TATA AIG Comprehensive Bike Insurance

TATA AIG comprehensive bike insurance policy provides full coverage against the risks that may arise while driving on the road. The policy covers the customer against third party liabilities along with own damage cover. It covers the customer for both financial as well as legal liabilities. It compensates for the loss and damage incurred due to both natural and man-made calamities.

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TATA AIG Comprehensive Bike Insurance vs. Third Party Bike Insurance

Features

Comprehensive two-wheeler insurance

Third party two-wheeler insurance

Coverage

Comprehensive two-wheeler insurance offers protection against third party liabilities and as well own damages.

A third party two-wheeler insurance offers compensation for the third party liabilities only

Requirement

A comprehensive cover is optional to enhance the scope of coverage

It is essential as per the Indian Motor Vehicles Act

Add-ons

Add-ons are available on payment of additional premium. 8  add-on covers are available with TATA AIG comprehensive bike insurance

Add-ons are not available

Premium amount

Comparatively higher

Low premiums

Benefits of Tata AIG Comprehensive Bike Insurance

  • The company boasts of a quick claim process. It has responsive customer support ready to provide 24x7 assistance to customer queries
  • The company boasts an extensive network of more than 7500 garages PAN India and provides easy access to free repairs for the insured bike
  • Both financial and legal types of assistance are extended to the damages incurred by self and the damage and theft of the vehicle
  • Assistance to the policyholder for the third party liabilities as well
  • The customer can choose from 8 add-on coverage options

What all is covered under TATA AIG Comprehensive Bike Insurance Plan?

TATA AIG comprehensive bike insurance plan is a complete coverage plan and acts as a protective layer for the bike owner against both own damage and third party liabilities. Following are the details of coverage provided by the TATA AIG comprehensive bike insurance plan:

  • Third Party Cover

The third party's financial and legal liabilities are covered under TATA AIG comprehensive bike insurance policy. The policy compensates for death, injury, permanent disability, and property damage caused to a third party.

  • Personal Accident Cover

The personal accident cover is provided in comprehensive bike insurance policy up to Rs 15 lakh

  • Man-made Disaster Coverage

The policy compensates the customers against man-made disasters like nuclear attacks, robbery, riots, strikes, etc.

  • Coverage against Natural Disaster

TATA AIG comprehensive bike insurance offers financial assistance to the policyholder in case of landslide, earthquake, cyclone, or other natural calamities.

What is not covered under the TATA AIG Comprehensive Bike Insurance plan?

The policyholder might not get any compensation for his losses in certain specific situations. These situations include;

  • conflict or war, biological war, mutiny, or nuclear risk
  • If the bike was driven without a valid license
  • For the accident due to contract
  • If the two-wheeler was not operated by someone mentioned and described in the policy
  • the driver was in a state of intoxication at the time of the accident
  • Each of the policies covers has its predetermined geographical extent, and the company compensates only if the accident occurs within that extent.

FAQs

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 36 Reviews)

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TATA AIG Comprehensive Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 36 Reviews)
(Showing Newest 10 reviews)
Ish
Bhubaneswar, October 09, 2021
Excellent service
If I talk about my experience with Policybazaar, it has been great so far. It has been a long time since I am using the Tata aig bike plan that I bought from Policybazaar. I have received excellent service since the beginning. Completely satisfied with my plan
Divyansh
Jalandhar, October 09, 2021
Remarkable services
I have received noteworthy services from Policybazaar during the renewal of Tata aig plan which I bought for my bike last year. This was the first renewal so I was not aware of the process. So I took the help of a customer service executive for the renewal.
Ramlal
Kolkata, October 09, 2021
Financial support
Thanks to Policybazaar for giving a great suggestion. i got financial assistance when my bike got damaged. Policybazaar provided me all the facilities, which were promised when I was taking Tata aig Two Wheeler Insurance from here.
Sriram
Dhanbad, August 18, 2021
Easy to manage
Policy bazaar offered me a great deal for my vehicle. I bought Tata AIG two wheeler policy which was easy to buy online.policy bazaar has easier payment method which is quite good. i liked the proffesionalism and supportive nature in the team. i found easy to manage with the policy bazaar.
Pratul
Moradabad, June 04, 2021
Comprehensive cover
I recently bought Tata AIG two wheeler insurance after comparing it with five other plans. I was able to do so through policybazaar. Everything went very smoothly and I got comprehensive coverage for me and my bike. Thank you Tata AIG and policybazaar.
Mudit
Hardoi, June 04, 2021
Insurance company change
Last year I changed my two wheeler insurance company to Tata AIG. It was an easy process for getting good benefits and better claim settlement ratio. Thank you policybazaar for assisting.
Ashish
Jaipur, June 04, 2021
No claim bonus
Three years ago I bought Tata AIG bike insurance plan and I have been renewing it since then. I also received no claim bonus last year. Thank you policybazaar for your easy online services.
Nolan
J.n.prasad, October 12, 2020
More exposure
I have insured my two wheeler with the help of tata aig two wheeler insurance policy from the policybazaar. I have got to know about different plans and the policies. Thank you policybazaar.
Shreshta
Vadgaon, September 28, 2020
Natural calamities
I have taken the tata aig two wheeler insurance policy from the policybazaar. It has given me the coverage related to natural calamities and other things. Thank you team policybazaar.
Sahdev
Quilandy, September 24, 2020
Best plans
I have recently got the taat aig two wheeler insurance policy from the policybazaar. It is really amazing plan which I got. Thank you team policybazaar.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis