ZUNO Third-Party Bike Insurance Policy

Zuno (formerly Edelweiss) General Insurance Company is one of the leading insurance providers in India that offer third-party bike insurance coverage for all two-wheeler owners. The policy covers the cost of damage to the property, injury, or even death of a third party in a road accident. Under the Indian Motor Tariff, if a bike rider is caught without third-party vehicle insurance, the person is liable to a fine of INR 2,000 and/or imprisonment for up to 3 months.

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ZUNO Third-Party Bike Insurance

Third-party bike insurance is a basic & mandatory policy that you need to ride your two-wheeler legally on the roads. It provides financial compensation & legal protection in case of an accident or a mishap. In that case, the insurance company is liable to pay for the loss or damage incurred.

ZUNO Third-Party Bike Insurance versus ZUNO Comprehensive Insurance

You can refer to the below comparative table to understand the difference between the Zuno third-party bike insurance and comprehensive bike insurance-

Basis Third-Party Bike
Insurance
Comprehensive Bike Insurance
Coverage Covers third-party legal and financial liabilities Covers both third-party and comprehensive damages
Add-ons Does not include any add-ons Various add-ons are available for the insurance
Nature of Requirement Compulsory to be carried everywhere Optional insurance for the two-wheeler owners
Cost of the Insurance Relatively affordable due to limited coverage of the insurance Relatively expensive due to extensive coverage of the insurance

Inclusions of ZUNO Third-Party Bike Insurance

ZUNO's third-party bike insurance policy covers damages incurred by the third party, whether to the property or life. It also covers any sort of injury to the third party. The policy also covers the riders and the insured against legal troubles while riding bikes or scooters. Check out the coverage benefits under ZUNO third-party bike insurance-

  1. Third-Party Injury or Death

    If the insured gets involved in a collision that causes injury or death to a third party, the hospitalization expenses and the various other medical costs will be borne by the insurance company. The compensation is to be provided to the third party or its nominee, as decided by the court of law. The insurance company will cover the permanent or partial injury caused to the third party or even the death of the third party.

  2. Third-Party Property Damage

    If an insured involves in a mishap and causes damage to the third party property damage. The third-party insurance offers to cover up to ₹ 7.5 lahks in case of third-party property damage.

Exclusions of ZUNO Third-Party Bike Insurance

Since third-party liability insurance is a basic & mandatory policy as per the Motor Vehicle Act, it has limited coverage benefits. Below are exclusions of third party bike insurance-

  • No coverage for the loss/damage caused to your own vehicle in a road accident
  • No coverage for the damages caused to your vehicle in case of natural calamities or man-made disasters
  • No coverage for the theft or total loss to your own vehicle

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 32 Reviews)

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Zuno Third-Party Bike Insurance Policy Reviews & Ratings

4.8 / 5 (Based on 32 Reviews)
(Showing Newest 10 reviews)
Ram
Thane, October 09, 2021
Add on cover
During the renewal of my edelweiss bike plan, I got a no claim bonus. i got a little discount on the premium rate so I decided to customize my plan. I have added additional features to the existing plan. it has enhanced the coverage and made my plan even more better.
Aman
Indore, October 09, 2021
Good deal
I have got so many benefits in edelweiss Two Wheeler Plan. In case of accidents, I can avail cashless repair services in their network garages. At first I was confused that from where to buy the bike plan, then I got a good deal on the website of Policybazaar.
Manya
Visakhapatnam, August 18, 2021
Services are good
One of my relative suggested me to buy two wheeler plan. recently have bought Edelweiss two wheeler policy from policy bazaar. it is way convenient to buy policy online and i got a great work. i really liked the service provided by the policy bazzar team.
Jaideep
Varanasi, June 04, 2021
Protection coverage
My two wheeler insurance plan has been providing a protection coverage to me and my bike since 2 years. I have a edelweiss two wheeler insurance policy. A best plan to take care of my bike.
Nitin
Amabala, June 04, 2021
Saves my time
Buying two wheeler insurance policy online is easy and also it saves the time. I checked various edelweiss two wheeler insurance plans online and have save the time by buying it online. It is one of the best plan I had.
Ram
Noida, June 04, 2021
Quick and hassle free services
I have recently bought the edelweiss two wheeler insurance policy from the website of the policybazaar. The plan is good and under my budget. Also, the facilities provided by the team is very nice.
Ekta
Dabhoda, July 03, 2020
Great plans
I searched for many plans in the website of policybazaar and all were good. But I found the best one of edelweiss with great benefits and low premium rate.
Samar
S.c. Pur, July 02, 2020
Good coverage
I searched on the website of policybazaar and found this good plan of edelweiss company for my bike insurance. The coverage provided by them is good and I am happy with it.
Amardeep
R.g.pur, July 01, 2020
Insurance for third party
I have taken the policy which is good for third party too. If by chance accident occurred then it will covered me my vehicle as well as the person with whom I have been met with an accident.
Waheeda
G.k. Bhatar, July 01, 2020
Reputation
The reputation of edelweiss company is very good. They provided with the best policy to me regarding the two wheeler policy. Thanks.

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis