Reliance Third-Party Bike Insurance

The rising number of two-wheelers and accidents go hand in hand. Given this, The 1988 Motor Vehicles Act made it compulsory for every two-wheeler owner to get their vehicle insured with minimum third-party bike insurance. Reliance third-party bike insurance is the basic type of motor insurance that covers the policyholder for third-party damages.

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Third-Party Two Wheeler Insurance protects the policyholder from unforeseen third-party damages and provides financial coverage at affordable premium rates. Though it has a limited scope than comprehensive two-wheeler insurance, it makes sense for those who do not want to drive much and cannot spend much on the premium.

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Reliance Third-Party Bike Insurance vs. Comprehensive Bike Insurance

Reliance third-party two wheeler insurance provides coverage only for damages caused to a third-party i.e. third-party property, vehicle or person. On the other hand, comprehensive bike insurance offers its own damage cover along with 3rd party insurance cover. The difference between Reliance General Third-Party Bike Insurance & Comprehensive Bike Insurance is given in the table below:

Third-Party Bike Insurance

Comprehensive Bike Insurance

Provides coverage to the damages caused to a third party, person or vehicle, due to an accident.

Provides coverage to the damages caused to a third party and own vehicle and injuries.

Premium costs are relatively low.

Premium costs are relatively higher because of the extensive coverage it provides.

Provides financial protection from damages caused by accidents only.

Provides financial protection from damages caused by natural calamities, theft, accidents, etc.

It is compulsory to have as per law.

It isn’t made compulsory by law.

What is covered under the Reliance General Third Party Bike Insurance?

Even though it is mandatory for a two-wheeler owner to buy third-party bike insurance, you must know the features of the policy to get optimum benefits from it when the need arises. Thus, here are the things that are covered by the Reliance third-party two wheeler insurance:

  • It provides financial protection to you if you get in a collision with somebody else and cause injuries to them. It even provides coverage in case of the death of a third party
  • It provides financial coverage of up to Rs 1 lakh if your vehicle causes harm to the other person’s property
  • It provides financial protection if your vehicle causes material damage to a third party’s vehicle

What does the Reliance General Third Party Bike Insurance not cover?

As already stated, your third-party bike insurance provides limited coverage. Therefore, it is equally essential to know what is not covered by your Reliance Third-party two wheeler insurance:

  • Your Reliance third-party two wheeler insurance doesn’t provide any financial compensation for the damages caused to your vehicle
  • It won’t provide any coverage if the driver was found to be under the influence of alcohol
  • Similarly, it won’t provide any coverage if you were driving without a license when the accident occurred
  • It doesn’t provide protection, legal or financial, in case of any other type of damage other than an accident.


Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 62 Reviews)

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Reliance Third-Party Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 62 Reviews)
(Showing Newest 10 reviews)
Jodhpur, October 09, 2021
Complete support
Recently I have insured my newly bought bike which was gifted to me by my brother. I went to the policybazaar for a bike policy and an executive helped me through the whole process. He provided me complete support and assistance. I took Reliance General plan according to my budget.
Vijayawada, October 09, 2021
Attractive features
I have taken the same plan which my friend has bought for himself. one of my friends has recently insured his bike from Policybazaar and i really liked the features that were provided to him in reliance general plan so I have bought the same plan for my bike.
Coimbatore, October 09, 2021
Good service
I always renew my policy on time because of Policybazaar. I have been using Oriental Two Wheeler Insurance for four years and I always get policy renewal notification. If I ever forget about the renewal I get calls as a reminder of the renewal.
Jabalpur, October 09, 2021
Cooperative staff
Policybazaar has cooperative and friendly staff. I have bought reliance general two wheeler insurance from here and i found the whole process convenient. now i am looking for more plans as i am impressed with the facilities offered to me.
Gwalior, October 09, 2021
Hassle free experience
I do not need to take tension for unwanted expenses as i have purchased reliance general two wheeler Insurance from Policybazaar. buying a policy from Policybazaar is very hassle free and customer does not need to do much things as Policybazaar handles everything.
Kalyan Dombivli, August 18, 2021
Hassle Free Experience
Randomly i was checking the two wheeler policy on policy bazaar. i liked reliance two wheeler policy then i bought it.i contacted the policy bazaar and agent provided me all the information about the policy in detail.i had a hassle free experience with policy bazaar. company gives 100percent support to their clients from their end.
Rajendra Nagar, June 04, 2021
Affordable and customized
Policybazaar helped me customize my bike insurance plan for a reasonable premium. After comparing benefits, I decided to go for Reliance general two wheeler insurance and also got an extra discount for buying online.
Partapgarh, June 04, 2021
Purchasing Reliance general two wheeler insurance for my newly bought bike was the best decision. I bought it two years ago through policybazaar a day after I bought my bike. The company has helped me with roadside assistance many times since then.
Pune, June 04, 2021
Protection for bike
I bought a protective shield for me, my bike, and third party just in case I need it someday. I made an online purchase through policybazaar where I was able to compare different plans. I finally chose reliance general insurance cover.
N.paravur, March 19, 2021
All kind of Info available
I wanted to purchase a two-wheeler insurance policy for my Royal Enfield which I bought recently. I was suggested by my friend to make the purchase online from policybazaar because they provide all kinds of information related to the policy on their website and I ended up buying the Reliance general two-wheeler insurance plan. Thanks team