Oriental Third Party Bike Insurance

Oriental General Insurance Company aims to provide its customers with bike insurance plans as per their requirements. Among many policies provided by the company, the Oriental third-party bike insurance cover is one. As third-party bike insurance is mandatory as per the Motor Vehicles Act, every bike owner must get a minimum of third-party bike insurance cover.

Read more
Insure bike in 60 seconds
1.1 Crore+ Bikes Insured
Get Two Wheeler Insurance starting at only ₹1.3/day*
Enter bike number (e.g DL1SB1234)
Processing

The basic idea behind this plan is that the insurance provider will pay for any sort of damages done to a third party - bodily harm or property damage - by the policyholder’s vehicle provided that the company's terms and conditions are met.  Further details and features of the Oriental Third-Party Bike Insurance Plan are briefly discussed in the following segments.

Explore Two Wheeler Insurance
Two Wheeler Insurance
Bike Insurance Companies
e-Bike Insurance

Oriental Comprehensive Bike Insurance vs. Third-Party Bike Insurance

Below is a table that draws out the differences between the Oriental Third Party Bike Insurance and Oriental Comprehensive Bike Insurance-

Features

Oriental Comprehensive Bike Insurance

Oriental Third Party Bike Insurance

Coverage

It ensures that there is coverage for the 3rd party along with the own damage cover

It ensures that there is coverage for the monetary and legal responsibilities towards the 3rd party.

Requirement

Not mandatory but recommended

Mandatory as per the Motor Vehicles Act

Additional Covers

This kind of coverage allows a window for the customers to adjoin add-ons and additional covers.

This kind of coverage does not give space for any type of add-ons.

Premium

Comparatively Higher

Low

What all is Covered under the Oriental Third Party Bike Insurance Plan?

Every policy has its own specifications on what should be covered and what would not be covered under the policy. The below are the conditions that are covered by the Oriental Third Party Bike Insurance Plan -

  • Third-Party Property Damage Cover- If and when a third party’s property is damaged because of the customer’s two-wheeler, the insurance provider will compensate up to one lakh Indian rupees. That is, any damage under one lakh rupees will be covered by the insurance company.
  • Third-party Death and Injury Cover- If and when a third party suffers from injuries to the body or death because of the policyholder’s two-wheeler, the policy will compensate for the same. It is to be noted that the amount to be paid as compensation would be decided by a judicial body, i.e., a court of law.

What is All Not Covered under the Oriental Third Party Bike Insurance Plan? 

The below are the conditions that would not be covered by the Oriental Third Party Bike Insurance Plan-

  • This plan will not cover any kind of damage that the policyholder's two-wheeler undergoes if and when there has been any kind of accidental incident
  • This plan will not cover for any sort of bodily harm faced by the policyholder
  • There is no availability for a discretionary private accident shield under the Oriental Third Party Bike Insurance Plan.

FAQs 

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 46 Reviews)

Two Wheeler insurance articles

Recent Articles
Popular Articles
10 Best Bikes for Long Rides in India 2024

07 May 2024

Are you the one who want to cruise through the winding roads of
Read more
MCWG Driving License in India

01 May 2024

To regulate and ensure safe operation, every motorbike owner in
Read more
9 Tips to Maintain Your Bike's Engine

22 Apr 2024

Since the engine is your bike's heart, it is essential to keep
Read more
Best Engine Oil for Bikes in India 2024

18 Apr 2024

In the fast-paced world of biking, you must ensure your riding
Read more
How to Check Bike Owner Details by Registration Number?

11 Apr 2024

In a world full of different vehicles, every bike has its unique
Read more
Vehicle Owner Details by Registration Number
Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving
Read more
Three Easy Ways to Check Bike Insurance Expiry Date Online
As significant as it is to buy a bike insurance policy for your motorbike, it is equally important to renew it
Read more
How to Check Bike Owner Details by Registration Number?
In a world full of different vehicles, every bike has its unique identity enclosed in its registration number
Read more
How to Get Bike Insurance Details by Registration Number?
According to the IRDA, all bike owners must hold at least a third-party bike insurance policy in India. The bike
Read more
Get Your Vehicle Fitness Certificate from RTO
The Fitness Certificate (FC) of a vehicle is an official document that certifies the vehicle is fit enough to run
Read more

Oriental Third Party Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 46 Reviews)
(Showing Newest 10 reviews)
Ish
Howrah, October 09, 2021
No claim bonus
Last week I renewed my Oriental two wheeler insurance policy which i took from Policybazaar and I am happy as I have got a slight discount on the premium rate. i have got no claim bonus for not raising claim request during the policy term.
Aryan
Srinagar, October 09, 2021
Faster claim settlement
I had an accident last month thankfully I had taken the two wheeler insurance from Policybazaar. i applied for the claim settlement and i got cashless repairing as well as cashless treatment of myself. i did not have to pay any charges whether it is repair expenses or medical expenses.
Aryan
Aurangabad, October 09, 2021
Best service
I have taken oriental two wheeler insurance after comparing the benefits on the website of Policybazaar. i had few questions regarding payment processing and I got satisfactory answers to all my questions. i would like to buy more plans from here.
Bhavana
Dhanbad, October 09, 2021
Impressive service
When I was taking oriental two wheeler insurance from policybazaar, I was facing some problem in document process. Policybazaar solved my problem within a minute and I bought my plan very easily. i am really impressed with the service provided by the Policybazaar.
Divjot
Navi Mumbai, October 09, 2021
Road side assistance
Last week i got road side assistance as my bike broke down in the middle of the road. it was twelve at night when i contacted the Policybazaar for assistance. my reliance general two wheeler insurance policy provided me help at midnight.
Divyansh
Allahabad, October 09, 2021
Round the clock assistance
I have got all the facilities from Policybazaar that were promised. I had taken Oriental Two Wheeler Insurance in which the company assured me of round the clock assistance in any difficult situation. a week ago my bike got damaged on the road. I contacted Policybazaar and they provided assistance to me at midnight.
Dhruvi
Amritsar, October 09, 2021
Great customer service
Whenever I needed help from Policybazaar, they were always available for me. I am glad that I have taken oriental two wheeler insurance from Policybazaar as their customer service is very good They will be available to their customer if customer contact them at midnight.
Siddhant
Rajkot, August 18, 2021
Fair rate
i had taken Oriental two wheeler policy from policy bazaar website. i got it at a fair price. i am happy with coverage given under the policy recently i contacted policy bazaar for renewal and that was my first experience of renewal.i would say i had a great and hassle free experience with policy bazaar.
Ashok
Hamirpur, June 04, 2021
Easy to buy
It is very easy to buy Oriental two wheeler insurance online. Since I purchased it through policybazaar, I also got extra discounts. It is a good deal.
Paritosh
Patana, June 04, 2021
Additional benefits
My Oriental two wheeler insurance plan is really good and I found it comprehensive. I have taken some additional benefits to protect me and my bike better. Policybazaar helped me through all of it very smoothly.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis