Liberty Third-Party Bike Insurance

Third-party insurance is mandatory for all bike owners in India. Liberty third-party bike insurance covers multiple liabilities caused to the third party, including death and disability. The policy also covers third-party property damages.

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Liberty third-party bike insurance allows policyholders to choose a personal cover anywhere between one year and five years. The personal accident cover assures a sum of INR 15 lakhs in case of road injury or accident.

Liberty Third Party Two-Wheeler Insurance vs. Comprehensive Two-Wheeler Insurance

The table below gives the difference between Liberty third-party bike insurance and comprehensive bike insurance:

Parameters

Third-party bike insurance

Comprehensive bike insurance

Coverage

It covers the third party only, including property and personal damage

It covers the third party as well as the policyholder, including both property and personal damage

Add-Ons

It is a standalone cover as no add-ons can be added

You can opt for multiple additional benefits with comprehensive bike insurance

Premiums

Premiums are lower since they provide limited coverage

Premiums are higher since the coverage is wider

Mandate

This is necessarily required under the Motor Vehicles Act

This is optional and depends on individual choice

What is Covered under Liberty Third-Party Bike Insurance Plan?

The Liberty Third-Party Bike Insurance covers the following:

  • Third party property damage:This means that if the third party’s property suffers damage due to an accident with the policyholder’s bike, the policy will provide coverage.
  • Bodily injury:
    • If the third party is injured by the policyholder’s bike, then claims arising out of injury, harm, and disability are covered under this policy.
    • Loss of life of the third party is also covered under this policy. The claim amount for both injuries and fatality is determined in court.
  • Damage to the Insured:
    • Fatality – 100% compensation
    • Injuries
      • Loss of one limb – 50% compensation
      • Loss of one eye – 50% compensation
      • Loss of both limbs – 100% compensation
      • Loss of both eyes – 100% compensation
      • Total disability other than above – 100% compensation

What is Not Covered Under Liberty Third-Party Bike Insurance Plan? 

While Liberty third-party bike insurance covers various incidences, some things are not included, such as:

  • Loss or damage due to overdose of alcohol while driving, and if found to be driving without a valid driving license
  • Any significant loss apart from any damage due to lubricating oil leak to:
    • Gearbox
    • Engine parts
  • Engine oil and other consumables during engine flushing
  • Loss, damage, or corrosion due to untimely salvation or notification to the company when the bike is stranded in a water-logged or flooded area

FAQs

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Liberty Third-Party Bike Insurance Reviews & Ratings

4.7 / 5 (Based on 33 Reviews)
(Showing Newest 25 reviews)
Prakhar
Vadodara, August 18, 2021
Instant updates
I bought Liberty Two wheeler insurance policy from policy bazaar.i liked this policy for their features and benefits.company giving the cashless claim at more than 600 network garages and hassle free documentation. they keep on giving prompt update to their customers that is why i chose it.
Subhash
Partapgarh, June 04, 2021
Bought plan of my choice
I had bought the liberty two wheeler insurance plan of my choice and I really love it. I had checked various plans into the website of policybazaar and found the suitable one. Thank you team.
Neeraj
Pune, June 04, 2021
Discounts available
It is one of the easiest way to buy a liberty two wheeler insurance plan online. I had bought the plan online from policybazaar and even got a huge discount. It was quick and hassle free.
Anurag
Rajendra Nagar, June 04, 2021
Easy to renew
I recently renewed my two wheeler insurance policy from the website of the policybazaar. It was the plan of liberty two wheeler insurance and I really like it and thats why I want to renew and continue with it.
Anmol
Jabalpur, February 10, 2021
Multiple Plans
I have been using Policybazaar for a couple of years to insurance my Bajaj Pulsar bike. They offer multiple policies with lower premiums. I have been renewing my Liberty two wheeler insurance policy every year at Policybazaar and I am satisfied with their services. I will again renew my policy with them and advise you too.
Gautam
Idar, February 10, 2021
Low Premiums
I purchased a new Honda Splendor bike last month and was looking to buy insurance policy for my bike. I decide to check Policybazaar on my friend’s idea. They had so many affordable insurance plans with a variety of coverage. I bought my Liberty two wheeler insurance policy for an affordable premium online. I recommend it to everybody.
Balendra
Padampur, February 10, 2021
Best Buy
I recently purchased my Liberty two wheeler insurance policy for my Honda Activa scooty from Policybazaar. They had a lot of insurance options and I chose this plan because it was affordable and had my choice of coverage. I bought the policy within a few minutes. The website is great to buy the best insurance policy.
Kavi
K.singpur, July 06, 2020
Benefits
I got great number of benefits from policybazaar after getting my bike insurance done. It was really an awesome thing.
Shahid
Vadali, July 03, 2020
Customer service
The customer service team is very nice and generous. They understood the need of my type of insurance and shared the same with me.
Jagriti
S.c. Pur, July 02, 2020
Great comparison
Before buying the insurance I compared it with different sites. I searched a lot and I found that I can get the best premium policy from policybazaar only.
Surya
Faizabad, July 01, 2020
Unique plans
The plans which are available in the website of policybazaar is very nice and it helped me to choose the best one for my bike.
Ananya
Aruppukkottai, June 30, 2020
Low premium
I got my insurance from policybazaar and before buying it I checked a lot. The premium rate was quote low and reasonable.
Savleen
Limdi, June 29, 2020
Cashless claim
I got the cashless claim from policybazaar. I am happy with the services of policybazaar. It was quick and hassle free.
Dakshat
Ahmednagar, June 29, 2020
Premium services
Recently, I purchased the two wheeler policy from policybazaar. They provided with the premium services.
Urvashi
Faridabad, June 21, 2020
Low premium good returns
I got a good plan for two wheeler. It is with less premium and better facilities.
Vidya
Abohar, June 21, 2020
Value for money
It is a great plan with value for money. Easy policy and everything is done in smoother way.
Dharmesh
Captainganj, June 21, 2020
Good policy
It is good policy with great plans, great discounts and less premium rates.
Manish
Chabhal, June 21, 2020
Social media available
The social media services of the company is quite nice and they are actively available for us. Whenever I feel need of them I just Tweet and all is done. They helped me a lot.
Farhan
Vaduj, June 20, 2020
Hassle free services
I would like to recommend this policybazaarto everyone who are planning to buy a insurance. A great place to get yourself insured.
Utkarsh
Vadnagar, June 20, 2020
Online renewal
The renewal process of policybazaar is very easy. You just have to go to the my account and select your policy and just renew it.
Emir
Vadnagar, June 20, 2020
Easy renewal
Being an old customer of policybazaar and getting a good services from them. I decided to renew my policy with them only. Thanks team.
Rajesh
Limdi, June 20, 2020
Trustworthy
The insurance company is very much trustworthy and I can rely on them. It has a good market reach.
Rishab
Rabkhavi, June 20, 2020
Transparency
While getting my two wheeler policy done. I am happy with one thing was transparency. They kept all things open and nothing was hidden.
Neysa
Campierganj, June 20, 2020
Brand name
Both the companies are good as per there name : Policybazaar as well as Liberty Insurance. I can rely on them.
Naitee
Bablabona, June 20, 2020
Discounts
The level of services which policybazaar and liberty insurance company are offering are super best. They gave me great discounts.