance and Oriental Comprehensive Bike Insurance-

Features

Oriental Comprehensive Bike Insurance

Oriental Third Party Bike Insurance

Coverage

It ensures that there is coverage for the 3rd party along with the own damage cover

It ensures that there is coverage for the monetary and legal responsibilities towards the 3rd party.

Requirement

Not mandatory but recommended

Mandatory as per the Motor Vehicles Act

Additional Covers

This kind of coverage allows a window for the customers to adjoin add-ons and additional covers.

This kind of coverage does not give space for any type of add-ons.

Premium

Comparatively Higher

Low

What all is Covered under the Oriental Third Party Bike Insurance Plan?

Every policy has its own specifications on what should be covered and what would not be covered under the policy. The below are the conditions that are covered by the Oriental Third Party Bike Insurance Plan -

  • Third-Party Property Damage Cover- If and when a third party’s property is damaged because of the customer’s two-wheeler, the insurance provider will compensate up to one lakh Indian rupees. That is, any damage under one lakh rupees will be covered by the insurance company.
  • Third-party Death and Injury Cover- If and when a third party suffers from injuries to the body or death because of the policyholder’s two-wheeler, the policy will compensate for the same. It is to be noted that the amount to be paid as compensation would be decided by a judicial body, i.e., a court of law.

What is All Not Covered under the Oriental Third Party Bike Insurance Plan? 

The below are the conditions that would not be covered by the Oriental Third Party Bike Insurance Plan-

  • This plan will not cover any kind of damage that the policyholder's two-wheeler undergoes if and when there has been any kind of accidental incident
  • This plan will not cover for any sort of bodily harm faced by the policyholder
  • There is no availability for a discretionary private accident shield under the Oriental Third Party Bike Insurance Plan.

FAQs 

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Oriental Third Party Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 46 Reviews)
(Showing Newest 25 reviews)
Aryan
Srinagar, October 09, 2021
Faster claim settlement
I had an accident last month thankfully I had taken the two wheeler insurance from Policybazaar. i applied for the claim settlement and i got cashless repairing as well as cashless treatment of myself. i did not have to pay any charges whether it is repair expenses or medical expenses.
Aryan
Aurangabad, October 09, 2021
Best service
I have taken oriental two wheeler insurance after comparing the benefits on the website of Policybazaar. i had few questions regarding payment processing and I got satisfactory answers to all my questions. i would like to buy more plans from here.
Bhavana
Dhanbad, October 09, 2021
Impressive service
When I was taking oriental two wheeler insurance from policybazaar, I was facing some problem in document process. Policybazaar solved my problem within a minute and I bought my plan very easily. i am really impressed with the service provided by the Policybazaar.
Dhruvi
Amritsar, October 09, 2021
Great customer service
Whenever I needed help from Policybazaar, they were always available for me. I am glad that I have taken oriental two wheeler insurance from Policybazaar as their customer service is very good They will be available to their customer if customer contact them at midnight.
Divjot
Navi Mumbai, October 09, 2021
Road side assistance
Last week i got road side assistance as my bike broke down in the middle of the road. it was twelve at night when i contacted the Policybazaar for assistance. my reliance general two wheeler insurance policy provided me help at midnight.
Divyansh
Allahabad, October 09, 2021
Round the clock assistance
I have got all the facilities from Policybazaar that were promised. I had taken Oriental Two Wheeler Insurance in which the company assured me of round the clock assistance in any difficult situation. a week ago my bike got damaged on the road. I contacted Policybazaar and they provided assistance to me at midnight.
Ish
Howrah, October 09, 2021
No claim bonus
Last week I renewed my Oriental two wheeler insurance policy which i took from Policybazaar and I am happy as I have got a slight discount on the premium rate. i have got no claim bonus for not raising claim request during the policy term.
Siddhant
Rajkot, August 18, 2021
Fair rate
i had taken Oriental two wheeler policy from policy bazaar website. i got it at a fair price. i am happy with coverage given under the policy recently i contacted policy bazaar for renewal and that was my first experience of renewal.i would say i had a great and hassle free experience with policy bazaar.
Paritosh
Patana, June 04, 2021
Additional benefits
My Oriental two wheeler insurance plan is really good and I found it comprehensive. I have taken some additional benefits to protect me and my bike better. Policybazaar helped me through all of it very smoothly.
Ashok
Hamirpur, June 04, 2021
Easy to buy
It is very easy to buy Oriental two wheeler insurance online. Since I purchased it through policybazaar, I also got extra discounts. It is a good deal.
Raveendra
Prayagraj, June 04, 2021
Tax benefits
I bought Oriental two wheeler insurance from policybazaar two years ago and I am able to get tax rebates every year for the premium amount. Overall buying experience was quick and easy.
Lakshan
G.mahisani, February 15, 2021
Best Services
I was searching for Oriental bike insurance renewal online. I found Policybazaar on top result and simply entered some details and immediately got an assistance call from them. I am happy with the entire procedure. It was so easy to renew my policy from their site. It’s so damn convenient.
Kavin
K.c. Pur, February 15, 2021
Free Insurance Quotes
I was looking for a vehicle insurance policy online. Policybazaar helped me solve my confusion and sent me some of the best quotations. I got my vehicle insurance quotes for free. I compared and then made the purchase without any pressure.
Farhan
Ichoda, February 15, 2021
Many bike plans
You can find so many two wheeler plans on their site. It is so easy especially during the pandemic; I used my phone and bought insurance online. I found Policybazaar, entered my details, IDV, paid the premium and was policy was done in just few minutes.
Anirudh
Udagamandalam, January 22, 2021
Such easy online renewal
I went to their online renewal page to renew my Oriental two-wheeler policy. All I needed to do was enter my IDV, scooter’s age, Geographical zone, model, add-ons etc. And I paid the premium online. It was done. So simple, it is such an effortless thing for customers.
Chaitanya
Udagamandalam, January 22, 2021
Can purchase online
I was able to buy the policy online. Once it oriental 2-wheeler policy was issued, I was able to download it from Policybazaar’s site and they emailed me a copy on my registered email id.
Brijesh
R.udayagiri, January 22, 2021
Direct cashless settlement
I was able to settle my bills directly at a network garage. I called them that I need to file a claim for cashless repair. They told me that I can settle it directly. I am so happy with the overall experience. Thank you Policybazaar!
Chase
Dabugam, October 13, 2020
Social media assistance
I am very much impressed with the social media team of the policybazaar as I faced little bit issue into my oriental insurance two wheeler plan. But the whole team of policybazaar assisted me so well. Thank you policybazaar.
Shridhar
N.paravur, September 28, 2020
Safe and sound
I took the oriental insurance two wheeler insurance policy from the policybazaar and I have safeguard my life and my car. Thank you policybazaar.
Sahil
Lahul And Spiti, September 24, 2020
Better coverage
I have recently took the oriental two wheeler insurance policy from the policybazaar and it has given the better coverage to my two wheeler and hence with the safety and the security. Thank you team policybazaar.
Kushal
G.k. Bhatar, July 06, 2020
Get quotes
I visited the website of policybazaar and check the quotes by simply putting the details and got the unique plans.
Lalit
S.c. Pur, July 03, 2020
Choose the best
I am happy that I chose this brand and secured my two wheeler policy under them. I got various deals.
Jatin
G.k. Bhatar, July 02, 2020
Great services
I found that policybazaar provides with the great services and I have read a lot of good and positive reviews about them.
Pinky
Aallapalli, July 01, 2020
Soft copy
I got my policy soft copy within 5 minutes of payment and that was quite quick and better.
Amar
Ichalkaranji, June 30, 2020
Claim settle
If you want that your claim to be settled in less time then you should prefer policybazaar for the same. I prefer the same.